Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)

HOSE:STB Statistics

Total Valuation

HOSE:STB has a market cap or net worth of VND 124.80 trillion.

Market Cap	124.80T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, May 5, 2026.

Earnings Date	May 5, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:STB has 1.89 billion shares outstanding. The number of shares has increased by 1.90% in one year.

Current Share Class	1.89B
Shares Outstanding	1.89B
Shares Change (YoY)	+1.90%
Shares Change (QoQ)	-65.75%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	12.98%
Float	1.89B

Valuation Ratios

The trailing PE ratio is 27.49 and the forward PE ratio is 15.54.

PE Ratio	27.49
Forward PE	15.54
PS Ratio	6.71
PB Ratio	2.03
P/TBV Ratio	2.13
P/FCF Ratio	5.59
P/OCF Ratio	5.38
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.78
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.75%.

Return on Equity (ROE)	7.75%
Return on Assets (ROA)	0.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.36%
Revenue Per Employee	1.11B
Profits Per Employee	275.14M
Employee Count	16,816
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:STB has paid 1.43 trillion in taxes.

Income Tax	1.43T
Effective Tax Rate	23.65%

Stock Price Statistics

The stock price has increased by +69.31% in the last 52 weeks. The beta is 0.96, so HOSE:STB's price volatility has been similar to the market average.

Beta (5Y)	0.96
52-Week Price Change	+69.31%
50-Day Moving Average	64,328.00
200-Day Moving Average	56,881.25
Relative Strength Index (RSI)	54.04
Average Volume (20 Days)	7,871,457

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:STB had revenue of VND 18.59 trillion and earned 4.63 trillion in profits. Earnings per share was 2,408.48.

Revenue	18.59T
Gross Profit	18.59T
Operating Income	6.79T
Pretax Income	6.06T
Net Income	4.63T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,408.48

Balance Sheet

The company has 119.33 trillion in cash and 62.10 trillion in debt, with a net cash position of 57.22 trillion or 30,354.43 per share.

Cash & Cash Equivalents	119.33T
Total Debt	62.10T
Net Cash	57.22T
Net Cash Per Share	30,354.43
Equity (Book Value)	61.48T
Book Value Per Share	95,217.89
Working Capital	-577,925.46B

Cash Flow

In the last 12 months, operating cash flow was 23.22 trillion and capital expenditures -874.77 billion, giving a free cash flow of 22.34 trillion.

Operating Cash Flow	23.22T
Capital Expenditures	-874.77B
Depreciation & Amortization	n/a
Net Borrowing	-2,205.08B
Free Cash Flow	22.34T
FCF Per Share	11,850.49

Margins

Gross Margin	n/a
Operating Margin	36.51%
Pretax Margin	32.61%
Profit Margin	24.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	120.20%

Dividends & Yields

HOSE:STB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.90%
Shareholder Yield	-1.90%
Earnings Yield	3.71%
FCF Yield	17.90%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 16, 2015. It was a forward split with a ratio of 1.3875.

Last Split Date	Oct 16, 2015
Split Type	Forward
Split Ratio	1.3875

Scores

Altman Z-Score	n/a
Piotroski F-Score	4