IDX:BMAS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	1,541,829	1,513,565	1,203,295	951,206	900,997	630,420
Interest Paid on Deposits	847,100	801,101	671,539	530,181	624,148	401,286
Net Interest Income	694,729	712,464	531,756	421,024	276,849	229,134
Net Interest Income Growth (YoY)	-0.13%	33.98%	26.30%	52.08%	20.82%	-4.91%
Gain (Loss) on Sale of Assets	1,452	6,688	71.99	642.3	631.96	1,194
Gain (Loss) on Sale of Investments	7,474	-	-	-	2,276	27,839
Other Non-Interest Income	71,195	58,857	51,249	50,297	54,479	39,630
Total Non-Interest Income	80,121	65,545	51,321	50,940	57,387	68,662
Non-Interest Income Growth (YoY)	27.60%	27.71%	0.75%	-11.23%	-16.42%	84.15%
Revenues Before Loan Losses	774,850	778,009	583,077	471,964	334,236	297,796
Provision for Loan Losses	368,938	380,371	100,794	27,440	8,841	8,923
Revenue	405,912	397,638	482,283	444,525	325,395	288,873
Revenue Growth (YoY)	-33.11%	-17.55%	8.49%	36.61%	12.64%	3.49%
Salaries and Employee Benefits	308,311	279,405	208,095	155,393	128,698	114,828
Selling, General & Administrative	449,377	428,690	189,976	138,183	95,356	86,144
Total Non-Interest Expense	758,179	708,925	398,459	293,454	223,853	199,318
EBT Excluding Unusual Items	-352,267	-311,287	83,824	151,070	101,542	89,555
Pretax Income	-352,267	-311,287	83,824	151,070	101,542	89,555
Income Tax Expense	-81,500	-64,075	20,570	36,129	21,380	22,568
Net Income	-270,767	-247,212	63,253	114,941	80,162	66,986
Net Income to Common	-270,767	-247,212	63,253	114,941	80,162	66,986
Net Income Growth	-	-	-44.97%	43.39%	19.67%	12.12%
Basic Shares Outstanding	18,103	18,103	9,411	4,792	4,443	4,443
Diluted Shares Outstanding	18,103	18,103	9,411	4,792	4,443	4,443
Shares Change (YoY)	9.56%	92.37%	96.40%	7.83%	-	-
EPS (Basic)	-14.96	-13.66	6.72	23.99	18.04	15.08
EPS (Diluted)	-14.96	-13.66	6.72	23.99	18.04	15.08
EPS Growth	-	-	-71.98%	32.97%	19.67%	12.12%
Dividend Per Share	-	-	-	-	-	7.500
Effective Tax Rate	-	-	24.54%	23.91%	21.05%	25.20%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.