PT Bank Ina Perdana Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	4,468	81,848	207,876	157,048	39,748	19,376
Depreciation & Amortization	71,950	62,257	54,959	39,070	35,078	25,158
Change in Trading Asset Securities	-41,149	-39,695	33,426	148,540	-295,849	-
Change in Income Taxes	9,528	-539	8,479	2,075	5,144	746
Change in Other Net Operating Assets	-3,698,328	678,428	-4,840,090	-4,356,345	-1,805,977	-931,762
Other Operating Activities	-343,793	102,536	390,102	226,547	48,844	45,587
Operating Cash Flow	-3,997,324	884,835	-4,145,248	-3,783,065	-1,973,012	-840,895
Capital Expenditures	-3,039	-106,453	-33,647	-32,096	-16,748	-22,037
Sale of Property, Plant and Equipment	128	324	22	-	1	977
Investment in Securities	-1,445,164	-2,142,262	522,551	-1,163,863	-1,480,206	-1,189,636
Other Investing Activities	-25,784	-25,784	-21,863	-13,051	-9,173	-14,229
Investing Cash Flow	-1,473,859	-2,274,175	467,063	-1,209,010	-1,506,126	-1,224,925
Long-Term Debt Repaid	-	-26,918	-24,823	-18,543	-18,052	-16,409
Net Debt Issued (Repaid)	-26,918	-26,918	-24,823	-18,543	-18,052	-16,409
Issuance of Common Stock	-	-	-	800,373	1,187,419	-
Net Increase (Decrease) in Deposit Accounts	8,283,622	250,125	4,218,056	3,535,335	5,407,702	3,110,351
Other Financing Activities	-	-	-	-3,241	-3,317	-
Financing Cash Flow	8,256,704	223,207	4,193,233	4,313,924	6,573,752	3,093,942
Net Cash Flow	2,785,521	-1,166,133	515,048	-678,151	3,094,614	1,028,122
Free Cash Flow	-4,000,363	778,382	-4,178,895	-3,815,161	-1,989,760	-862,932
Free Cash Flow Margin	-717.45%	136.02%	-641.65%	-781.10%	-806.03%	-470.31%
Free Cash Flow Per Share	-652.09	126.88	-681.19	-641.95	-350.84	-152.61
Cash Interest Paid	1,168,611	1,167,404	992,666	599,143	455,515	257,210
Cash Income Tax Paid	21,737	41,026	66,867	52,102	19,358	2,614

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.