Íslandsbanki Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jan '26 Jan 8, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	266,993	234,933	219,840	239,600	252,400	-	Upgrade
Market Cap Growth	14.27%	6.87%	-8.25%	-5.07%	-	-	Upgrade
Last Close Price	150.00	117.49	99.07	101.57	102.00	-	Upgrade
PE Ratio	11.01	9.69	8.94	9.77	10.64	-	Upgrade
PS Ratio	4.09	3.77	3.53	4.07	4.75	-	Upgrade
PB Ratio	1.18	1.03	0.98	1.10	1.24	-	Upgrade
Debt / Equity Ratio	1.98	1.80	2.07	2.36	2.21	2.28	Upgrade
Return on Equity (ROE)	11.37%	10.69%	11.07%	11.54%	11.54%	3.74%	Upgrade
Return on Assets (ROA)	1.52%	1.51%	1.56%	1.63%	1.62%	0.54%	Upgrade
Earnings Yield	9.58%	10.32%	11.18%	10.24%	9.40%	-	Upgrade
FCF Yield	-14.86%	-18.27%	-17.31%	-34.35%	-21.28%	-	Upgrade
Dividend Yield	4.31%	5.50%	6.32%	6.05%	5.83%	-	Upgrade
Payout Ratio	47.30%	50.74%	49.84%	48.50%	14.33%	-	Upgrade
Buyback Yield / Dilution	3.93%	2.91%	0.40%	-	-	-	Upgrade
Total Shareholder Return	8.29%	8.41%	6.72%	6.05%	5.83%	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.