Kvika banki hf. (ICE:KVIKA)
Iceland flag Iceland · Delayed Price · Currency is ISK
13.45
-0.15 (-1.10%)
Aug 4, 2026, 2:02 PM GMT

Kvika banki Financials Overview

Millions ISK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
19,26918,85916,53813,78913,88522,163
Revenue Growth
13.08%14.03%19.94%-0.69%-37.35%165.24%
Net Income
5,5496,2648,1504,0194,88310,734
Earnings Per Share
1.251.391.730.841.022.56
EPS Growth
-36.14%-19.72%105.62%-17.05%-60.27%150.98%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Investment Banking (Excluding UK Operations)
4,4194,3213,5555,2064,7343,807
Supporting Units
155-29-3553.1857.6562.62
Asset Management
2,3182,3512,5652,6083,1433,786
Commercial Banking
6,6006,4916,2494,7214,9965,546
Treasury
1,9611,9591,388---
UK Operations
3,8433,7662,8131,200954.791,048
Total
19,29618,85916,53513,78913,88522,163

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
54,91843,50925,02829,89569,54179,445
Total Debt
87,41687,47161,23270,44073,34757,280
Net Cash (Debt)
-32,498-43,962-36,204-40,544-3,80622,165
Net Cash Growth
------
Net Cash Per Share
-7.34-9.78-7.71-8.52-0.805.28

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-20,859-32,117-4,365-35,499-33,5698,303
Capital Expenditures
31--91-342.66-607.54-160.55
Free Cash Flow
-20,828-32,117-4,456-35,842-34,1768,142
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
28.80%33.22%49.28%29.14%35.17%48.43%
FCF Margin
-108.09%-170.30%-26.94%-259.93%-246.14%36.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22
Dividend Per Share
0.3600.3605.000-0.400
Dividend Per Share Growth
-45.80%-92.80%---
Dividend Yield
2.65%2.33%37.92%-3.35%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.8912.9711.7220.3918.5611.96
P/FCF Ratio
-----15.77
PS Ratio
3.054.315.775.946.535.79