PT Bank MNC Internasional Tbk (IDX:BABP)

IDX:BABP Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,471,035	1,345,935	1,254,012	1,096,070	928,006	915,776
Interest Paid on Deposits	956,296	848,848	682,153	482,935	552,431	584,417
Net Interest Income	514,739	497,087	571,859	613,135	375,575	331,359
Net Interest Income Growth (YoY)	0.33%	-13.08%	-6.73%	63.25%	13.34%	-7.91%
Income From Trading Activities	-	-	-	-	-435	-229
Gain (Loss) on Sale of Assets	34	412	376	75	51	109
Gain (Loss) on Sale of Investments	72,586	22,682	15,904	4,811	22,435	11,961
Other Non-Interest Income	87,575	93,769	116,112	144,764	148,757	197,706
Total Non-Interest Income	160,195	116,863	132,392	149,650	170,808	209,547
Non-Interest Income Growth (YoY)	29.55%	-11.73%	-11.53%	-12.39%	-18.49%	8.29%
Revenues Before Loan Losses	674,934	613,950	704,251	762,785	546,383	540,906
Provision for Loan Losses	46,709	24,940	78,382	89,869	41,263	19,964
Revenue	628,225	589,010	625,869	672,916	505,120	520,942
Revenue Growth (YoY)	6.59%	-5.89%	-6.99%	33.22%	-3.04%	-7.62%
Salaries and Employee Benefits	228,634	221,584	236,488	227,558	192,236	208,068
Selling, General & Administrative	253,079	242,065	239,099	252,134	249,757	253,416
Other Non-Interest Expense	54,210	49,303	44,887	40,042	37,745	36,653
Total Non-Interest Expense	521,526	495,214	504,427	518,855	482,573	504,988
EBT Excluding Unusual Items	106,699	93,796	121,442	154,061	22,547	15,954
Pretax Income	106,699	93,796	121,442	154,061	22,547	15,954
Income Tax Expense	20,923	18,946	43,526	101,556	9,679	5,540
Net Income	85,776	74,850	77,916	52,505	12,868	10,414
Net Income to Common	85,776	74,850	77,916	52,505	12,868	10,414
Net Income Growth	23.57%	-3.94%	48.40%	308.03%	23.56%	-49.03%
Basic Shares Outstanding	48,419	40,399	29,618	28,071	26,254	25,333
Diluted Shares Outstanding	48,419	40,399	29,618	28,073	26,304	25,333
Shares Change (YoY)	35.09%	36.40%	5.50%	6.73%	3.83%	9.31%
EPS (Basic)	1.77	1.85	2.63	1.87	0.49	0.41
EPS (Diluted)	1.77	1.85	2.63	1.87	0.49	0.41
EPS Growth	-8.85%	-29.66%	40.64%	281.63%	19.51%	-53.41%
Effective Tax Rate	19.61%	20.20%	35.84%	65.92%	42.93%	34.73%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.