PT Asuransi Ramayana Tbk (IDX:ASRM)

PT Asuransi Ramayana Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	362,950	406,401	411,392	476,204	495,983	515,761
Market Cap Growth	5.74%	-1.21%	-13.61%	-3.99%	-3.84%	0.89%
Enterprise Value	429,275	460,234	316,378	397,132	408,098	461,388

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	66.30	18.77	8.54	5.36	5.73	7.94
PS Ratio	0.29	0.32	0.27	0.24	0.25	0.32
PB Ratio	0.47	0.53	0.58	0.70	0.81	0.94
P/FCF Ratio	-	107.32	-	-	5.42	-
P/OCF Ratio	-	78.96	-	-	5.02	-

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
EV/Sales Ratio	0.34	0.37	0.21	0.20	0.20	0.29
EV/EBITDA Ratio	7.10	6.97	5.36	7.74	4.84	7.03
EV/EBIT Ratio	8.44	7.56	6.27	8.84	5.18	8.61
EV/FCF Ratio	-	121.54	-	-	4.46	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.17	0.19	0.23	0.02	0.02	0.03
Debt / EBITDA Ratio	2.23	2.15	2.23	0.15	0.12	0.23
Debt / FCF Ratio	-	38.11	-	-	0.13	-
Net Debt / Equity Ratio	0.09	0.10	0.11	-0.06	-0.08	-0.08
Net Debt / EBITDA Ratio	1.16	1.10	1.30	-0.75	-0.58	-0.71
Net Debt / FCF Ratio	-2.62	19.19	-0.34	0.71	-0.53	0.47
Quick Ratio	4.60	3.92	0.69	1.35	1.32	1.38
Current Ratio	15.25	12.79	1.63	1.94	1.80	1.91
Asset Turnover	0.73	0.85	0.90	1.13	1.33	1.10
Return on Equity (ROE)	0.84%	2.95%	6.95%	13.74%	14.87%	12.35%
Return on Assets (ROA)	1.82%	2.57%	1.84%	1.62%	3.24%	2.29%
Return on Invested Capital (ROIC)	1.77%	4.54%	5.49%	5.70%	12.71%	8.23%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 26, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	1.52%	5.33%	11.71%	18.64%	17.44%	12.59%
FCF Yield	-6.96%	0.93%	-55.06%	-11.51%	18.45%	-19.36%
Dividend Yield	1.11%	0.95%	-	4.38%	4.38%	3.69%
Payout Ratio	69.57%	-	40.66%	22.28%	19.18%	19.62%
Buyback Yield / Dilution	-1.34%	-	0.00%	-	-	-
Total Shareholder Return	-0.23%	0.95%	-	4.38%	4.38%	3.69%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 27, 2026

Data Sources Report a data error