PT Asuransi Ramayana Tbk (IDX:ASRM)

PT Asuransi Ramayana Tbk Statistics

Total Valuation

IDX:ASRM has a market cap or net worth of IDR 350.17 billion. The enterprise value is 380.24 billion.

Market Cap	350.17B
Enterprise Value	380.24B

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date	Aug 14, 2026
Ex-Dividend Date	n/a

Share Statistics

IDX:ASRM has 1.28 billion shares outstanding. The number of shares has decreased by -1.95% in one year.

Current Share Class	1.28B
Shares Outstanding	1.28B
Shares Change (YoY)	-1.95%
Shares Change (QoQ)	+2.81%
Owned by Insiders (%)	50.68%
Owned by Institutions (%)	10.00%
Float	346.41M

Valuation Ratios

The trailing PE ratio is 18.70.

PE Ratio	18.70
Forward PE	n/a
PS Ratio	0.29
PB Ratio	0.45
P/TBV Ratio	0.45
P/FCF Ratio	5.06
P/OCF Ratio	4.95
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.20, with an EV/FCF ratio of 5.49.

EV / Earnings	20.31
EV / Sales	0.31
EV / EBITDA	5.20
EV / EBIT	5.45
EV / FCF	5.49

Financial Position

The company has a current ratio of 13.66, with a Debt / Equity ratio of 0.18.

Current Ratio	13.66
Quick Ratio	3.81
Debt / Equity	0.18
Debt / EBITDA	1.91
Debt / FCF	2.02
Interest Coverage	4.93

Financial Efficiency

Return on equity (ROE) is 2.54% and return on invested capital (ROIC) is 5.12%.

Return on Equity (ROE)	2.54%
Return on Assets (ROA)	2.50%
Return on Invested Capital (ROIC)	5.12%
Return on Capital Employed (ROCE)	4.38%
Weighted Average Cost of Capital (WACC)	5.32%
Revenue Per Employee	1.08B
Profits Per Employee	16.60M
Employee Count	1,128
Asset Turnover	0.70
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:ASRM has paid 11.55 billion in taxes.

Income Tax	11.55B
Effective Tax Rate	38.15%

Stock Price Statistics

The stock price has decreased by -3.46% in the last 52 weeks. The beta is 0.12, so IDX:ASRM's price volatility has been lower than the market average.

Beta (5Y)	0.12
52-Week Price Change	-3.46%
50-Day Moving Average	285.60
200-Day Moving Average	303.71
Relative Strength Index (RSI)	40.25
Average Volume (20 Days)	15,085

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:ASRM had revenue of IDR 1.22 trillion and earned 18.73 billion in profits. Earnings per share was 14.65.

Revenue	1.22T
Gross Profit	132.27B
Operating Income	69.73B
Pretax Income	30.28B
Net Income	18.73B
EBITDA	70.36B
EBIT	69.73B
Earnings Per Share (EPS)	14.65

Balance Sheet

The company has 282.98 billion in cash and 139.55 billion in debt, with a net cash position of -30.06 billion or -23.52 per share.

Cash & Cash Equivalents	282.98B
Total Debt	139.55B
Net Cash	-30.06B
Net Cash Per Share	-23.52
Equity (Book Value)	773.49B
Book Value Per Share	605.22
Working Capital	973.22B

Cash Flow

In the last 12 months, operating cash flow was 70.69 billion and capital expenditures -1.46 billion, giving a free cash flow of 69.23 billion.

Operating Cash Flow	70.69B
Capital Expenditures	-1.46B
Depreciation & Amortization	n/a
Net Borrowing	-14.20B
Free Cash Flow	69.23B
FCF Per Share	54.17

Margins

Gross margin is 10.82%, with operating and profit margins of 5.71% and 1.53%.

Gross Margin	10.82%
Operating Margin	5.71%
Pretax Margin	2.48%
Profit Margin	1.53%
EBITDA Margin	5.76%
EBIT Margin	5.71%
FCF Margin	5.67%

Dividends & Yields

IDX:ASRM does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	1.95%
Shareholder Yield	1.95%
Earnings Yield	5.35%
FCF Yield	19.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 13, 2025. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 13, 2025
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	6