IDX:BMRI Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	152,346,694	164,412,466	151,236,027	132,544,470	112,382,118	97,749,086
Interest Paid on Deposits	54,583,662	58,202,431	49,479,107	36,657,896	24,478,764	24,686,592
Net Interest Income	97,763,032	106,210,035	101,756,920	95,886,574	87,903,354	73,062,494
Net Interest Income Growth	-7.26%	4.38%	6.12%	9.08%	20.31%	16.86%
Gain (Loss) on Sale of Assets	4,830	2,277	2,835	8,624	2,821	-114,086
Gain (Loss) on Sale of Investments	676,872	463,146	150,297	125,295	899,579	3,245,224
Other Non-Interest Income	49,735,259	48,501,517	44,637,098	42,586,931	36,688,158	30,787,052
Total Non-Interest Income	51,584,603	48,966,940	44,790,230	42,720,850	37,590,558	33,918,190
Non-Interest Income Growth	11.55%	9.32%	4.84%	13.65%	10.83%	9.05%
Revenues Before Loan Losses	149,347,635	155,176,975	146,547,150	138,607,424	125,493,912	106,980,684
Provision for Loan Losses	9,504,494	10,359,492	11,811,786	11,152,853	16,096,382	20,428,352
Revenue	139,843,141	144,817,483	134,735,364	127,454,571	109,397,530	86,552,332
Revenue Growth	-0.11%	7.48%	5.71%	16.51%	26.40%	23.17%
Salaries and Employee Benefits	23,226,311	26,635,454	23,990,763	24,423,089	24,641,746	22,677,112
Selling, General & Administrative	24,273,642	30,104,000	26,269,998	22,483,068	21,867,965	19,333,506
Other Non-Interest Expense	9,591,972	11,681,582	8,280,238	5,841,490	6,664,899	6,194,672
Total Non-Interest Expense	57,118,961	68,316,489	58,199,943	52,712,953	52,967,794	48,172,986
EBT Excluding Unusual Items	82,724,180	76,500,994	76,535,421	74,741,618	56,429,736	38,379,346
Legal Settlements	42,964	-269	21,828	20,451	11,353	7,453
Other Unusual Items	-64,163	-83,162	-153,763	-77,188	-63,363	-28,378
Pretax Income	82,702,981	76,417,563	76,403,486	74,684,881	56,377,726	38,358,421
Income Tax Expense	15,620,266	15,071,430	15,238,365	14,633,011	11,425,358	7,807,324
Earnings From Continuing Operations	67,082,715	61,346,133	61,165,121	60,051,870	44,952,368	30,551,097
Minority Interest in Earnings	-2,984,906	-5,052,183	-5,382,379	-4,991,813	-3,781,731	-2,522,942
Net Income	64,097,809	56,293,950	55,782,742	55,060,057	41,170,637	28,028,155
Net Income to Common	64,097,809	56,293,950	55,782,742	55,060,057	41,170,637	28,028,155
Net Income Growth	24.47%	0.92%	1.31%	33.74%	46.89%	66.84%
Basic Shares Outstanding	93,282	93,320	93,333	93,333	93,303	93,263
Diluted Shares Outstanding	93,282	93,320	93,333	93,333	93,303	93,263
Shares Change	-0.05%	-0.01%	-	0.03%	0.04%	-0.02%
EPS (Basic)	687.14	603.23	597.67	589.93	441.26	300.53
EPS (Diluted)	687.14	603.23	597.67	589.93	441.26	300.53
EPS Growth	24.54%	0.93%	1.31%	33.69%	46.83%	66.88%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	376.960	476.960	466.180	353.960	264.670	180.320
Dividend Growth	-33.42%	2.31%	31.70%	33.74%	46.78%	63.73%
Effective Tax Rate	18.89%	19.72%	19.95%	19.59%	20.27%	20.35%