Íslandsbanki hf. (ICE:ISB)

Iceland · Delayed Price · Currency is ISK

144.60

+0.80 (0.56%)

Aug 26, 2026, 3:29 PM GMT

Íslandsbanki Financials Overview

Financials in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	70,293	66,284	62,392	62,271	58,812	53,190
Revenue Growth	7.21%	6.24%	0.19%	5.88%	10.57%	54.91%
Net Income	27,373	25,249	24,246	24,585	24,535	23,732
Earnings Per Share	15.39	13.62	12.54	12.34	12.27	11.87
EPS Growth	12.27%	8.63%	1.58%	0.61%	3.38%	236.10%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	67,216	59,235	53,908	92,248	146,496	133,042
Total Debt	487,163	492,428	410,032	464,053	517,053	449,493
Net Cash (Debt)	-419,947	-433,193	-356,124	-371,805	-370,557	-316,451
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-236.06	-233.65	-184.14	-186.65	-185.28	-158.23

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-83,771	-45,774	-58,137	-37,747	-82,033	-53,510
Capital Expenditures	-421	-484	-426	-311	-273	-206
Free Cash Flow	-84,192	-46,258	-58,563	-38,058	-82,306	-53,716
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	38.94%	38.09%	38.86%	39.48%	41.72%	44.62%
FCF Margin	-119.77%	-69.79%	-93.86%	-61.12%	-139.95%	-100.99%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	7.280	7.280	6.460	6.260	6.150	5.950
Dividend Per Share Growth	12.69%	12.69%	3.19%	1.79%	3.36%	-30.00%
Dividend Yield	5.12%	5.21%	5.80%	6.67%	6.39%	6.16%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	9.40	10.40	9.69	8.94	9.77	10.64
Forward PE	9.97	11.15	10.31	9.18	9.51	13.99
PS Ratio	3.44	3.96	3.77	3.53	4.07	4.75