PT Bank Maspion Indonesia Tbk (IDX: BMAS)

IDX: BMAS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	1,415,033	1,203,295	951,206	900,997	630,420	595,201
Interest Paid on Deposits	764,254	671,539	530,181	624,148	401,286	354,240
Net Interest Income	650,779	531,756	421,024	276,849	229,134	240,961
Net Interest Income Growth (YoY)	45.16%	26.30%	52.08%	20.82%	-4.91%	2.57%
Gain (Loss) on Sale of Assets	6,526	71.99	642.3	631.96	1,194	485.18
Gain (Loss) on Sale of Investments	-	-	-	2,276	27,839	-
Other Non-Interest Income	61,727	51,249	50,297	54,479	39,630	36,801
Total Non-Interest Income	68,253	51,321	50,940	57,387	68,662	37,286
Non-Interest Income Growth (YoY)	26.28%	0.75%	-11.23%	-16.42%	84.15%	16.62%
Revenues Before Loan Losses	719,032	583,077	471,964	334,236	297,796	278,248
Provision for Loan Losses	151,160	100,794	27,440	8,841	8,923	-873.61
Revenue	567,872	482,283	444,525	325,395	288,873	279,121
Revenue Growth (YoY)	22.10%	8.49%	36.61%	12.64%	3.49%	6.93%
Salaries and Employee Benefits	241,050	208,095	155,393	128,698	114,828	116,904
Selling, General & Administrative	232,165	189,976	138,183	95,356	86,144	78,465
Total Non-Interest Expense	473,936	398,459	293,454	223,853	199,318	198,681
EBT Excluding Unusual Items	93,936	83,824	151,070	101,542	89,555	80,440
Pretax Income	93,936	83,824	151,070	101,542	89,555	80,440
Income Tax Expense	23,230	20,570	36,129	21,380	22,568	20,693
Net Income	70,705	63,253	114,941	80,162	66,986	59,747
Net Income to Common	70,705	63,253	114,941	80,162	66,986	59,747
Net Income Growth	-30.33%	-44.97%	43.39%	19.67%	12.12%	-15.87%
Basic Shares Outstanding	14,152	9,411	4,792	4,443	4,443	4,443
Diluted Shares Outstanding	14,152	9,411	4,792	4,443	4,443	4,443
Shares Change (YoY)	105.69%	96.40%	7.83%	-	-	-
EPS (Basic)	5.00	6.72	23.99	18.04	15.08	13.45
EPS (Diluted)	5.00	6.72	23.99	18.04	15.08	13.45
EPS Growth	-66.13%	-71.98%	32.97%	19.67%	12.12%	-15.87%
Dividend Per Share	-	-	-	-	7.500	-
Effective Tax Rate	24.73%	24.54%	23.92%	21.06%	25.20%	25.73%

Source: S&P Capital IQ. Banks template. Financial Sources.