Íslandsbanki hf. (ICE:ISB)
Iceland · Delayed Price · Currency is ISK 146.20
+0.20 (0.14%)
Aug 4, 2026, 3:29 PM GMT
Íslandsbanki Financials Overview
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 70,568 | 66,559 | 62,273 | 62,271 | 58,812 | 53,190 |
Revenue Growth | 7.83% | 6.88% | 0.00% | 5.88% | 10.57% | 54.91% |
Net Income Net Income Growth | 27,373 | 25,249 | 24,246 | 24,585 | 24,535 | 23,732 |
Earnings Per Share EPS Growth | 16.35 | - | 12.54 | 12.34 | 12.27 | 11.87 |
EPS Growth | 19.27% | - | 1.58% | 0.61% | 3.38% | 236.10% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Personal Banking Personal Banking Growth | 20,473 | 20,097 | 19,441 | 16,384 |
Business Banking Business Banking Growth | 19,850 | 19,476 | 17,553 | 15,440 |
Corporate and Investment Banking Corporate and Investment Banking Growth | 20,404 | 20,793 | 17,361 | 14,546 |
Treasury & Proprietary Trading Treasury & Proprietary Trading Growth | 701 | 162 | 2,899 | 4,750 |
Cost Centres Cost Centres Growth | -279 | -27 | -112 | -33 |
Subsidiaries, Eliminations & Adjustments Subsidiaries, Eliminations & Adjustments Growth | 2,434 | 1,770 | - | - |
Total Total Growth | 63,583 | 62,271 | 58,812 | 53,190 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 67,216 | 85,698 | 53,908 | 92,248 | 146,496 | 133,042 |
Total Debt Total Debt Growth | 487,163 | 491,091 | 410,032 | 464,053 | 517,053 | 449,493 |
Net Cash (Debt) Net Cash Growth | -419,947 | -405,393 | -356,124 | -371,805 | -370,557 | -316,451 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -250.85 | - | -184.14 | -186.65 | -185.28 | -158.23 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | - | - | -42,491 | -37,747 | -82,033 | -53,510 |
Capital Expenditures CapEx Growth | - | - | -426 | -311 | -273 | -206 |
Free Cash Flow Free Cash Flow Growth | - | - | -42,917 | -38,058 | -82,306 | -53,716 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.79% | 37.94% | 38.93% | 39.48% | 41.72% | 44.62% |
FCF Margin | - | - | -68.92% | -61.12% | -139.95% | -100.99% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 7.280 | - | 6.460 | 6.260 | 6.150 | 5.950 |
Dividend Per Share Growth | 12.69% | - | 3.19% | 1.79% | 3.36% | -30.00% |
Dividend Yield | 4.99% | - | 5.80% | 6.67% | 6.39% | 6.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.94 | 10.40 | 9.69 | 8.94 | 9.77 | 10.64 |
Forward PE | 10.08 | 11.15 | 10.31 | 9.18 | 9.51 | 13.99 |
PS Ratio | 3.47 | 3.95 | 3.77 | 3.53 | 4.07 | 4.75 |