PT Bank Mandiri (Persero) Tbk (IDX:BMRI)

IDX:BMRI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	151,236,027	132,544,470	112,382,118	97,749,086	95,616,227
Interest Paid on Deposits	49,479,107	36,657,896	24,478,764	24,686,592	33,095,422
Net Interest Income	101,756,920	95,886,574	87,903,354	73,062,494	62,520,805
Net Interest Income Growth (YoY)	6.12%	9.08%	20.31%	16.86%	5.18%
Gain (Loss) on Sale of Assets	2,835	8,624	2,821	-114,086	9,918
Gain (Loss) on Sale of Investments	150,297	125,295	899,579	3,245,224	1,011,513
Other Non-Interest Income	44,637,098	42,586,931	36,688,158	30,787,052	30,081,875
Total Non-Interest Income	44,790,230	42,720,850	37,590,558	33,918,190	31,103,306
Non-Interest Income Growth (YoY)	4.84%	13.65%	10.83%	9.05%	6.75%
Revenues Before Loan Losses	146,547,150	138,607,424	125,493,912	106,980,684	93,624,111
Provision for Loan Losses	11,811,786	11,152,853	16,096,382	20,428,352	23,355,311
Revenue	134,735,364	127,454,571	109,397,530	86,552,332	70,268,800
Revenue Growth (YoY)	5.71%	16.51%	26.39%	23.17%	-8.55%
Salaries and Employee Benefits	23,990,763	24,423,089	24,641,746	22,677,112	19,693,977
Selling, General & Administrative	26,269,998	22,483,068	21,867,965	19,333,506	18,872,831
Other Non-Interest Expense	8,280,238	5,841,490	6,664,899	6,194,672	7,273,803
Total Non-Interest Expense	58,199,943	52,712,953	52,967,794	48,172,986	45,713,611
EBT Excluding Unusual Items	76,535,421	74,741,618	56,429,736	38,379,346	24,555,189
Legal Settlements	21,828	20,451	11,353	7,453	38,465
Other Unusual Items	-153,763	-77,188	-63,363	-28,378	-201,249
Pretax Income	76,403,486	74,684,881	56,377,726	38,358,421	24,392,405
Income Tax Expense	15,238,365	14,633,011	11,425,358	7,807,324	5,993,477
Earnings From Continuing Operations	61,165,121	60,051,870	44,952,368	30,551,097	18,398,928
Minority Interest in Earnings	-5,382,379	-4,991,813	-3,781,731	-2,522,942	-1,599,413
Net Income	55,782,742	55,060,057	41,170,637	28,028,155	16,799,515
Net Income to Common	55,782,742	55,060,057	41,170,637	28,028,155	16,799,515
Net Income Growth	1.31%	33.74%	46.89%	66.84%	-38.87%
Basic Shares Outstanding	93,333	93,333	93,303	93,263	93,283
Diluted Shares Outstanding	93,333	93,333	93,303	93,263	93,283
Shares Change (YoY)	-	0.03%	0.04%	-0.02%	-0.05%
EPS (Basic)	597.67	589.93	441.26	300.53	180.09
EPS (Diluted)	597.67	589.93	441.26	300.53	180.09
EPS Growth	1.31%	33.69%	46.83%	66.88%	-38.84%
Dividend Per Share	-	353.960	264.670	180.320	110.135
Dividend Growth	-	33.74%	46.78%	63.73%	-37.66%
Effective Tax Rate	19.94%	19.59%	20.27%	20.35%	24.57%

Source: S&P Capital IQ. Banks template. Financial Sources.