Vietnam International Commercial Joint Stock Bank (HOSE:VIB)

HOSE:VIB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	69,112,786	58,689,018	49,721,597	40,045,922	73,463,914	35,944,289
Market Cap Growth	2.34%	18.04%	24.16%	-45.49%	104.38%	-
Last Close Price	20350.00	16621.49	13342.01	10078.48	18585.27	9093.37
PE Ratio	9.11	8.26	5.88	4.79	11.63	7.91
PS Ratio	4.16	3.62	2.87	2.39	5.55	3.50
PB Ratio	1.58	1.40	1.31	1.23	3.02	2.00
Debt / Equity Ratio	1.64	1.69	1.26	1.75	2.83	2.46
Return on Equity (ROE)	18.38%	18.06%	24.26%	29.74%	30.33%	29.57%
Return on Assets (ROA)	1.57%	1.60%	2.27%	2.60%	2.31%	2.16%
Earnings Yield	10.97%	12.28%	17.22%	21.15%	8.72%	12.91%
FCF Yield	-124.38%	-112.47%	-69.05%	-78.89%	-48.84%	-104.28%
Dividend Yield	3.02%	3.69%	7.02%	3.10%	-	-
Payout Ratio	27.68%	44.01%	36.92%	-	-	-
Buyback Yield / Dilution	0.18%	-	-0.37%	-0.30%	-0.52%	-
Total Shareholder Return	3.20%	3.69%	6.65%	2.80%	-0.52%	-

Updated Feb 25, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.