PT Asuransi Ramayana Tbk (IDX:ASRM)

PT Asuransi Ramayana Tbk Statistics

Total Valuation

IDX:ASRM has a market cap or net worth of IDR 340.80 billion. The enterprise value is 429.42 billion.

Market Cap	340.80B
Enterprise Value	429.42B

Important Dates

The next estimated earnings date is Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	n/a

Share Statistics

IDX:ASRM has 1.22 billion shares outstanding.

Current Share Class	1.22B
Shares Outstanding	1.22B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	50.68%
Owned by Institutions (%)	10.00%
Float	329.91M

Valuation Ratios

The trailing PE ratio is 13.69.

PE Ratio	13.69
Forward PE	n/a
PS Ratio	0.24
PB Ratio	0.48
P/TBV Ratio	0.48
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 17.35, with an EV/FCF ratio of -1.69.

EV / Earnings	17.24
EV / Sales	0.30
EV / EBITDA	17.35
EV / EBIT	58.70
EV / FCF	-1.69

Financial Position

The company has a current ratio of 2.09, with a Debt / Equity ratio of 0.22.

Current Ratio	2.09
Quick Ratio	1.46
Debt / Equity	0.22
Debt / EBITDA	6.31
Debt / FCF	-0.61
Interest Coverage	0.63

Financial Efficiency

Return on equity (ROE) is 3.55% and return on invested capital (ROIC) is 0.58%.

Return on Equity (ROE)	3.55%
Return on Assets (ROA)	0.25%
Return on Invested Capital (ROIC)	0.58%
Return on Capital Employed (ROCE)	0.60%
Revenue Per Employee	1.22B
Profits Per Employee	21.23M
Employee Count	975
Asset Turnover	0.79
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:ASRM has paid 7.81 billion in taxes.

Income Tax	7.81B
Effective Tax Rate	23.86%

Stock Price Statistics

The stock price has decreased by -25.53% in the last 52 weeks. The beta is -0.01, so IDX:ASRM's price volatility has been lower than the market average.

Beta (5Y)	-0.01
52-Week Price Change	-25.53%
50-Day Moving Average	289.88
200-Day Moving Average	329.74
Relative Strength Index (RSI)	47.35
Average Volume (20 Days)	16,530

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:ASRM had revenue of IDR 1.43 trillion and earned 24.90 billion in profits. Earnings per share was 20.46.

Revenue	1.43T
Gross Profit	343.14B
Operating Income	7.32B
Pretax Income	32.71B
Net Income	24.90B
EBITDA	14.15B
EBIT	7.32B
Earnings Per Share (EPS)	20.46

Balance Sheet

The company has 235.66 billion in cash and 156.27 billion in debt, giving a net cash position of -88.60 billion or -72.79 per share.

Cash & Cash Equivalents	235.66B
Total Debt	156.27B
Net Cash	-88.60B
Net Cash Per Share	-72.79
Equity (Book Value)	703.37B
Book Value Per Share	577.87
Working Capital	652.62B

Cash Flow

In the last 12 months, operating cash flow was -248.40 billion and capital expenditures -6.44 billion, giving a free cash flow of -254.84 billion.

Operating Cash Flow	-248.40B
Capital Expenditures	-6.44B
Free Cash Flow	-254.84B
FCF Per Share	-209.38

Margins

Gross margin is 23.94%, with operating and profit margins of 0.51% and 1.74%.

Gross Margin	23.94%
Operating Margin	0.51%
Pretax Margin	2.28%
Profit Margin	1.74%
EBITDA Margin	0.99%
EBIT Margin	0.51%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 16.25, which amounts to a dividend yield of 5.85%.

Dividend Per Share	16.25
Dividend Yield	5.85%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	72.71%
Buyback Yield	n/a
Shareholder Yield	6.02%
Earnings Yield	7.31%
FCF Yield	-74.78%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 22, 2024. It was a forward split with a ratio of 4.

Last Split Date	May 22, 2024
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	3