Kvika banki hf. (ICE:KVIKA)
Iceland · Delayed Price · Currency is ISK 13.35
+0.05 (0.38%)
Aug 26, 2026, 3:29 PM GMT
Kvika banki Cash Flow Statement
Financials in millions ISK. Fiscal year is January - December.
Millions ISK. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5,016 | 6,264 | 8,150 | 4,019 | 4,883 | 10,734 |
Depreciation & Amortization | 330 | 775 | 630 | 408.87 | 684.14 | 1,474 |
Other Amortization | 802 | 573 | 476 | 700.62 | 506.37 | 493.28 |
Gain (Loss) on Sale of Assets | - | -1,901 | -3,488 | 445.03 | 329.02 | - |
Total Asset Writedown | -1 | 6 | 4 | -0.51 | 0.41 | -72.37 |
Provision for Credit Losses | 692 | 511 | 599 | 1,025 | 525.55 | -124.09 |
Change in Trading Asset Securities | 26,783 | 21,206 | 1,056 | -21,551 | -17,653 | -4,437 |
Change in Other Net Operating Assets | -43,077 | -60,622 | -11,777 | -20,453 | -23,705 | 612.68 |
Other Operating Activities | 733 | 1,108 | 26 | -56.79 | 887.57 | -404.77 |
Operating Cash Flow | -8,747 | -32,117 | -4,365 | -35,499 | -33,569 | 8,303 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -20 | - | -91 | -342.66 | -607.54 | -160.55 |
Sale of Property, Plant and Equipment | -66 | 72 | - | - | - | - |
Cash Acquisitions | - | - | - | -20.94 | -318.99 | 3,741 |
Income (Loss) Equity Investments | -25 | -37 | -41 | -35.76 | -26.73 | 27.57 |
Divestitures | -392 | 31,825 | 1,238 | - | - | - |
Purchase / Sale of Intangibles | -268 | -329 | -608 | -1,540 | -835.25 | -458.27 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | - | - | - | - | - | 19.92 |
Other Investing Activities | 38 | 37 | 19 | 27.49 | 6.09 | 3.75 |
Investing Cash Flow | -708 | 31,605 | 558 | -1,876 | -1,756 | 3,146 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 36,126 | - | 12,822 | 5,551 | 223.11 |
Total Debt Issued | 4,440 | 36,126 | - | 12,822 | 5,551 | 223.11 |
Short-Term Debt Repaid | - | - | - | - | - | -5,291 |
Long-Term Debt Repaid | - | -5,695 | -11,372 | -4,616 | -1,954 | -14,159 |
Total Debt Repaid | -6,813 | -5,695 | -11,372 | -4,616 | -1,954 | -19,450 |
Net Debt Issued (Repaid) | -2,373 | 30,431 | -11,372 | 8,206 | 3,597 | -19,227 |
Issuance of Common Stock | - | - | 26 | - | 1,225 | 1,994 |
Repurchase of Common Stock | -1,865 | -3,875 | -1,000 | -1,000 | -3,004 | -2,858 |
Common Dividends Paid | -11,715 | -23,135 | - | -1,912 | - | - |
Net Increase (Decrease) in Deposit Accounts | 20,269 | 9,019 | 20,413 | 19,685 | 31,716 | 18,479 |
Other Financing Activities | 1 | - | - | - | - | - |
Financing Cash Flow | 4,317 | 12,440 | 8,067 | 24,978 | 33,534 | -1,612 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -416 | 556 | -539 | 403.55 | -185.22 | -135.69 |
Net Cash Flow | -3,482 | 14,556 | 1,648 | -11,994 | -1,975 | 9,701 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -8,767 | -32,117 | -4,456 | -35,842 | -34,176 | 8,142 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -46.73% | -170.30% | -26.94% | -259.93% | -246.14% | 36.74% |
Free Cash Flow Per Share | -2.00 | -7.14 | -0.95 | -7.53 | -7.14 | 1.94 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 17,601 | 17,414 | 18,851 | 13,562 | 6,625 | 1,905 |
Cash Income Tax Paid | 750 | 452 | 614 | 494.46 | 212.48 | - |