Saigon - Hanoi Commercial Joint Stock Bank (HOSE:SHB)
Vietnam · Delayed Price · Currency is VND 11,800
-50 (-0.42%)
At close: Aug 13, 2026
HOSE:SHB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 62,685,389 | 57,323,089 | 50,511,029 | 57,589,391 | 40,773,670 | 35,606,329 |
Interest Paid on Deposits | 44,968,238 | 37,108,172 | 29,255,227 | 38,304,038 | 23,223,586 | 20,035,980 |
Net Interest Income | 17,717,151 | 20,214,917 | 21,255,802 | 19,285,353 | 17,550,084 | 15,570,349 |
Net Interest Income Growth | -32.83% | -4.90% | 10.22% | 9.89% | 12.72% | 56.75% |
Income From Trading Activities | 1,038 | 42,505 | 3,329 | 11,122 | 92,641 | - |
Gain (Loss) on Sale of Investments | 475,111 | 511,018 | -218,061 | 27,981 | - | 988,410 |
Other Non-Interest Income | 11,628,165 | 8,249,047 | 2,531,195 | 2,003,941 | 1,698,257 | 1,594,259 |
Total Non-Interest Income | 12,104,314 | 8,802,570 | 2,316,463 | 2,043,044 | 1,790,898 | 2,582,669 |
Non-Interest Income Growth | 260.25% | 280.00% | 13.38% | 14.08% | -30.66% | 13.56% |
Revenues Before Loan Losses | 29,821,465 | 29,017,487 | 23,572,265 | 21,328,397 | 19,340,982 | 18,153,018 |
Provision for Loan Losses | 8,170,701 | 7,575,386 | 6,242,792 | 7,037,837 | 5,260,021 | 7,487,035 |
| 21,650,764 | 21,442,101 | 17,329,473 | 14,290,560 | 14,080,961 | 10,665,983 | |
Revenue Growth | 9.52% | 23.73% | 21.27% | 1.49% | 32.02% | 39.64% |
Salaries and Employee Benefits | 3,342,732 | 3,452,569 | 3,177,593 | 2,945,499 | 2,790,873 | 3,048,550 |
Occupancy Expenses | 721,630 | 689,277 | 623,876 | 579,886 | 498,674 | 458,863 |
Federal Deposit Insurance | 614,593 | 577,180 | 499,430 | 428,201 | 319,172 | 289,121 |
Selling, General & Administrative | 1,709,991 | 1,607,972 | 1,368,120 | 1,035,554 | 654,084 | 567,205 |
Other Non-Interest Expense | 95,585 | 94,522 | 91,212 | 62,399 | 128,790 | 42,202 |
Total Non-Interest Expense | 6,484,531 | 6,421,520 | 5,760,231 | 5,051,539 | 4,391,593 | 4,405,941 |
EBT Excluding Unusual Items | 15,166,233 | 15,020,581 | 11,569,242 | 9,239,021 | 9,689,368 | 6,260,042 |
Pretax Income | 15,166,233 | 15,020,581 | 11,569,242 | 9,239,021 | 9,689,368 | 6,260,042 |
Income Tax Expense | 3,061,627 | 3,060,286 | 2,247,293 | 1,914,263 | 1,960,450 | 1,252,881 |
Earnings From Continuing Operations | 12,104,606 | 11,960,295 | 9,321,949 | 7,324,758 | 7,728,918 | 5,007,161 |
Net Income | 12,104,606 | 11,960,295 | 9,321,949 | 7,324,758 | 7,728,918 | 5,007,161 |
Preferred Dividends & Other Adjustments | - | - | - | - | 105,000 | - |
Net Income to Common | 12,104,606 | 11,960,295 | 9,321,949 | 7,324,758 | 7,623,918 | 5,007,161 |
Net Income Growth | 10.34% | 28.30% | 27.27% | -3.92% | 52.26% | 92.06% |
Basic Shares Outstanding | - | 4,594 | 4,594 | 4,545 | 4,539 | 4,111 |
Diluted Shares Outstanding | - | 4,594 | 4,594 | 4,545 | 4,539 | 4,111 |
Shares Change | - | - | 1.08% | 0.12% | 10.42% | 4.63% |
EPS (Basic) | - | 2603.63 | 2029.29 | 1611.76 | 1679.58 | 1218.01 |
EPS (Diluted) | - | 2603.63 | 2029.29 | 1611.76 | 1679.58 | 1218.01 |
EPS Growth | - | 28.30% | 25.91% | -4.04% | 37.90% | 83.57% |
Dividend Per Share | - | - | 500.000 | 442.478 | - | - |
Dividend Growth | - | - | 13.00% | - | - | - |
Effective Tax Rate | 20.19% | 20.37% | 19.43% | 20.72% | 20.23% | 20.01% |