PT Bank Ganesha Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	227,098	201,714	103,965	46,043	10,866
Depreciation & Amortization	13,322	13,004	13,924	13,493	16,080
Other Amortization	2,654	2,305	1,488	625	625
Change in Other Net Operating Assets	-1,493,374	201,085	-1,724,896	-571,811	-544,042
Other Operating Activities	-63,338	-4,844	146,694	87,809	36,350
Operating Cash Flow	-1,313,638	413,264	-1,458,825	-423,841	-480,121
Capital Expenditures	-5,099	-6,310	-6,351	-3,711	-5,928
Sale of Property, Plant and Equipment	423	370	1,091	206	796
Investment in Securities	-270,120	-946,824	-	-57,531	-
Purchase / Sale of Intangibles	-2,497	-2,184	-2,167	-10,654	-20
Investing Cash Flow	-277,293	-954,948	-7,427	-71,690	-5,152
Long-Term Debt Repaid	-7,130	-11,003	-7,698	-7,905	-8,050
Net Debt Issued (Repaid)	-7,130	-11,003	-7,698	-7,905	-8,050
Issuance of Common Stock	-	-	-	954,000	1,000,000
Net Increase (Decrease) in Deposit Accounts	851,553	661,644	368,901	-694,894	2,195,860
Financing Cash Flow	844,423	650,641	361,203	251,201	3,187,810
Net Cash Flow	-746,508	108,957	-1,105,049	-244,330	2,702,537
Free Cash Flow	-1,318,737	406,954	-1,465,176	-427,552	-486,049
Free Cash Flow Margin	-240.32%	81.75%	-402.62%	-170.31%	-282.81%
Free Cash Flow Per Share	-55.01	16.98	-70.70	-26.31	-43.49
Cash Interest Paid	304,929	253,347	155,071	127,784	130,136
Cash Income Tax Paid	66,078	91,703	36,362	15,693	10,882

Source: S&P Global Market Intelligence. Banks template. Financial Sources.