Vietnam International Commercial Joint Stock Bank (HOSE:VIB)

HOSE:VIB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Nov 11, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	63,484,706	58,689,018	49,721,597	40,045,922	73,463,914	35,944,289
Market Cap Growth	16.77%	18.04%	24.16%	-45.49%	104.38%	-
Last Close Price	18650.00	16621.49	13342.01	10078.48	18585.27	9093.37
PE Ratio	8.32	8.26	5.88	4.79	11.63	7.91
PS Ratio	3.81	3.62	2.87	2.39	5.55	3.50
PB Ratio	1.40	1.40	1.31	1.23	3.02	2.00
Debt / Equity Ratio	1.82	1.69	1.26	1.75	2.83	2.46
Return on Equity (ROE)	17.74%	18.06%	24.26%	29.74%	30.33%	29.57%
Return on Assets (ROA)	1.53%	1.60%	2.27%	2.60%	2.31%	2.16%
Earnings Yield	11.98%	12.28%	17.22%	21.15%	8.72%	12.91%
FCF Yield	-112.07%	-112.47%	-69.05%	-78.89%	-48.84%	-104.28%
Dividend Yield	3.37%	3.69%	7.02%	3.10%	-	-
Payout Ratio	27.59%	44.01%	36.92%	-	-	-
Buyback Yield / Dilution	0.17%	-	-0.37%	-0.30%	-0.52%	-
Total Shareholder Return	3.55%	3.69%	6.65%	2.80%	-0.52%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.