PT Bank Ganesha Tbk (IDX:BGTG)

Indonesia · Delayed Price · Currency is IDR

110.00

0.00 (0.00%)

Aug 12, 2026, 4:05 PM WIB

PT Bank Ganesha Tbk Financials Overview

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	552,895	548,746	497,810	363,908	251,044	171,867
Revenue Growth	1.42%	10.23%	36.80%	44.96%	46.07%	7.02%
Net Income	233,423	227,098	201,714	103,965	46,043	10,866
Earnings Per Share	9.74	9.47	8.41	5.02	2.80	0.97
EPS Growth	-6.20%	12.58%	67.74%	79.16%	188.66%	238.96%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Consumer	267,553	228,932	118,256	51,939	64,715
Treasury	260,737	210,762	183,755	141,709	81,916
Others	-310	-2,574	4,372	-4,872	1,981
Banking	6,588	45,116	46,031	40,854	11,067
Total	534,568	482,236	352,414	229,630	159,679

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	707,266	1,210,787	2,061,151	3,040,584	3,475,270	5,456,234
Total Debt	3,530	6,686	11,722	20,989	24,279	30,369
Net Cash (Debt)	703,736	1,204,101	2,049,429	3,019,595	3,450,991	5,425,865
Net Cash Growth	-42.10%	-41.25%	-32.13%	-12.50%	-36.40%	159.84%
Net Cash Per Share	29.36	50.23	85.50	145.70	212.34	485.53

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,283,692	-1,313,638	413,264	-1,458,825	-423,841	-480,121
Capital Expenditures	-4,922	-5,099	-6,310	-6,351	-3,711	-5,928
Free Cash Flow	-1,288,614	-1,318,737	406,954	-1,465,176	-427,552	-486,049
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	42.22%	41.38%	40.52%	28.57%	18.34%	6.32%
FCF Margin	-233.07%	-240.32%	81.75%	-402.62%	-170.31%	-282.81%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.30	12.56	9.03	17.75	31.12	250.94
P/FCF Ratio	-	-	4.48	-	-	-
PS Ratio	4.77	5.20	3.66	5.07	5.71	15.87