Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)

HOSE:STB Statistics

Total Valuation

HOSE:STB has a market cap or net worth of VND 104.44 trillion.

Market Cap	104.44T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

HOSE:STB has 1.89 billion shares outstanding.

Current Share Class	1.89B
Shares Outstanding	1.89B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	3.35%
Owned by Institutions (%)	16.36%
Float	1.82B

Valuation Ratios

The trailing PE ratio is 7.26 and the forward PE ratio is 9.00.

PE Ratio	7.26
Forward PE	9.00
PS Ratio	3.69
PB Ratio	1.75
P/TBV Ratio	1.84
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.27
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.28%.

Return on Equity (ROE)	21.28%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.68B
Profits Per Employee	853.22M
Employee Count	18,088
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:STB has paid 3.12 trillion in taxes.

Income Tax	3.12T
Effective Tax Rate	21.21%

Stock Price Statistics

The stock price has increased by +90.05% in the last 52 weeks. The beta is 1.10, so HOSE:STB's price volatility has been similar to the market average.

Beta (5Y)	1.10
52-Week Price Change	+90.05%
50-Day Moving Average	48,238.00
200-Day Moving Average	39,907.50
Relative Strength Index (RSI)	75.68
Average Volume (20 Days)	15,613,432

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:STB had revenue of VND 28.27 trillion and earned 14.39 trillion in profits. Earnings per share was 7,630.59.

Revenue	28.27T
Gross Profit	27.56T
Operating Income	14.57T
Pretax Income	14.71T
Net Income	14.39T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7,630.59

Balance Sheet

The company has 108.46 trillion in cash and 13.90 trillion in debt, giving a net cash position of 94.55 trillion or 50,155.14 per share.

Cash & Cash Equivalents	108.46T
Total Debt	13.90T
Net Cash	94.55T
Net Cash Per Share	50,155.14
Equity (Book Value)	59.82T
Book Value Per Share	31,731.76
Working Capital	-587,577.76B

Cash Flow

In the last 12 months, operating cash flow was -51,063.85 billion and capital expenditures -983.75 billion, giving a free cash flow of -52,047.60 billion.

Operating Cash Flow	-51,063.85B
Capital Expenditures	-983.75B
Free Cash Flow	-52,047.60B
FCF Per Share	-27,608.30

Margins

Gross Margin	n/a
Operating Margin	51.54%
Pretax Margin	52.02%
Profit Margin	40.99%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	13.77%
FCF Yield	-49.83%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 16, 2015. It was a forward split with a ratio of 1.3875.

Last Split Date	Oct 16, 2015
Split Type	Forward
Split Ratio	1.3875

Scores

Altman Z-Score	n/a
Piotroski F-Score	2