Kvika banki hf. (ICE:KVIKA)
Iceland flag Iceland · Delayed Price · Currency is ISK
13.35
+0.05 (0.38%)
Aug 26, 2026, 3:29 PM GMT

Kvika banki Financials Overview

Millions ISK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
18,76118,85916,53813,78913,88522,163
Revenue Growth
3.54%14.03%19.94%-0.69%-37.35%165.24%
Net Income
5,0166,2648,1504,0194,88310,734
Earnings Per Share
1.141.391.730.841.022.56
EPS Growth
-43.29%-19.72%105.62%-17.05%-60.27%150.98%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
UK Operations
3,5693,7662,8131,200954.791,048
Treasury
2,0001,9591,388---
Commercial Banking
6,6296,4916,2494,7214,9965,546
Investment Banking (Excluding UK Operations)
4,2914,3213,5555,2064,7343,807
Supporting Units
-42-29-3553.1857.6562.62
Asset Management
2,3142,3512,5652,6083,1433,786
Total
18,76118,85916,53513,78913,88522,163

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
72,46743,50925,02829,89569,54179,445
Total Debt
102,95087,47161,23270,44073,34757,280
Net Cash (Debt)
-30,483-43,962-36,204-40,544-3,80622,165
Net Cash Growth
------
Net Cash Per Share
-6.96-9.78-7.71-8.52-0.805.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-8,747-32,117-4,365-35,499-33,5698,303
Capital Expenditures
-20--91-342.66-607.54-160.55
Free Cash Flow
-8,767-32,117-4,456-35,842-34,1768,142
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.74%33.22%49.28%29.14%35.17%48.43%
FCF Margin
-46.73%-170.30%-26.94%-259.93%-246.14%36.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.3600.3605.000-0.400
Dividend Per Share Growth
-45.80%-92.80%---
Dividend Yield
2.72%2.33%37.92%-3.35%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6612.9711.7220.3918.5611.96
P/FCF Ratio
-----15.77
PS Ratio
3.084.315.775.946.535.79