Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)

HOSE:STB Statistics

Total Valuation

HOSE:STB has a market cap or net worth of VND 90.58 trillion.

Market Cap	90.58T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

HOSE:STB has 1.89 billion shares outstanding.

Current Share Class	1.89B
Shares Outstanding	1.89B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	16.62%
Float	1.89B

Valuation Ratios

The trailing PE ratio is 7.37 and the forward PE ratio is 7.80.

PE Ratio	7.37
Forward PE	7.80
PS Ratio	3.02
PB Ratio	1.44
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.56%.

Return on Equity (ROE)	21.56%
Return on Assets (ROA)	1.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	1.79B
Profits Per Employee	734.41M
Employee Count	18,088
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:STB has paid 3.32 trillion in taxes.

Income Tax	3.32T
Effective Tax Rate	21.29%

Stock Price Statistics

The stock price has increased by +43.86% in the last 52 weeks. The beta is 1.09, so HOSE:STB's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	+43.86%
50-Day Moving Average	55,683.00
200-Day Moving Average	46,612.50
Relative Strength Index (RSI)	32.85
Average Volume (20 Days)	10,591,986

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:STB had revenue of VND 29.99 trillion and earned 12.29 trillion in profits. Earnings per share was 6,518.96.

Revenue	29.99T
Gross Profit	29.27T
Operating Income	15.83T
Pretax Income	15.61T
Net Income	12.29T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6,518.96

Balance Sheet

The company has 119.97 trillion in cash and 13.96 trillion in debt, giving a net cash position of 106.01 trillion or 56,230.28 per share.

Cash & Cash Equivalents	119.97T
Total Debt	13.96T
Net Cash	106.01T
Net Cash Per Share	56,230.28
Equity (Book Value)	62.70T
Book Value Per Share	33,261.34
Working Capital	-614,619.23B

Cash Flow

In the last 12 months, operating cash flow was -69,268.70 billion and capital expenditures -948.31 billion, giving a free cash flow of -70,217.01 billion.

Operating Cash Flow	-69,268.70B
Capital Expenditures	-948.31B
Free Cash Flow	-70,217.01B
FCF Per Share	-37,246.14

Margins

Gross Margin	n/a
Operating Margin	52.80%
Pretax Margin	52.07%
Profit Margin	40.98%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	13.57%
FCF Yield	-77.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 16, 2015. It was a forward split with a ratio of 1.3875.

Last Split Date	Oct 16, 2015
Split Type	Forward
Split Ratio	1.3875

Scores

Altman Z-Score	n/a
Piotroski F-Score	2