Orient Commercial Joint Stock Bank (HOSE:OCB)
Vietnam · Delayed Price · Currency is VND 10,600
+450 (4.43%)
At close: Nov 3, 2026
HOSE:OCB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 26,363,997 | 21,118,346 | 17,954,213 | 18,126,741 | 14,067,732 | 11,720,101 |
Interest Paid on Deposits | 16,206,107 | 11,869,499 | 9,347,544 | 11,361,222 | 7,120,149 | 5,954,516 |
Net Interest Income | 10,157,890 | 9,248,846 | 8,606,669 | 6,765,518 | 6,947,583 | 5,765,585 |
Net Interest Income Growth | 7.81% | 7.46% | 27.21% | -2.62% | 20.50% | 15.73% |
Income From Trading Activities | -36,276 | -45,400 | 2,250 | 1,496 | -77,265 | 123,818 |
Gain (Loss) on Sale of Investments | -52,808 | -228,916 | -188,422 | 646,562 | -140,196 | 1,744,619 |
Other Non-Interest Income | 2,893,185 | 2,615,209 | 1,648,586 | 1,524,550 | 1,803,450 | 1,285,131 |
Total Non-Interest Income | 2,804,100 | 2,340,893 | 1,462,414 | 2,172,608 | 1,585,988 | 3,153,568 |
Non-Interest Income Growth | 70.72% | 60.07% | -32.69% | 36.99% | -49.71% | 4.04% |
Revenues Before Loan Losses | 12,961,990 | 11,589,739 | 10,069,083 | 8,938,127 | 8,533,571 | 8,919,153 |
Provision for Loan Losses | 2,917,904 | 2,364,748 | 2,259,026 | 1,627,225 | 1,067,461 | 997,677 |
| 10,044,086 | 9,224,991 | 7,810,057 | 7,310,901 | 7,466,110 | 7,921,477 | |
Revenue Growth | 11.28% | 18.12% | 6.83% | -2.08% | -5.75% | 17.36% |
Salaries and Employee Benefits | 2,429,677 | 2,429,677 | 2,261,241 | 1,939,839 | 2,030,006 | 1,584,031 |
Occupancy Expenses | 631,541 | 631,541 | 593,656 | 496,478 | 411,792 | 374,599 |
Federal Deposit Insurance | 143,909 | 143,909 | 121,852 | 98,377 | 77,091 | 70,935 |
Selling, General & Administrative | 970,263 | 970,263 | 823,086 | 633,347 | 552,496 | 371,504 |
Other Non-Interest Expense | 154,085 | 27,166 | 3,926 | 3,384 | 5,418 | 1,855 |
Total Non-Interest Expense | 4,329,475 | 4,202,556 | 3,803,761 | 3,171,425 | 3,076,802 | 2,402,924 |
EBT Excluding Unusual Items | 5,714,612 | 5,022,435 | 4,006,296 | 4,139,476 | 4,389,308 | 5,518,553 |
Pretax Income | 5,714,612 | 5,022,435 | 4,006,296 | 4,139,476 | 4,389,308 | 5,518,553 |
Income Tax Expense | 1,175,883 | 1,012,354 | 832,873 | 836,173 | 879,590 | 1,113,594 |
Net Income | 4,538,729 | 4,010,081 | 3,173,423 | 3,303,303 | 3,509,718 | 4,404,959 |
Preferred Dividends & Other Adjustments | 32,482 | 32,482 | 30,396 | 38,081 | 39,839 | 42,488 |
Net Income to Common | 4,506,247 | 3,977,599 | 3,143,027 | 3,265,221 | 3,469,879 | 4,362,471 |
Net Income Growth | 16.78% | 26.55% | -3.74% | -5.90% | -20.46% | 24.65% |
Basic Shares Outstanding | 3,027 | 3,063 | 3,063 | 3,063 | 3,063 | 3,063 |
Diluted Shares Outstanding | 3,027 | 3,063 | 3,063 | 3,063 | 3,063 | 3,063 |
Shares Change | -1.12% | - | - | - | - | 9.53% |
EPS (Basic) | 1488.45 | 1298.80 | 1026.29 | 1066.19 | 1133.02 | 1424.48 |
EPS (Diluted) | 1488.45 | 1298.80 | 1026.29 | 1066.19 | 1133.02 | 1424.48 |
EPS Growth | 18.11% | 26.55% | -3.74% | -5.90% | -20.46% | 13.80% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | 563.607 | - | - | - |
Dividend Growth | - | - | - | - | - | - |
Effective Tax Rate | 20.58% | 20.16% | 20.79% | 20.20% | 20.04% | 20.18% |