Íslandsbanki hf. (ICE:ISB)
Iceland · Delayed Price · Currency is ISK 137.00
-1.20 (-0.87%)
Sep 16, 2026, 11:03 AM GMT
Íslandsbanki Financials Overview
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 70,293 | 66,284 | 62,392 | 62,271 | 58,812 | 53,190 |
Revenue Growth | 7.21% | 6.24% | 0.19% | 5.88% | 10.57% | 54.91% |
Net Income Net Income Growth | 27,373 | 25,249 | 24,246 | 24,585 | 24,535 | 23,732 |
Earnings Per Share EPS Growth | 15.39 | 13.62 | 12.54 | 12.34 | 12.27 | 11.87 |
EPS Growth | 12.27% | 8.63% | 1.58% | 0.61% | 3.38% | 236.10% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Personal Banking Personal Banking Growth | 23,296 | 22,130 | 20,476 | 20,097 | 19,441 | 16,384 |
Business Banking Business Banking Growth | 20,682 | 21,527 | 19,835 | 19,476 | 17,553 | 15,440 |
Corporate and Investment Banking Corporate and Investment Banking Growth | 19,483 | 19,860 | 20,535 | 20,793 | 17,361 | 14,546 |
Treasury & Proprietary Trading Treasury & Proprietary Trading Growth | 5,205 | 989 | 701 | 162 | 2,899 | 4,750 |
Cost Centres Cost Centres Growth | -123 | -103 | -279 | -27 | -112 | -33 |
Íslands-Sjóðir Hf. Íslands-Sjóðir Hf. Growth | 1,438 | 1,396 | 1,535 | 1,550 | 1,583 | 2,072 |
Allianz Ísland Hf. Allianz Ísland Hf. Growth | 1,406 | 1,523 | 1,610 | 1,149 | 1,606 | 960 |
Other Subsidiaries Other Subsidiaries Growth | 608 | 546 | 519 | 354 | 292 | 23 |
Eliminations & Adjustments Eliminations & Adjustments Growth | -1,715 | -1,309 | -1,230 | -1,283 | -1,811 | -952 |
Total Total Growth | 70,280 | 66,559 | 63,702 | 62,271 | 58,812 | 53,190 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 67,216 | 59,235 | 53,908 | 92,248 | 146,496 | 133,042 |
Total Debt Total Debt Growth | 487,163 | 492,428 | 410,032 | 464,053 | 517,053 | 449,493 |
Net Cash (Debt) Net Cash Growth | -419,947 | -433,193 | -356,124 | -371,805 | -370,557 | -316,451 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -236.06 | -233.65 | -184.14 | -186.65 | -185.28 | -158.23 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -83,771 | -45,774 | -58,137 | -37,747 | -82,033 | -53,510 |
Capital Expenditures CapEx Growth | -421 | -484 | -426 | -311 | -273 | -206 |
Free Cash Flow Free Cash Flow Growth | -84,192 | -46,258 | -58,563 | -38,058 | -82,306 | -53,716 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.94% | 38.09% | 38.86% | 39.48% | 41.72% | 44.62% |
FCF Margin | -119.77% | -69.79% | -93.86% | -61.12% | -139.95% | -100.99% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 7.280 | 7.280 | 6.460 | 6.260 | 6.150 | 5.950 |
Dividend Per Share Growth | 12.69% | 12.69% | 3.19% | 1.79% | 3.36% | -30.00% |
Dividend Yield | 5.13% | 5.21% | 5.80% | 6.67% | 6.39% | 6.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.98 | 10.40 | 9.69 | 8.94 | 9.77 | 10.64 |
Forward PE | 9.53 | 11.15 | 10.31 | 9.18 | 9.51 | 13.99 |
PS Ratio | 3.25 | 3.96 | 3.77 | 3.53 | 4.07 | 4.75 |