HOSE:STB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4,626,823	5,939,111	10,087,495	7,718,616	5,040,695	3,411,496
Depreciation & Amortization	830,146	899,583	980,725	847,708	665,889	639,448
Other Amortization	-	-	-	302,988	-	-
Change in Trading Asset Securities	-9,207,786	-2,188,015	-10,394,318	-6,433,560	-8,645,116	3,304,346
Change in Other Net Operating Assets	12,277,856	24,528,036	-19,430,649	-51,736,817	-34,915,826	-35,716,151
Other Operating Activities	14,688,464	11,839,428	984,575	9,184,900	13,573,650	10,119,484
Operating Cash Flow	23,215,503	41,018,143	-17,772,172	-40,116,165	-24,280,708	-18,241,377
Capital Expenditures	-874,769	-926,085	-1,015,860	-1,287,591	-1,142,501	-606,832
Sale of Property, Plant and Equipment	60,447	141,534	2,947	9,921	2,841,841	345,743
Investment in Securities	-	-	372	-	-	176,019
Other Investing Activities	28,539	20,214	4,641	22,837	12,466	2,129
Investing Cash Flow	-785,783	-764,337	-1,007,900	-1,254,833	1,711,806	-82,941
Long-Term Debt Issued	-	508,956	1,809,625	-	474,811	2,495,286
Long-Term Debt Repaid	-	-4,327,904	-3,268,898	-37,078	-486,411	-159,998
Net Debt Issued (Repaid)	-2,205,076	-3,818,948	-1,459,273	-37,078	-11,600	2,335,288
Issuance of Common Stock	-	-	-	-	-	2,434,950
Common Dividends Paid	-	-	-2	-25	-173	-89
Net Increase (Decrease) in Deposit Accounts	15,219,628	51,459,858	56,137,421	66,867,519	39,821,200	6,361,994
Financing Cash Flow	13,014,552	47,640,910	54,678,146	66,830,416	39,809,427	11,132,143
Foreign Exchange Rate Adjustments	105,551	84,812	87,265	-55,997	-206,855	-112,120
Net Cash Flow	35,549,823	87,979,528	35,985,339	25,403,421	17,033,670	-7,304,295
Free Cash Flow	22,340,734	40,092,058	-18,788,032	-41,403,756	-25,423,209	-18,848,209
Free Cash Flow Margin	120.21%	193.94%	-70.36%	-184.19%	-147.30%	-132.24%
Free Cash Flow Per Share	11850.49	21266.56	-9965.99	-21962.34	-13485.57	-10231.75
Cash Interest Paid	30,744,665	28,105,502	28,308,950	29,631,339	18,643,180	18,762,478
Cash Income Tax Paid	1,659,712	2,773,230	2,541,467	840,774	1,426,196	1,374,291

Source: S&P Global Market Intelligence. Banks template. Financial Sources.