Íslandsbanki hf. (ICE:ISB)
Iceland · Delayed Price · Currency is ISK 144.00
-0.60 (-0.41%)
Aug 27, 2026, 9:30 AM GMT
Íslandsbanki Cash Flow Statement
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 27,373 | 25,249 | 24,246 | 24,585 | 24,535 | 23,732 |
Depreciation & Amortization | 1,188 | 987 | 915 | 886 | 858 | 828 |
Other Amortization | 736 | 736 | 717 | 734 | 542 | 550 |
Gain (Loss) on Sale of Assets | -136 | -136 | -24 | -219 | -19 | -18 |
Gain (Loss) on Sale of Investments | 2,958 | 820 | -578 | 175 | 146 | 295 |
Total Asset Writedown | -1,603 | -821 | -1,090 | 2,322 | -5,115 | -2,354 |
Provision for Credit Losses | - | - | - | 1,015 | -1,501 | -2,964 |
Change in Other Net Operating Assets | -104,576 | -77,350 | -68,891 | -52,766 | -99,625 | -79,388 |
Other Operating Activities | -9,132 | 5,320 | -12,744 | -14,237 | -1,507 | 7,163 |
Net Cash from Discontinued Operations | - | - | - | -35 | -149 | -1,221 |
Operating Cash Flow | -83,771 | -45,774 | -58,137 | -37,747 | -82,033 | -53,510 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -421 | -484 | -426 | -311 | -273 | -206 |
Sale of Property, Plant and Equipment | 18 | 198 | 101 | 374 | 35 | 29 |
Cash Acquisitions | - | - | - | - | -1,103 | 2,727 |
Income (Loss) Equity Investments | -683 | -683 | -688 | -207 | -198 | -133 |
Purchase / Sale of Intangibles | -966 | -734 | -501 | -385 | -470 | -442 |
Investing Cash Flow | -1,382 | -1,045 | -922 | -322 | -1,811 | 2,108 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 143,535 | 103,756 | 117,497 | 191,503 | 86,048 |
Long-Term Debt Repaid | - | -71,171 | -151,318 | -181,341 | -129,920 | -55,757 |
Net Debt Issued (Repaid) | 35,509 | 72,364 | -47,562 | -63,844 | 61,583 | 30,291 |
Repurchase of Common Stock | -27,136 | -14,591 | -9,053 | -2,310 | - | - |
Common Dividends Paid | -12,604 | -12,103 | -12,303 | -12,254 | -11,900 | -3,400 |
Net Increase (Decrease) in Deposit Accounts | 72,094 | 45,804 | 74,535 | 63,965 | 42,594 | 40,610 |
Other Financing Activities | - | - | - | - | - | -1,130 |
Financing Cash Flow | 67,863 | 91,474 | 5,617 | -14,443 | 92,277 | 66,371 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 2,482 | -2,306 | -2,084 | -51 | 5 | -40 |
Net Cash Flow | -14,808 | 42,349 | -55,526 | -52,563 | 8,438 | 14,929 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -84,192 | -46,258 | -58,563 | -38,058 | -82,306 | -53,716 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -119.77% | -69.79% | -93.86% | -61.12% | -139.95% | -100.99% |
Free Cash Flow Per Share | -47.33 | -24.95 | -30.28 | -19.11 | -41.15 | -26.86 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 87,315 | 74,653 | 94,687 | 76,073 | 42,172 | 18,691 |
Cash Income Tax Paid | 9,715 | 9,964 | 9,414 | 7,165 | 3,582 | 3,794 |