IDX:BNII Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11,467,992	7,897,783	7,431,677	6,256,798	6,081,094	19,747,653
Investment Securities	44,146,964	39,356,439	40,989,441	33,084,649	30,132,512	32,822,560
Trading Asset Securities	9,189,391	6,264,494	3,323,060	2,278,678	1,155,617	2,458,094
Total Investments	53,336,355	45,620,933	44,312,501	35,363,327	31,288,129	35,280,654
Gross Loans	128,642,629	126,012,784	129,743,103	118,262,870	109,998,555	103,842,588
Allowance for Loan Losses	-3,224,003	-3,308,828	-4,019,424	-3,522,101	-3,358,468	-3,267,647
Other Adjustments to Gross Loans	-2,362,208	-2,375,563	-2,162,088	-2,260,864	-2,183,468	-2,072,057
Net Loans	123,056,418	120,328,393	123,561,591	112,479,905	104,456,619	98,502,884
Property, Plant & Equipment	3,840,854	3,787,021	3,992,212	3,828,224	3,444,056	3,506,141
Goodwill	7,128	7,128	7,128	7,128	7,128	7,128
Other Intangible Assets	362,682	357,847	374,820	371,142	230,077	200,258
Accrued Interest Receivable	1,035,300	1,190,842	1,047,538	1,001,571	985,860	1,114,836
Other Receivables	1,295,275	2,209,542	1,257,232	1,052,584	1,086,676	2,163,917
Restricted Cash	9,138,657	7,099,181	10,696,358	8,152,106	9,654,266	4,499,947
Other Current Assets	6,008,083	2,760,670	1,948,709	1,020,927	1,451,860	2,066,258
Long-Term Deferred Tax Assets	573,858	324,579	613,076	690,557	614,711	356,236
Other Real Estate Owned & Foreclosed	658,864	704,558	781,806	764,941	780,267	702,834
Other Long-Term Assets	2,609,549	1,013,617	783,806	491,263	413,574	220,125
Total Assets	213,807,986	193,717,633	197,179,822	171,803,070	160,813,918	168,712,977

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	710,070	788,290	692,709	711,933	675,541	616,676
Interest Bearing Deposits	127,552,122	119,078,293	122,101,453	118,843,022	108,871,995	118,941,138
Total Deposits	127,552,122	119,078,293	122,101,453	118,843,022	108,871,995	118,941,138
Short-Term Borrowings	24,637,516	15,503,783	19,132,840	4,522,749	2,657,243	4,542,977
Current Portion of Long-Term Debt	7,330,298	6,871,350	11,621,641	6,216,804	8,368,078	4,840,272
Current Portion of Leases	19,915	1,561	29,574	23,657	85,173	8,345
Current Income Taxes Payable	316,217	298,743	306,285	387,455	413,496	211,682
Accrued Interest Payable	192,025	190,384	275,929	263,193	186,099	194,987
Other Current Liabilities	5,844,220	4,205,675	2,461,694	1,519,560	1,927,201	2,025,842
Long-Term Debt	12,350,294	11,241,795	6,618,402	5,849,756	5,716,181	5,882,352
Long-Term Leases	522,745	441,992	423,816	504,590	225,518	392,694
Long-Term Unearned Revenue	27,089	26,924	37,142	35,948	33,868	26,676
Pension & Post-Retirement Benefits	1,618,210	1,552,453	1,649,703	1,521,830	1,444,263	1,416,914
Other Long-Term Liabilities	407,723	419,792	607,472	593,129	662,321	717,164
Total Liabilities	181,541,473	160,634,150	165,971,431	141,007,036	131,279,968	139,826,538

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	3,855,908	3,855,908	3,855,908	3,855,908	3,855,908	3,855,908
Additional Paid-In Capital	6,357,376	6,357,376	6,357,376	6,357,376	6,357,376	6,357,376
Retained Earnings	19,555,528	19,437,858	18,226,877	17,895,447	16,740,470	15,762,891
Comprehensive Income & Other	1,850,565	2,802,165	2,166,704	2,149,589	2,099,239	2,482,587
Total Common Equity	31,619,377	32,453,307	30,606,865	30,258,320	29,052,993	28,458,762
Minority Interest	647,136	630,176	601,526	537,714	480,957	427,677
Shareholders' Equity	32,266,513	33,083,483	31,208,391	30,796,034	29,533,950	28,886,439
Total Liabilities & Equity	213,807,986	193,717,633	197,179,822	171,803,070	160,813,918	168,712,977

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	44,860,768	34,060,481	37,826,273	17,117,556	17,052,193	15,666,640
Net Cash (Debt)	-22,561,803	-19,693,413	-26,233,260	-6,249,008	-8,278,266	10,092,411
Net Cash Growth	-	-	-	-	-	-25.59%
Net Cash Per Share	-296.03	-258.39	-344.20	-81.99	-108.62	132.42
Filing Date Shares Outstanding	76,215	76,215	76,215	76,215	76,215	76,215
Total Common Shares Outstanding	76,215	76,215	76,215	76,215	76,215	76,215
Book Value Per Share	414.87	425.81	401.58	397.01	381.20	373.40
Tangible Book Value	31,249,567	32,088,332	30,224,917	29,880,050	28,815,788	28,251,376
Tangible Book Value Per Share	410.02	421.02	396.57	392.05	378.08	370.68