Vietnam International Commercial Joint Stock Bank (HOSE: VIB)
Vietnam
· Delayed Price · Currency is VND 18,300
+150 (0.83%)
At close: Nov 21, 2024
VIB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 31,607,821 | 35,567,669 | 27,509,339 | 20,975,011 | 17,437,106 | 13,861,218 | Upgrade
|
| Interest Paid on Deposits | 15,398,810 | 18,207,116 | 12,546,784 | 9,158,864 | 8,940,999 | 7,648,003 | Upgrade
|
| Net Interest Income | 16,209,011 | 17,360,553 | 14,962,555 | 11,816,147 | 8,496,107 | 6,213,215 | Upgrade
|
| Net Interest Income Growth (YoY) | -8.63% | 16.03% | 26.63% | 39.08% | 36.74% | 29.09% | Upgrade
|
| Income From Trading Activities | - | - | - | 196,796 | 25,240 | 37,147 | Upgrade
|
| Gain (Loss) on Sale of Investments | 133,409 | 129,730 | -175,878 | 899 | 7,543 | -8,992 | Upgrade
|
| Other Non-Interest Income | 4,793,756 | 4,670,210 | 3,271,126 | 2,877,960 | 2,694,167 | 1,901,720 | Upgrade
|
| Total Non-Interest Income | 4,927,165 | 4,799,940 | 3,095,248 | 3,075,655 | 2,726,950 | 1,929,875 | Upgrade
|
| Non-Interest Income Growth (YoY) | 50.90% | 55.07% | 0.64% | 12.79% | 41.30% | 56.16% | Upgrade
|
| Revenues Before Loan Losses | 21,136,176 | 22,160,493 | 18,057,803 | 14,891,802 | 11,223,057 | 8,143,090 | Upgrade
|
| Provision for Loan Losses | 4,923,624 | 4,845,805 | 1,279,609 | 1,647,142 | 947,635 | 632,725 | Upgrade
|
| Revenue | 16,212,552 | 17,314,688 | 16,778,194 | 13,244,660 | 10,275,422 | 7,510,365 | Upgrade
|
| Revenue Growth (YoY) | -7.35% | 3.20% | 26.68% | 28.90% | 36.82% | 39.20% | Upgrade
|
| Salaries and Employee Benefits | 4,717,455 | 4,350,225 | 4,082,383 | 3,593,892 | 3,232,366 | 2,276,053 | Upgrade
|
| Occupancy Expenses | 1,405,261 | 1,290,219 | 1,210,368 | 942,461 | 702,733 | 620,637 | Upgrade
|
| Federal Deposit Insurance | 233,640 | 203,686 | 176,203 | 158,915 | 130,767 | 93,967 | Upgrade
|
| Selling, General & Administrative | 811,875 | 708,544 | 669,316 | 499,743 | - | - | Upgrade
|
| Other Non-Interest Expense | 61,882 | 58,069 | 58,809 | 38,637 | 406,549 | 437,451 | Upgrade
|
| Total Non-Interest Expense | 7,230,113 | 6,610,743 | 6,197,079 | 5,233,648 | 4,472,415 | 3,428,108 | Upgrade
|
| EBT Excluding Unusual Items | 8,982,439 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | 4,082,257 | Upgrade
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| Pretax Income | 8,982,439 | 10,703,945 | 10,581,115 | 8,011,012 | 5,803,007 | 4,082,257 | Upgrade
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| Income Tax Expense | 1,796,522 | 2,140,892 | 2,112,348 | 1,601,262 | 1,160,673 | 815,855 | Upgrade
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| Net Income | 7,185,917 | 8,563,053 | 8,468,767 | 6,409,750 | 4,642,334 | 3,266,402 | Upgrade
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| Preferred Dividends & Other Adjustments | 100,000 | 110,717 | 100,000 | 92,954 | 98,164 | 66,719 | Upgrade
|
| Net Income to Common | 7,085,917 | 8,452,336 | 8,368,767 | 6,316,796 | 4,544,170 | 3,199,683 | Upgrade
|
| Net Income Growth | -19.05% | 1.11% | 32.12% | 38.07% | 42.12% | 47.43% | Upgrade
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| Basic Shares Outstanding | 2,968 | 2,968 | 2,968 | 2,959 | 2,944 | 2,944 | Upgrade
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| Diluted Shares Outstanding | 2,968 | 2,968 | 2,968 | 2,959 | 2,944 | 2,944 | Upgrade
|
| Shares Change (YoY) | -0.28% | - | 0.30% | 0.52% | - | 66.71% | Upgrade
|
| EPS (Basic) | 2387.39 | 2847.76 | 2819.60 | 2134.65 | 1543.63 | 1086.91 | Upgrade
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| EPS (Diluted) | 2387.39 | 2847.76 | 2819.60 | 2134.65 | 1543.63 | 1086.91 | Upgrade
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| EPS Growth | -18.95% | 1.00% | 32.09% | 38.29% | 42.02% | -11.58% | Upgrade
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| Dividend Per Share | 555.556 | 1068.376 | 356.125 | - | - | - | Upgrade
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| Dividend Growth | -36.07% | 200.00% | - | - | - | - | Upgrade
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| Effective Tax Rate | 20.00% | 20.00% | 19.96% | 19.99% | 20.00% | 19.99% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.