PT Bank Mandiri (Persero) Tbk (IDX:BMRI)

IDX:BMRI Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	89,548,879	94,782,182	78,302,766	63,005,625	75,002,459	49,366,103
Investment Securities	514,024,897	441,691,445	430,938,605	481,330,825	509,838,591	454,168,913
Trading Asset Securities	36,475,247	26,685,511	25,522,913	14,073,440	9,224,420	9,278,155
Total Investments	550,500,144	468,376,956	456,461,518	495,404,265	519,063,011	463,447,068
Gross Loans	1,722,252,635	1,917,211,391	1,692,657,198	1,431,209,621	1,237,501,012	1,069,249,851
Allowance for Loan Losses	-40,286,032	-49,218,304	-50,392,335	-53,881,833	-65,362,179	-69,193,662
Other Adjustments to Gross Loans	-18,027,574	-17,090,274	-18,741,559	-30,169,252	-25,505,064	-17,812,740
Net Loans	1,663,939,029	1,850,902,813	1,623,523,304	1,347,158,536	1,146,633,769	982,243,449
Property, Plant & Equipment	61,554,856	75,928,428	66,153,100	60,167,814	58,025,139	50,046,357
Goodwill	519,286	519,286	519,286	787,466	787,466	787,466
Other Intangible Assets	4,004,022	6,999,872	6,525,457	5,087,132	4,306,143	4,324,293
Accrued Interest Receivable	11,494,179	12,199,366	10,923,073	10,258,180	2,109,350	7,762,507
Other Receivables	53,716,576	30,818,755	26,675,475	28,402,478	33,122,328	30,898,207
Restricted Cash	101,892,514	238,289,478	105,146,044	108,605,322	107,349,158	99,023,492
Other Current Assets	27,399,984	19,971,075	20,872,721	25,677,087	22,440,148	17,829,285
Long-Term Deferred Tax Assets	3,350,501	4,654,270	8,353,454	10,179,244	12,045,479	10,354,794
Other Real Estate Owned & Foreclosed	286,924	942,479	998,294	1,112,684	1,145,931	1,171,451
Other Long-Term Assets	20,091,424	25,563,066	22,346,528	17,883,739	10,014,355	7,897,127
Total Assets	2,588,298,318	2,829,948,026	2,427,223,262	2,174,219,449	1,992,544,687	1,725,611,128

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	-	121,394	-
Accrued Expenses	4,866,876	6,053,279	6,031,846	10,766,156	15,544,696	11,887,784
Interest Bearing Deposits	1,825,544,595	1,953,866,618	1,569,447,286	1,457,857,213	1,387,191,729	1,196,495,995
Total Deposits	1,825,544,595	1,953,866,618	1,569,447,286	1,457,857,213	1,387,191,729	1,196,495,995
Short-Term Borrowings	125,208,128	14,875,715	74,883,726	53,540,235	38,412,317	26,746,577
Current Portion of Long-Term Debt	47,007,687	110,326,248	110,466,203	44,403,817	12,286,408	20,847,145
Current Portion of Leases	275,797	207,915	204,450	211,261	83,729	198,299
Current Income Taxes Payable	3,065,539	2,642,963	1,918,919	1,915,635	2,475,734	2,384,552
Accrued Interest Payable	2,973,419	2,810,252	2,406,669	1,922,706	1,565,557	1,305,165
Other Current Liabilities	25,751,259	26,949,146	21,426,122	28,695,619	18,638,032	19,489,398
Long-Term Debt	160,920,628	146,876,861	111,665,458	93,960,155	89,437,210	61,037,337
Long-Term Leases	1,176,573	3,821,630	1,412,130	783,707	784,305	847,981
Long-Term Unearned Revenue	2,214,897	7,383,478	7,435,024	2,157,682	1,956,624	1,893,836
Pension & Post-Retirement Benefits	3,638,349	4,019,992	4,295,470	4,743,732	4,265,527	4,025,099
Long-Term Deferred Tax Liabilities	27,996	27,996	9,278	-	-	-
Other Long-Term Liabilities	82,829,209	222,683,935	202,146,000	185,766,569	167,535,970	156,340,678
Total Liabilities	2,285,500,952	2,502,546,028	2,113,748,581	1,886,724,487	1,740,299,232	1,503,499,846

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	11,666,667	11,666,667	11,666,667	11,666,667	11,666,667	11,666,667
Additional Paid-In Capital	18,584,948	18,095,274	18,095,274	17,643,264	17,643,264	17,643,264
Retained Earnings	226,185,618	223,509,722	220,050,469	197,303,757	166,986,432	142,587,934
Treasury Stock	-	-403,625	-	-	-	-150,895
Comprehensive Income & Other	37,604,249	40,882,631	33,984,019	34,239,096	33,382,423	32,939,642
Total Common Equity	294,041,482	293,750,669	283,796,429	260,852,784	229,678,786	204,686,612
Minority Interest	8,755,884	33,651,329	29,678,252	26,642,178	22,566,669	17,424,670
Shareholders' Equity	302,797,366	327,401,998	313,474,681	287,494,962	252,245,455	222,111,282
Total Liabilities & Equity	2,588,298,318	2,829,948,026	2,427,223,262	2,174,219,449	1,992,544,687	1,725,611,128

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	334,588,813	276,108,369	298,631,967	192,899,175	141,003,969	109,677,339
Net Cash (Debt)	-120,983,329	-99,153,595	-119,424,975	-19,239,982	50,249,410	24,067,435
Net Cash Growth	-	-	-	-	108.79%	-76.96%
Net Cash Per Share	-1296.96	-1062.51	-1279.55	-206.14	538.56	258.06
Filing Date Shares Outstanding	93,333	93,249	93,333	93,333	93,333	93,263
Total Common Shares Outstanding	93,333	93,249	93,333	93,333	93,333	93,263
Book Value Per Share	3150.44	3150.17	3040.68	2794.85	2460.84	2194.74
Tangible Book Value	289,518,174	286,231,511	276,751,686	254,978,186	224,585,177	199,574,853
Tangible Book Value Per Share	3101.98	3069.54	2965.20	2731.91	2406.27	2139.93

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 8, 2026

Data Sources Report a data error