PT Bank Mandiri (Persero) Tbk (IDX:BMRI)
Indonesia · Delayed Price · Currency is IDR 3,700.00
+90.00 (2.49%)
Nov 6, 2026, 4:14 PM WIB
IDX:BMRI Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 139,843,141 | 144,817,483 | 134,735,364 | 127,454,571 | 109,397,530 | 86,552,332 |
Revenue Growth | -0.11% | 7.48% | 5.71% | 16.51% | 26.40% | 23.17% |
Net Income Net Income Growth | 64,097,809 | 56,293,950 | 55,782,742 | 55,060,057 | 41,170,637 | 28,028,155 |
Earnings Per Share EPS Growth | 687.14 | 603.23 | 597.67 | 589.93 | 441.26 | 300.53 |
EPS Growth | 24.54% | 0.93% | 1.31% | 33.69% | 46.83% | 66.88% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 20,578,247 | 17,214,198 | 16,520,893 | 20,027,444 | 15,408,716 | 11,352,687 |
Commercial Banking Commercial Banking Growth | 12,505,828 | 11,492,775 | 8,546,490 | 9,438,280 | 6,362,187 | 4,322,239 |
Government Institutional Government Institutional Growth | 5,052,811 | 4,217,061 | 3,855,604 | 3,647,857 | 2,196,215 | 2,562,645 |
Retail Banking Retail Banking Growth | 59,946,769 | 57,654,760 | 56,464,624 | 50,271,339 | 39,631,388 | 42,086,536 |
Head Office Head Office Growth | 9,437,394 | 9,222,607 | 8,891,805 | 11,247,212 | 7,302,906 | 6,001,701 |
Subsidiaries - Sharia Subsidiaries - Sharia Growth | 8,910,750 | 23,763,624 | 20,892,819 | 17,908,688 | 15,517,665 | 12,980,056 |
Subsidiaries - Insurance Subsidiaries - Insurance Growth | 2,376,664 | 1,634,278 | 4,051,407 | 4,435,785 | 4,314,430 | 3,784,498 |
Subsidiaries - Other than Insurance and Sharia Subsidiaries - Other than Insurance and Sharia Growth | 12,105,642 | 11,267,527 | 11,853,770 | 10,892,846 | 10,432,203 | 7,104,757 |
Adjustment and Elimination Adjustment and Elimination Growth | 5,805,759 | 3,202,211 | 1,326,695 | -4,893,415 | 985,605 | -19,366,950 |
Treasury & International Banking Treasury & International Banking Growth | - | 4,226,103 | 2,265,934 | 5,533,018 | 7,276,832 | 16,670,419 |
Total Total Growth | 140,716,077 | 143,895,144 | 134,670,041 | 128,509,054 | 109,428,147 | 87,498,588 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 213,605,484 | 176,954,774 | 179,206,992 | 173,659,193 | 191,253,379 | 133,744,774 |
Total Debt Total Debt Growth | 334,588,813 | 276,108,369 | 298,631,967 | 192,899,175 | 141,003,969 | 109,677,339 |
Net Cash (Debt) Net Cash Growth | -120,983,329 | -99,153,595 | -119,424,975 | -19,239,982 | 50,249,410 | 24,067,435 |
Net Cash Growth | - | - | - | - | 108.79% | -76.96% |
Net Cash Per Share Net Cash Per Share Growth | -1296.96 | -1062.51 | -1279.55 | -206.14 | 538.56 | 258.06 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -294,274,057 | -196,063,175 | -208,081,950 | -155,746,825 | -102,237,704 | -17,788,756 |
Capital Expenditures CapEx Growth | -4,524,418 | -5,455,329 | -5,899,513 | -3,052,859 | -3,162,807 | -2,282,614 |
Free Cash Flow Free Cash Flow Growth | -298,798,475 | -201,518,504 | -213,981,463 | -158,799,684 | -105,400,511 | -20,071,370 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 45.84% | 38.87% | 41.40% | 43.20% | 37.63% | 32.38% |
FCF Margin | -213.67% | -139.15% | -158.82% | -124.59% | -96.35% | -23.19% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 476.960 | 476.960 | 466.180 | 353.960 | 264.670 | 180.320 |
Dividend Per Share Growth | 0% | 2.31% | 31.70% | 33.74% | 46.78% | 63.73% |
Dividend Yield | 12.89% | 9.34% | 8.18% | 5.85% | 5.33% | 5.13% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 8, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.38 | 8.46 | 9.54 | 10.26 | 11.25 | 11.69 |
Forward PE | 5.77 | 8.82 | 9.14 | 10.30 | 12.33 | 10.31 |
PS Ratio | 2.47 | 3.29 | 3.95 | 4.43 | 4.23 | 3.79 |