PT Bank Ina Perdana Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,816,120	1,889,119	1,726,605	1,172,750	673,334
Interest Paid on Deposits	1,255,848	1,176,059	1,016,631	613,873	461,747
Net Interest Income	560,272	713,060	709,974	558,877	211,587
Net Interest Income Growth (YoY)	-21.43%	0.43%	27.04%	164.14%	25.42%
Gain (Loss) on Sale of Assets	145	3,251	7,337	-	-2
Gain (Loss) on Sale of Investments	108,455	11,681	24,667	8,695	75,931
Other Non-Interest Income	41,990	32,733	26,055	20,490	18,117
Total Non-Interest Income	150,590	47,665	58,059	29,185	94,046
Non-Interest Income Growth (YoY)	215.93%	-17.90%	98.93%	-68.97%	28.91%
Revenues Before Loan Losses	710,862	760,725	768,033	588,062	305,633
Provision for Loan Losses	582,467	188,478	116,759	99,630	58,774
Revenue	128,395	572,247	651,274	488,432	246,859
Revenue Growth (YoY)	-77.56%	-12.13%	33.34%	97.86%	34.54%
Salaries and Employee Benefits	332,992	277,127	219,809	153,658	104,486
Selling, General & Administrative	231,027	173,169	150,218	120,094	77,768
Other Non-Interest Expense	29,256	14,488	13,716	11,827	14,428
Total Non-Interest Expense	593,275	464,784	383,743	285,579	196,682
EBT Excluding Unusual Items	-464,880	107,463	267,531	202,853	50,177
Pretax Income	-464,880	107,463	267,531	202,853	50,177
Income Tax Expense	-95,862	25,615	59,655	45,805	10,429
Net Income	-369,018	81,848	207,876	157,048	39,748
Net Income to Common	-369,018	81,848	207,876	157,048	39,748
Net Income Growth	-	-60.63%	32.37%	295.11%	105.14%
Basic Shares Outstanding	6,135	6,135	6,135	5,937	5,654
Diluted Shares Outstanding	6,135	6,135	6,135	5,943	5,671
Shares Change (YoY)	-	-	3.23%	4.79%	0.30%
EPS (Basic)	-60.15	13.34	33.89	26.45	7.03
EPS (Diluted)	-60.15	13.34	33.89	26.43	7.01
EPS Growth	-	-60.63%	28.21%	277.03%	104.57%
Effective Tax Rate	-	23.84%	22.30%	22.58%	20.78%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.