IDX:BABP Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,473,213	1,345,935	1,254,012	1,096,070	928,006
Interest Paid on Deposits	954,502	848,848	682,153	482,935	552,431
Net Interest Income	518,711	497,087	571,859	613,135	375,575
Net Interest Income Growth (YoY)	4.35%	-13.08%	-6.73%	63.25%	13.34%
Income From Trading Activities	-	-	-	-	-435
Gain (Loss) on Sale of Assets	436	412	376	75	51
Gain (Loss) on Sale of Investments	82,322	22,682	15,904	4,811	22,435
Other Non-Interest Income	113,808	93,769	116,112	144,764	148,757
Total Non-Interest Income	196,566	116,863	132,392	149,650	170,808
Non-Interest Income Growth (YoY)	68.20%	-11.73%	-11.53%	-12.39%	-18.49%
Revenues Before Loan Losses	715,277	613,950	704,251	762,785	546,383
Provision for Loan Losses	78,974	24,940	78,382	89,869	41,263
Revenue	636,303	589,010	625,869	672,916	505,120
Revenue Growth (YoY)	8.03%	-5.89%	-6.99%	33.22%	-3.04%
Salaries and Employee Benefits	234,805	221,584	236,488	227,558	192,236
Selling, General & Administrative	256,270	242,065	239,099	252,134	249,757
Other Non-Interest Expense	51,528	49,303	44,887	40,042	37,745
Total Non-Interest Expense	532,626	495,214	504,427	518,855	482,573
EBT Excluding Unusual Items	103,677	93,796	121,442	154,061	22,547
Pretax Income	103,677	93,796	121,442	154,061	22,547
Income Tax Expense	21,902	18,946	43,526	101,556	9,679
Net Income	81,775	74,850	77,916	52,505	12,868
Net Income to Common	81,775	74,850	77,916	52,505	12,868
Net Income Growth	9.25%	-3.94%	48.40%	308.03%	23.56%
Basic Shares Outstanding	44,459	40,399	29,618	28,071	26,254
Diluted Shares Outstanding	44,459	40,399	29,618	28,073	26,304
Shares Change (YoY)	10.05%	36.40%	5.50%	6.73%	3.83%
EPS (Basic)	1.84	1.85	2.63	1.87	0.49
EPS (Diluted)	1.84	1.85	2.63	1.87	0.49
EPS Growth	-0.58%	-29.66%	40.64%	281.63%	19.51%
Effective Tax Rate	21.13%	20.20%	35.84%	65.92%	42.93%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.