PT Bank Ganesha Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	231,287	227,098	201,714	103,965	46,043	10,866
Depreciation & Amortization	12,825	13,322	13,004	13,924	13,493	16,080
Other Amortization	3,309	2,654	2,305	1,488	625	625
Change in Other Net Operating Assets	448,443	-1,493,374	201,085	-1,724,896	-571,811	-544,042
Other Operating Activities	-137,316	-63,338	-4,844	146,694	87,809	36,350
Operating Cash Flow	558,548	-1,313,638	413,264	-1,458,825	-423,841	-480,121
Capital Expenditures	-4,816	-5,099	-6,310	-6,351	-3,711	-5,928
Sale of Property, Plant and Equipment	427	423	370	1,091	206	796
Investment in Securities	-1,960,330	-270,120	-946,824	-	-57,531	-
Purchase / Sale of Intangibles	-1,634	-2,497	-2,184	-2,167	-10,654	-20
Investing Cash Flow	-1,966,353	-277,293	-954,948	-7,427	-71,690	-5,152
Long-Term Debt Repaid	-	-7,130	-11,003	-7,698	-7,905	-8,050
Net Debt Issued (Repaid)	-7,764	-7,130	-11,003	-7,698	-7,905	-8,050
Issuance of Common Stock	-	-	-	-	954,000	1,000,000
Net Increase (Decrease) in Deposit Accounts	438,636	851,553	661,644	368,901	-694,894	2,195,860
Financing Cash Flow	430,872	844,423	650,641	361,203	251,201	3,187,810
Net Cash Flow	-976,933	-746,508	108,957	-1,105,049	-244,330	2,702,537
Free Cash Flow	553,732	-1,318,737	406,954	-1,465,176	-427,552	-486,049
Free Cash Flow Margin	100.56%	-240.32%	81.75%	-402.62%	-170.31%	-282.81%
Free Cash Flow Per Share	23.10	-55.01	16.98	-70.70	-26.31	-43.49
Cash Interest Paid	316,376	304,929	253,347	155,071	127,784	130,136
Cash Income Tax Paid	71,938	66,078	91,703	36,362	15,693	10,882