Revenue by Segment

Financials in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Personal Banking	20.47B	20.10B	19.44B	16.38B
Personal Banking Growth	1.87%	3.37%	18.66%	20.59%
Business Banking	19.85B	19.48B	17.55B	15.44B
Business Banking Growth	1.92%	10.96%	13.69%	120.01%
Cost Centres	-279.00M	-27.00M	-112.00M	-33.00M
Corporate and Investment Banking	20.40B	20.79B	17.36B	14.55B
Corporate and Investment Banking Growth	-1.87%	19.77%	19.35%	35.66%
Treasury & Proprietary Trading	701.00M	162.00M	2.90B	4.75B
Treasury & Proprietary Trading Growth	332.72%	-94.41%	-38.97%	138.81%
Eliminations & Adjustments	-	-	-1.81B	-952.00M
Other Subsidiaries	-	-	292.00M	23.00M
Other Subsidiaries Growth	-	-	1169.57%	2200.00%
Íslands-Sjóðir Hf.	-	-	1.58B	2.07B
Íslands-Sjóðir Hf. Growth	-	-	-23.60%	51.46%
Allianz Ísland Hf.	-	-	1.61B	960.00M
Allianz Ísland Hf. Growth	-	-	67.29%	28.69%
Subsidiaries, Eliminations & Adjustments	2.43B	1.77B	-	-
Subsidiaries, Eliminations & Adjustments Growth	37.51%	-	-	-
Total	63.58B	62.27B	58.81B	53.19B
Total Growth	2.11%	5.88%	10.57%	54.91%

Revenue by Geography

Financials in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Iceland	66.56B	62.27B	62.27B	58.81B	53.19B
Iceland Growth	6.88%	0.00%	5.88%	10.57%	54.91%
Total	66.56B	62.27B	62.27B	58.81B	53.19B
Total Growth	6.88%	0.00%	5.88%	10.57%	54.91%