Kvika banki Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Millions ISK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	58,357	81,269	95,498	81,928	90,646	128,376
Market Cap Growth	-18.38%	-14.90%	16.56%	-9.62%	-29.39%	246.59%
Last Close Price	13.50	15.42	13.19	11.16	11.96	16.87
PE Ratio	10.81	12.97	11.72	20.39	18.56	11.96
PS Ratio	3.03	4.31	5.77	5.94	6.53	5.79
PB Ratio	0.87	1.18	1.07	1.00	1.12	1.64
P/FCF Ratio	-	-	-	-	-	15.77
P/OCF Ratio	-	-	-	-	-	15.46
Debt / Equity Ratio	1.31	1.27	0.68	0.86	0.91	0.73
Debt / FCF Ratio	-	-	-	-	-	7.04
Net Debt / Equity Ratio	0.49	0.64	0.40	0.50	0.05	-0.28
Net Debt / FCF Ratio	-1.56	-1.37	-8.12	-1.13	-0.11	-2.72
Return on Equity (ROE)	8.26%	5.51%	5.47%	2.83%	5.46%	21.86%
Return on Assets (ROA)	1.58%	1.25%	1.36%	0.73%	1.59%	5.77%
Earnings Yield	9.51%	7.71%	8.53%	4.91%	5.39%	8.36%
FCF Yield	-35.69%	-39.52%	-4.67%	-43.75%	-37.70%	6.34%
Dividend Yield	2.66%	2.33%	37.92%	-	3.35%	-
Payout Ratio	444.96%	369.33%	-	47.59%	-	-
Buyback Yield / Dilution	5.42%	4.28%	1.26%	0.60%	-14.10%	-82.18%
Total Shareholder Return	8.08%	6.61%	39.18%	0.60%	-10.75%	-82.18%