IDX:BNII Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	13,205,854	13,062,202	11,883,891	10,400,454	10,730,035
Interest Paid on Deposits	5,983,952	5,956,792	4,650,268	3,422,604	3,612,756
Net Interest Income	7,221,902	7,105,410	7,233,623	6,977,850	7,117,279
Net Interest Income Growth (YoY)	1.64%	-1.77%	3.67%	-1.96%	-1.96%
Income From Trading Activities	349,504	123,931	187,169	57,189	161,836
Gain (Loss) on Sale of Assets	5,415	3,680	5,013	2,330	1,006
Other Non-Interest Income	1,885,398	2,254,049	1,853,399	1,624,647	1,928,484
Total Non-Interest Income	2,240,317	2,381,660	2,045,581	1,684,166	2,091,326
Non-Interest Income Growth (YoY)	-5.93%	16.43%	21.46%	-19.47%	-12.21%
Revenues Before Loan Losses	9,462,219	9,487,070	9,279,204	8,662,016	9,208,605
Provision for Loan Losses	955,065	1,351,113	1,062,714	1,234,215	1,497,974
Revenue	8,507,154	8,135,957	8,216,490	7,427,801	7,710,631
Revenue Growth (YoY)	4.56%	-0.98%	10.62%	-3.67%	1.40%
Salaries and Employee Benefits	3,265,465	3,244,579	3,000,067	2,753,694	2,548,967
Selling, General & Administrative	3,183,992	3,055,013	2,805,233	2,662,020	2,898,842
Other Non-Interest Expense	-91,865	225,782	5,943	-78,442	-
Total Non-Interest Expense	6,284,361	6,535,644	5,861,816	5,387,575	5,507,969
EBT Excluding Unusual Items	2,222,793	1,600,313	2,354,674	2,040,226	2,202,662
Pretax Income	2,222,793	1,600,313	2,354,674	2,040,226	2,202,662
Income Tax Expense	520,598	401,670	536,924	507,015	501,734
Earnings From Continuing Operations	1,702,195	1,198,643	1,817,750	1,533,211	1,700,928
Minority Interest in Earnings	-44,829	-82,680	-74,344	-62,141	-34,612
Net Income	1,657,366	1,115,963	1,743,406	1,471,070	1,666,316
Net Income to Common	1,657,366	1,115,963	1,743,406	1,471,070	1,666,316
Net Income Growth	48.51%	-35.99%	18.51%	-11.72%	31.58%
Basic Shares Outstanding	76,215	76,215	76,215	76,215	76,215
Diluted Shares Outstanding	76,215	76,215	76,215	76,215	76,215
EPS (Basic)	21.75	14.64	22.87	19.30	21.86
EPS (Diluted)	21.75	14.64	22.87	19.30	21.86
EPS Growth	48.51%	-35.99%	18.51%	-11.72%	31.58%
Dividend Per Share	-	5.857	-	-	-
Effective Tax Rate	23.42%	25.10%	22.80%	24.85%	22.78%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.