Kvika banki hf. (ICE:KVIKA)

Kvika banki Ratios and Metrics

Market cap in millions ISK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 16, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	77,956	95,498	81,928	90,646	128,376	37,039
Market Cap Growth	-8.56%	16.56%	-9.62%	-29.39%	246.59%	79.96%
Last Close Price	17.65	15.73	13.32	14.27	20.13	12.99
PE Ratio	17.42	11.73	20.39	18.56	11.96	15.77
PS Ratio	4.18	5.77	5.94	6.53	5.79	4.43
PB Ratio	1.15	1.07	1.00	1.12	1.64	1.93
P/FCF Ratio	-	-	-	-	15.77	-
P/OCF Ratio	-	-	-	-	15.46	-
Debt / Equity Ratio	1.41	0.68	0.86	0.91	0.73	1.99
Debt / FCF Ratio	-	-	-	-	7.04	-
Return on Equity (ROE)	6.03%	5.47%	2.83%	5.46%	21.86%	13.09%
Return on Assets (ROA)	1.29%	1.36%	0.73%	1.59%	5.77%	1.99%
Earnings Yield	10.83%	8.53%	4.91%	5.39%	8.36%	6.34%
FCF Yield	-26.40%	-2.58%	-43.75%	-37.70%	6.34%	-33.52%
Dividend Yield	28.25%	31.78%	-	2.80%	-	-
Payout Ratio	270.03%	-	47.59%	-	-	-
Buyback Yield / Dilution	3.35%	1.26%	0.60%	-14.10%	-82.18%	-9.60%
Total Shareholder Return	31.60%	33.04%	0.60%	-11.29%	-82.18%	-9.60%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.