HOSE:STB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	134,227,359	109,342,512	69,564,460	52,691,779	42,417,354	59,384,295
Market Cap Growth	83.27%	57.18%	32.02%	24.22%	-28.57%	94.82%
Last Close Price	71200.00	58000.00	36900.00	27950.00	22500.00	31500.00
PE Ratio	-	18.41	7.77	7.72	9.46	19.75
PS Ratio	7.22	5.29	2.61	2.34	2.46	4.17
PB Ratio	2.18	1.83	1.26	1.15	1.10	1.73
P/FCF Ratio	6.01	2.73	-	-	-	-
P/OCF Ratio	5.78	2.67	-	-	-	-
Debt / Equity Ratio	0.47	0.53	0.27	0.13	0.63	0.20
Debt / FCF Ratio	1.30	0.79	-	-	-	-
Net Debt / Equity Ratio	-1.47	-2.42	-1.34	-1.16	-0.26	-0.32
Net Debt / FCF Ratio	-4.05	-3.61	3.94	1.28	0.40	0.58
Return on Equity (ROE)	7.75%	10.34%	20.03%	18.30%	13.83%	10.79%
Return on Assets (ROA)	0.57%	0.71%	1.42%	1.22%	0.91%	0.67%
Earnings Yield	-0.23%	5.43%	14.50%	14.65%	11.88%	5.75%
FCF Yield	16.64%	36.67%	-27.01%	-78.58%	-59.94%	-31.74%
Payout Ratio	-	-	-	0.00%	0.00%	0.00%
Buyback Yield / Dilution	-	-	-	-	-2.34%	-2.13%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.