PT Bank Ina Perdana Tbk (IDX:BINA)

Indonesia · Delayed Price · Currency is IDR

4,010.00

+10.00 (0.25%)

Aug 11, 2026, 11:23 AM WIB

PT Bank Ina Perdana Tbk Financials Overview

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	223,247	128,395	572,247	651,274	488,432	246,859
Revenue Growth	-60.11%	-77.56%	-12.13%	33.34%	97.86%	34.54%
Net Income	-328,714	-369,018	81,848	207,876	157,048	39,748
Earnings Per Share	-53.58	-60.15	13.34	33.89	26.43	7.01
EPS Growth	-	-	-60.63%	28.21%	277.03%	104.57%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Marketing and Loans	-18,453	-24,718	115,992	169,747	67,903	-143,655
Treasury	786,133	704,287	613,140	565,364	488,234	432,826
Trade Finance	12,670	9,435	10,995	14,186	16,410	3,549
Unallocated Income	42,274	23,384	21,019	19,914	16,563	16,239
Total	822,624	712,388	761,146	769,211	589,110	308,959

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	4,815,782	4,626,871	4,104,174	7,170,614	5,372,459	5,201,431
Total Debt	5,009,067	444,729	364,135	898,504	1,503,479	43,460
Net Cash (Debt)	-193,285	4,182,142	3,740,039	6,272,110	3,868,980	5,157,971
Net Cash Growth	-	11.82%	-40.37%	62.11%	-24.99%	95.19%
Net Cash Per Share	-31.51	681.72	609.65	1022.40	651.01	909.47

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	742,975	-2,674,585	884,835	-4,145,248	-3,783,065	-1,973,012
Capital Expenditures	-203,278	-97,728	-106,453	-33,647	-32,096	-16,748
Free Cash Flow	539,697	-2,772,313	778,382	-4,178,895	-3,815,161	-1,989,760
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-147.24%	-287.41%	14.30%	31.92%	32.15%	16.10%
FCF Margin	241.75%	-2159.21%	136.02%	-641.65%	-781.10%	-806.03%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	314.05	120.70	150.84	563.40
P/FCF Ratio	45.47	-	33.02	-	-	-
PS Ratio	109.92	214.53	44.92	38.53	48.50	90.72