Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)

HOSE:STB Statistics

Total Valuation

HOSE:STB has a market cap or net worth of VND 113.68 trillion.

Market Cap	113.68T
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, January 23, 2026.

Earnings Date	Jan 23, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:STB has 1.89 billion shares outstanding.

Current Share Class	1.89B
Shares Outstanding	1.89B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	13.43%
Float	1.89B

Valuation Ratios

The trailing PE ratio is 19.14 and the forward PE ratio is 10.04.

PE Ratio	19.14
Forward PE	10.04
PS Ratio	5.50
PB Ratio	1.90
P/TBV Ratio	2.00
P/FCF Ratio	2.84
P/OCF Ratio	2.77
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.34%.

Return on Equity (ROE)	10.34%
Return on Assets (ROA)	0.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.08%
Revenue Per Employee	1.23B
Profits Per Employee	353.18M
Employee Count	16,816
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:STB has paid 1.69 trillion in taxes.

Income Tax	1.69T
Effective Tax Rate	22.14%

Stock Price Statistics

The stock price has increased by +64.22% in the last 52 weeks. The beta is 1.11, so HOSE:STB's price volatility has been higher than the market average.

Beta (5Y)	1.11
52-Week Price Change	+64.22%
50-Day Moving Average	55,510.00
200-Day Moving Average	51,395.50
Relative Strength Index (RSI)	52.24
Average Volume (20 Days)	15,849,853

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:STB had revenue of VND 20.67 trillion and earned 5.94 trillion in profits. Earnings per share was 3,150.36.

Revenue	20.67T
Gross Profit	20.67T
Operating Income	8.35T
Pretax Income	7.63T
Net Income	5.94T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,150.36

Balance Sheet

The company has 176.65 trillion in cash and 31.73 trillion in debt, with a net cash position of 144.92 trillion or 76,872.18 per share.

Cash & Cash Equivalents	176.65T
Total Debt	31.73T
Net Cash	144.92T
Net Cash Per Share	76,872.18
Equity (Book Value)	59.87T
Book Value Per Share	31,755.91
Working Capital	-611,842.80B

Cash Flow

In the last 12 months, operating cash flow was 41.02 trillion and capital expenditures -926.09 billion, giving a free cash flow of 40.09 trillion.

Operating Cash Flow	41.02T
Capital Expenditures	-926.09B
Free Cash Flow	40.09T
FCF Per Share	21,266.56

Margins

Gross Margin	n/a
Operating Margin	40.41%
Pretax Margin	36.90%
Profit Margin	28.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	193.94%

Dividends & Yields

HOSE:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.22%
FCF Yield	35.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 16, 2015. It was a forward split with a ratio of 1.3875.

Last Split Date	Oct 16, 2015
Split Type	Forward
Split Ratio	1.3875

Scores

Altman Z-Score	n/a
Piotroski F-Score	4