PT Asuransi Ramayana Tbk (IDX:ASRM)

PT Asuransi Ramayana Tbk Statistics

Total Valuation

IDX:ASRM has a market cap or net worth of IDR 362.95 billion. The enterprise value is 435.63 billion.

Market Cap	362.95B
Enterprise Value	435.63B

Important Dates

The next estimated earnings date is Friday, August 14, 2026.

Earnings Date	Aug 14, 2026
Ex-Dividend Date	n/a

Share Statistics

IDX:ASRM has 1.28 billion shares outstanding.

Current Share Class	1.28B
Shares Outstanding	1.28B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	50.68%
Owned by Institutions (%)	10.00%
Float	346.41M

Valuation Ratios

The trailing PE ratio is 16.77.

PE Ratio	16.77
Forward PE	n/a
PS Ratio	0.29
PB Ratio	0.48
P/TBV Ratio	0.48
P/FCF Ratio	95.85
P/OCF Ratio	70.52
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.50, with an EV/FCF ratio of 115.04.

EV / Earnings	20.12
EV / Sales	0.35
EV / EBITDA	6.50
EV / EBIT	7.16
EV / FCF	115.04

Financial Position

The company has a current ratio of 12.79, with a Debt / Equity ratio of 0.19.

Current Ratio	12.79
Quick Ratio	3.92
Debt / Equity	0.19
Debt / EBITDA	2.15
Debt / FCF	38.11
Interest Coverage	4.30

Financial Efficiency

Return on equity (ROE) is 2.95% and return on invested capital (ROIC) is 5.07%.

Return on Equity (ROE)	2.95%
Return on Assets (ROA)	2.57%
Return on Invested Capital (ROIC)	5.07%
Return on Capital Employed (ROCE)	4.58%
Weighted Average Cost of Capital (WACC)	5.43%
Revenue Per Employee	1.11B
Profits Per Employee	19.19M
Employee Count	1,128
Asset Turnover	0.85
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:ASRM has paid 11.10 billion in taxes.

Income Tax	11.10B
Effective Tax Rate	33.90%

Stock Price Statistics

The stock price has decreased by -3.92% in the last 52 weeks. The beta is 0.14, so IDX:ASRM's price volatility has been lower than the market average.

Beta (5Y)	0.14
52-Week Price Change	-3.92%
50-Day Moving Average	292.08
200-Day Moving Average	301.99
Relative Strength Index (RSI)	37.80
Average Volume (20 Days)	20,845

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:ASRM had revenue of IDR 1.25 trillion and earned 21.65 billion in profits. Earnings per share was 16.94.

Revenue	1.25T
Gross Profit	101.99B
Operating Income	60.85B
Pretax Income	32.75B
Net Income	21.65B
EBITDA	66.05B
EBIT	60.85B
Earnings Per Share (EPS)	16.94

Balance Sheet

The company has 246.82 billion in cash and 144.32 billion in debt, with a net cash position of -72.67 billion or -56.86 per share.

Cash & Cash Equivalents	246.82B
Total Debt	144.32B
Net Cash	-72.67B
Net Cash Per Share	-56.86
Equity (Book Value)	761.12B
Book Value Per Share	595.55
Working Capital	761.49B

Cash Flow

In the last 12 months, operating cash flow was 5.15 billion and capital expenditures -1.36 billion, giving a free cash flow of 3.79 billion.

Operating Cash Flow	5.15B
Capital Expenditures	-1.36B
Depreciation & Amortization	n/a
Net Borrowing	-15.06B
Free Cash Flow	3.79B
FCF Per Share	2.96

Margins

Gross margin is 8.14%, with operating and profit margins of 4.86% and 1.73%.

Gross Margin	8.14%
Operating Margin	4.86%
Pretax Margin	2.61%
Profit Margin	1.73%
EBITDA Margin	5.27%
EBIT Margin	4.86%
FCF Margin	0.30%

Dividends & Yields

IDX:ASRM does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	5.96%
FCF Yield	1.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 13, 2025. It was a forward split with a ratio of 1.05.

Last Split Date	Nov 13, 2025
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	5