BABP Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	1,313,723	1,254,012	1,096,070	928,006	915,776	1,009,512	Upgrade
Interest Paid on Deposits	800,680	682,153	482,935	552,431	584,417	649,696	Upgrade
Net Interest Income	513,043	571,859	613,135	375,575	331,359	359,816	Upgrade
Net Interest Income Growth (YoY)	-13.94%	-6.73%	63.25%	13.34%	-7.91%	-1.12%	Upgrade
Income From Trading Activities	-	-	-	-435	-229	614	Upgrade
Gain (Loss) on Sale of Assets	528	376	75	51	109	210	Upgrade
Gain (Loss) on Sale of Investments	19,858	15,904	4,811	22,435	11,961	5,360	Upgrade
Other Non-Interest Income	103,169	116,112	144,764	148,757	197,706	187,319	Upgrade
Total Non-Interest Income	123,555	132,392	149,650	170,808	209,547	193,503	Upgrade
Non-Interest Income Growth (YoY)	-11.91%	-11.53%	-12.39%	-18.49%	8.29%	7.99%	Upgrade
Revenues Before Loan Losses	636,598	704,251	762,785	546,383	540,906	553,319	Upgrade
Provision for Loan Losses	47,301	78,382	89,869	41,263	19,964	-10,611	Upgrade
Revenue	589,297	625,869	672,916	505,120	520,942	563,930	Upgrade
Revenue Growth (YoY)	-14.19%	-6.99%	33.22%	-3.04%	-7.62%	-4.66%	Upgrade
Salaries and Employee Benefits	225,180	236,488	227,558	192,236	208,068	214,959	Upgrade
Selling, General & Administrative	241,256	239,099	252,134	249,757	253,416	247,434	Upgrade
Other Non-Interest Expense	45,116	44,887	40,042	37,745	36,653	36,890	Upgrade
Total Non-Interest Expense	485,352	504,427	518,855	482,573	504,988	533,591	Upgrade
EBT Excluding Unusual Items	103,945	121,442	154,061	22,547	15,954	30,339	Upgrade
Pretax Income	103,945	121,442	154,061	22,547	15,954	30,339	Upgrade
Income Tax Expense	34,530	43,526	101,556	9,679	5,540	9,906	Upgrade
Net Income	69,415	77,916	52,505	12,868	10,414	20,433	Upgrade
Net Income to Common	69,415	77,916	52,505	12,868	10,414	20,433	Upgrade
Net Income Growth	31.05%	48.40%	308.03%	23.56%	-49.03%	-64.17%	Upgrade
Basic Shares Outstanding	35,841	29,618	28,071	26,254	25,333	23,176	Upgrade
Diluted Shares Outstanding	35,841	29,618	28,073	26,304	25,333	23,176	Upgrade
Shares Change (YoY)	29.47%	5.50%	6.73%	3.83%	9.31%	8.02%	Upgrade
EPS (Basic)	1.94	2.63	1.87	0.49	0.41	0.88	Upgrade
EPS (Diluted)	1.94	2.63	1.87	0.49	0.41	0.88	Upgrade
EPS Growth	1.25%	40.64%	281.63%	19.51%	-53.41%	-66.89%	Upgrade
Effective Tax Rate	33.22%	35.84%	65.92%	42.93%	34.72%	32.65%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.