PT Asuransi Ramayana Tbk (IDX:ASRM)

PT Asuransi Ramayana Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	362,950	406,401	411,392	476,204	495,983	515,761
Market Cap Growth	-6.81%	-1.21%	-13.61%	-3.99%	-3.84%	0.89%
Enterprise Value	435,632	460,234	316,378	397,132	408,098	461,388
PE Ratio	16.77	18.77	8.54	5.36	5.73	7.94
PS Ratio	0.29	0.32	0.27	0.24	0.25	0.32
PB Ratio	0.48	0.53	0.58	0.70	0.81	0.94
P/FCF Ratio	95.85	107.32	-	-	5.42	-
P/OCF Ratio	70.52	78.96	-	-	5.02	-
EV/Sales Ratio	0.35	0.37	0.21	0.20	0.20	0.29
EV/EBITDA Ratio	6.50	6.97	5.36	7.74	4.84	7.03
EV/EBIT Ratio	7.16	7.56	6.27	8.84	5.18	8.61
EV/FCF Ratio	115.04	121.54	-	-	4.46	-
Debt / Equity Ratio	0.19	0.19	0.23	0.02	0.02	0.03
Debt / EBITDA Ratio	2.15	2.15	2.23	0.15	0.12	0.23
Debt / FCF Ratio	38.11	38.11	-	-	0.13	-
Net Debt / Equity Ratio	0.10	0.10	0.11	-0.06	-0.08	-0.08
Net Debt / EBITDA Ratio	1.10	1.10	1.30	-0.75	-0.58	-0.71
Net Debt / FCF Ratio	19.19	19.19	-0.34	0.71	-0.53	0.47
Quick Ratio	3.92	3.92	0.69	1.35	1.32	1.38
Current Ratio	12.79	12.79	1.63	1.94	1.80	1.91
Asset Turnover	0.85	0.85	0.90	1.13	1.33	1.10
Return on Equity (ROE)	2.95%	2.95%	6.95%	13.74%	14.87%	12.35%
Return on Assets (ROA)	2.57%	2.57%	1.84%	1.62%	3.24%	2.29%
Return on Invested Capital (ROIC)	5.07%	4.54%	5.49%	5.70%	12.71%	8.23%
Earnings Yield	5.96%	5.33%	11.71%	18.64%	17.44%	12.59%
FCF Yield	1.04%	0.93%	-55.06%	-11.51%	18.45%	-19.36%
Dividend Yield	-	-	-	4.33%	4.33%	3.65%
Payout Ratio	-	-	40.66%	22.28%	19.18%	19.62%
Total Shareholder Return	-	-	-	4.33%	4.33%	3.65%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.