PT Bank Ina Perdana Tbk (IDX:BINA)

PT Bank Ina Perdana Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,786,179	1,889,119	1,726,605	1,172,750	673,334	430,256
Interest Paid on Deposits	1,186,815	1,176,059	1,016,631	613,873	461,747	261,553
Net Interest Income	599,364	713,060	709,974	558,877	211,587	168,703
Net Interest Income Growth (YoY)	-14.87%	0.43%	27.04%	164.14%	25.42%	12.51%
Gain (Loss) on Sale of Assets	8,682	3,251	7,337	-	-2	929
Gain (Loss) on Sale of Investments	60,992	11,681	24,667	8,695	75,931	54,559
Other Non-Interest Income	35,764	32,733	26,055	20,490	18,117	17,467
Total Non-Interest Income	105,438	47,665	58,059	29,185	94,046	72,955
Non-Interest Income Growth (YoY)	83.37%	-17.90%	98.93%	-68.97%	28.91%	435.65%
Revenues Before Loan Losses	704,802	760,725	768,033	588,062	305,633	241,658
Provision for Loan Losses	147,223	188,478	116,759	99,630	58,774	58,177
Revenue	557,579	572,247	651,274	488,432	246,859	183,481
Revenue Growth (YoY)	-11.86%	-12.13%	33.34%	97.86%	34.54%	31.67%
Salaries and Employee Benefits	337,095	277,127	219,809	153,658	104,486	84,012
Selling, General & Administrative	196,670	173,169	150,218	120,094	77,768	66,246
Other Non-Interest Expense	13,019	14,488	13,716	11,827	14,428	4,602
Total Non-Interest Expense	546,784	464,784	383,743	285,579	196,682	154,860
EBT Excluding Unusual Items	10,795	107,463	267,531	202,853	50,177	28,621
Pretax Income	10,795	107,463	267,531	202,853	50,177	28,621
Income Tax Expense	6,327	25,615	59,655	45,805	10,429	9,245
Net Income	4,468	81,848	207,876	157,048	39,748	19,376
Net Income to Common	4,468	81,848	207,876	157,048	39,748	19,376
Net Income Growth	-96.97%	-60.63%	32.37%	295.11%	105.14%	172.33%
Basic Shares Outstanding	6,135	6,135	6,135	5,937	5,654	5,654
Diluted Shares Outstanding	6,135	6,135	6,135	5,943	5,671	5,654
Shares Change (YoY)	-	-	3.23%	4.79%	0.30%	-
EPS (Basic)	0.73	13.34	33.89	26.45	7.03	3.43
EPS (Diluted)	0.73	13.34	33.89	26.43	7.01	3.43
EPS Growth	-96.98%	-60.63%	28.21%	277.03%	104.57%	172.33%
Effective Tax Rate	58.61%	23.84%	22.30%	22.58%	20.78%	32.30%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.