PT Bank Ganesha Tbk (IDX:BGTG)

PT Bank Ganesha Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	241,157	201,714	103,965	46,043	10,866	3,198
Depreciation & Amortization	10,939	13,004	13,924	13,493	16,080	14,388
Other Amortization	4,304	2,305	1,488	625	625	543
Change in Other Net Operating Assets	-1,767,783	-745,739	-1,724,896	-571,811	-544,042	407,565
Other Operating Activities	-59,337	-4,844	146,694	87,809	36,350	53,711
Operating Cash Flow	-1,570,720	-533,560	-1,458,825	-423,841	-480,121	479,405
Operating Cash Flow Growth	-	-	-	-	-	1282.53%
Capital Expenditures	-4,442	-6,310	-6,351	-3,711	-5,928	-2,033
Sale of Property, Plant and Equipment	456	370	1,091	206	796	122
Investment in Securities	-	-	-	-57,531	-	-637,274
Purchase / Sale of Intangibles	-2,503	-2,184	-2,167	-10,654	-20	-506
Other Investing Activities	-	-	-	-	-	-3,504
Investing Cash Flow	-6,489	-8,124	-7,427	-71,690	-5,152	-643,195
Long-Term Debt Repaid	-	-11,003	-7,698	-7,905	-8,050	-7,236
Net Debt Issued (Repaid)	-9,996	-11,003	-7,698	-7,905	-8,050	-7,236
Issuance of Common Stock	-	-	-	954,000	1,000,000	-
Net Increase (Decrease) in Deposit Accounts	423,366	661,644	368,901	-694,894	2,195,860	510,907
Financing Cash Flow	413,370	650,641	361,203	251,201	3,187,810	503,671
Net Cash Flow	-1,163,839	108,957	-1,105,049	-244,330	2,702,537	339,881
Free Cash Flow	-1,575,162	-539,870	-1,465,176	-427,552	-486,049	477,372
Free Cash Flow Growth	-	-	-	-	-	1324.57%
Free Cash Flow Margin	-280.07%	-109.65%	-402.62%	-170.31%	-282.81%	297.26%
Free Cash Flow Per Share	-65.71	-22.52	-70.70	-26.31	-43.49	42.72
Cash Interest Paid	292,962	253,347	155,071	127,784	130,136	186,881
Cash Income Tax Paid	62,971	91,703	36,362	15,693	10,882	2,780

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.