Saigon Treasure Commercial Joint Stock Bank (HOSE:STB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
75,500
+2,000 (2.72%)
At close: Aug 28, 2026

HOSE:STB Ratios and Metrics

Millions VND. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
142,333,787109,342,51269,564,46052,691,77942,417,35459,384,295
Market Cap Growth
35.79%57.18%32.02%24.22%-28.57%94.82%
Last Close Price
75500.0058000.0036900.0027950.0022500.0031500.00

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
46.2118.417.777.729.4619.75
PS Ratio
8.585.292.612.342.464.17
PB Ratio
2.271.831.261.151.101.73
P/FCF Ratio
39.422.73----
P/OCF Ratio
32.502.67----

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.930.530.270.130.630.20
Debt / FCF Ratio
16.100.79----
Net Debt / Equity Ratio
-1.20-2.42-1.34-1.16-0.26-0.32
Net Debt / FCF Ratio
-20.87-3.613.941.280.400.58
Return on Equity (ROE)
5.02%10.34%20.03%18.30%13.83%10.79%
Return on Assets (ROA)
0.36%0.71%1.42%1.22%0.91%0.67%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
2.16%5.43%14.50%14.65%11.88%5.75%
FCF Yield
2.54%36.67%-27.01%-78.58%-59.94%-31.74%
Payout Ratio
---0.00%0.00%0.00%
Buyback Yield / Dilution
-----2.34%-2.13%