Vietnam International Commercial Joint Stock Bank (HOSE:VIB)
Vietnam
· Delayed Price · Currency is VND 20,600
+50 (0.24%)
At close: Feb 21, 2025
HOSE:VIB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 32,442,938 | 35,567,669 | 27,509,339 | 20,975,011 | 17,437,106 | Upgrade
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| Interest Paid on Deposits | 15,692,526 | 18,207,116 | 12,546,784 | 9,158,864 | 8,940,999 | Upgrade
|
| Net Interest Income | 16,750,412 | 17,360,553 | 14,962,555 | 11,816,147 | 8,496,107 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.51% | 16.03% | 26.63% | 39.08% | 36.74% | Upgrade
|
| Income From Trading Activities | - | - | - | 196,796 | 25,240 | Upgrade
|
| Gain (Loss) on Sale of Investments | 247,967 | 129,730 | -175,878 | 899 | 7,543 | Upgrade
|
| Other Non-Interest Income | 3,570,671 | 4,670,210 | 3,271,126 | 2,877,960 | 2,694,167 | Upgrade
|
| Total Non-Interest Income | 3,818,638 | 4,799,940 | 3,095,248 | 3,075,655 | 2,726,950 | Upgrade
|
| Non-Interest Income Growth (YoY) | -20.44% | 55.07% | 0.64% | 12.79% | 41.30% | Upgrade
|
| Revenues Before Loan Losses | 20,569,050 | 22,160,493 | 18,057,803 | 14,891,802 | 11,223,057 | Upgrade
|
| Provision for Loan Losses | 4,353,458 | 4,845,805 | 1,279,609 | 1,647,142 | 947,635 | Upgrade
|
| Revenue | 16,215,592 | 17,314,688 | 16,778,194 | 13,244,660 | 10,275,422 | Upgrade
|
| Revenue Growth (YoY) | -6.35% | 3.20% | 26.68% | 28.90% | 36.82% | Upgrade
|
| Salaries and Employee Benefits | 4,708,480 | 4,350,225 | 4,082,383 | 3,593,892 | 3,232,366 | Upgrade
|
| Occupancy Expenses | 1,390,001 | 1,290,219 | 1,210,368 | 942,461 | 702,733 | Upgrade
|
| Federal Deposit Insurance | 242,091 | 203,686 | 176,203 | 158,915 | 130,767 | Upgrade
|
| Selling, General & Administrative | 804,697 | 708,544 | 669,316 | 499,743 | - | Upgrade
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| Other Non-Interest Expense | 66,023 | 58,069 | 58,809 | 38,637 | 406,549 | Upgrade
|
| Total Non-Interest Expense | 7,211,292 | 6,610,743 | 6,197,079 | 5,233,648 | 4,472,415 | Upgrade
|
| EBT Excluding Unusual Items | 9,004,300 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | Upgrade
|
| Pretax Income | 9,004,300 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | Upgrade
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| Income Tax Expense | 1,799,833 | 2,140,892 | 2,112,348 | 1,601,262 | 1,160,673 | Upgrade
|
| Net Income | 7,204,467 | 8,563,053 | 8,468,767 | 6,409,750 | 4,642,334 | Upgrade
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| Preferred Dividends & Other Adjustments | 100,000 | 110,717 | 100,000 | 92,954 | 98,164 | Upgrade
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| Net Income to Common | 7,104,467 | 8,452,336 | 8,368,767 | 6,316,796 | 4,544,170 | Upgrade
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| Net Income Growth | -15.87% | 1.11% | 32.12% | 38.07% | 42.12% | Upgrade
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| Basic Shares Outstanding | 2,979 | 2,968 | 2,968 | 2,959 | 2,944 | Upgrade
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| Diluted Shares Outstanding | 2,979 | 2,968 | 2,968 | 2,959 | 2,944 | Upgrade
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| Shares Change (YoY) | 0.37% | - | 0.30% | 0.52% | - | Upgrade
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| EPS (Basic) | 2384.75 | 2847.76 | 2819.60 | 2134.65 | 1543.63 | Upgrade
|
| EPS (Diluted) | 2384.75 | 2847.76 | 2819.60 | 2134.65 | 1543.63 | Upgrade
|
| EPS Growth | -16.26% | 1.00% | 32.09% | 38.29% | 42.02% | Upgrade
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| Dividend Per Share | - | 1068.376 | 356.125 | - | - | Upgrade
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| Dividend Growth | - | 200.00% | - | - | - | Upgrade
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| Effective Tax Rate | 19.99% | 20.00% | 19.96% | 19.99% | 20.00% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.