PT Asuransi Ramayana Tbk (IDX:ASRM)
Indonesia · Delayed Price · Currency is IDR 308.00
+4.00 (1.32%)
Feb 27, 2026, 3:22 PM WIB
PT Asuransi Ramayana Tbk Income Statement
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 1,547,114 | 1,578,310 | 1,904,714 | 1,990,237 | 1,588,739 | 1,323,140 |
Total Interest & Dividend Income | 14,195 | 21,443 | 16,993 | 17,335 | 20,738 | 23,550 |
Gain (Loss) on Sale of Investments | 1,478 | 1,478 | 39,956 | - | - | - |
Other Revenue | - | - | - | 8,568 | 2,647 | 3,056 |
| 1,562,788 | 1,601,231 | 1,961,663 | 2,016,140 | 1,612,124 | 1,349,745 | |
Revenue Growth (YoY) | 20.67% | -18.37% | -2.70% | 25.06% | 19.44% | 12.72% |
Policy Benefits | 922,126 | 910,779 | 1,082,631 | 1,149,941 | 945,064 | 734,747 |
Policy Acquisition & Underwriting Costs | 310,370 | 310,370 | 417,449 | 435,614 | 335,540 | 279,271 |
Depreciation & Amortization | 27,456 | 21,087 | 51,747 | 15,105 | 13,598 | 20,154 |
Selling, General & Administrative | 11,945 | 169,951 | 178,214 | 165,763 | 130,536 | 130,571 |
Provision for Bad Debts | 3,644 | 3,644 | 13,173 | 24,091 | 6,460 | 613.82 |
Other Operating Expenses | - | - | - | - | - | 2,396 |
Total Operating Expenses | 1,570,426 | 1,591,528 | 1,916,735 | 1,937,302 | 1,558,529 | 1,289,466 |
Operating Income | -7,638 | 9,703 | 44,928 | 78,838 | 53,594 | 60,279 |
Interest Expense | -8,469 | -8,469 | -1,309 | -1,882 | -2,069 | -2,267 |
Currency Exchange Gain (Loss) | -5,583 | -5,583 | -2,365 | -2,489 | 363.43 | -1,583 |
Other Non Operating Income (Expenses) | 2,160 | 2,949 | 992.06 | 2,723 | 12,842 | 5,004 |
EBT Excluding Unusual Items | -19,530 | -1,400 | 42,246 | 77,190 | 64,730 | 61,432 |
Gain (Loss) on Sale of Assets | 1,871 | 1,871 | 3,113 | 6,990 | 8,934 | 12,056 |
Asset Writedown | 40,607 | 40,607 | 60,806 | 5,902 | 4,104 | 3,341 |
Pretax Income | 22,948 | 41,078 | 106,165 | 90,082 | 77,768 | 76,829 |
Income Tax Expense | 5,073 | 8,643 | 17,367 | 3,584 | 12,808 | 11,280 |
Earnings From Continuing Ops. | 17,874 | 32,436 | 88,798 | 86,498 | 64,959 | 65,549 |
Minority Interest in Earnings | -7.99 | -3.65 | -11.27 | -5.15 | -2.22 | -3.96 |
Net Income | 17,866 | 32,432 | 88,787 | 86,492 | 64,957 | 65,545 |
Net Income to Common | 17,866 | 32,432 | 88,787 | 86,492 | 64,957 | 65,545 |
Net Income Growth | -75.53% | -63.47% | 2.65% | 33.15% | -0.90% | 4.26% |
Shares Outstanding (Basic) | 1,263 | 1,278 | 1,278 | 1,278 | 1,278 | 1,278 |
Shares Outstanding (Diluted) | 1,263 | 1,278 | 1,278 | 1,278 | 1,278 | 1,278 |
Shares Change (YoY) | -2.25% | - | - | - | - | 0.27% |
EPS (Basic) | 14.14 | 25.38 | 69.47 | 67.68 | 50.83 | 51.29 |
EPS (Diluted) | 14.14 | 25.38 | 69.47 | 67.68 | 50.83 | 51.29 |
EPS Growth | -74.96% | -63.47% | 2.65% | 33.15% | -0.90% | 3.98% |
Free Cash Flow | -265,865 | -226,508 | -54,790 | 91,530 | -99,875 | 10,747 |
Free Cash Flow Per Share | -210.43 | -177.24 | -42.87 | 71.62 | -78.15 | 8.41 |
Dividend Per Share | - | - | 15.476 | 15.476 | 13.095 | 10.952 |
Dividend Growth | - | - | - | 18.18% | 19.56% | -14.57% |
Operating Margin | -0.49% | 0.61% | 2.29% | 3.91% | 3.32% | 4.47% |
Profit Margin | 1.14% | 2.02% | 4.53% | 4.29% | 4.03% | 4.86% |
Free Cash Flow Margin | -17.01% | -14.15% | -2.79% | 4.54% | -6.19% | 0.80% |
EBITDA | -67,862 | 18,286 | 51,283 | 84,331 | 65,639 | 66,529 |
EBITDA Margin | -4.34% | 1.14% | 2.61% | 4.18% | 4.07% | 4.93% |
D&A For EBITDA | -60,224 | 8,583 | 6,355 | 5,493 | 12,044 | 6,250 |
EBIT | -7,638 | 9,703 | 44,928 | 78,838 | 53,594 | 60,279 |
EBIT Margin | -0.49% | 0.61% | 2.29% | 3.91% | 3.32% | 4.47% |
Effective Tax Rate | 22.11% | 21.04% | 16.36% | 3.98% | 16.47% | 14.68% |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.