PT Bank Sinarmas Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	10,149,780	11,256,311	9,307,414	6,908,791	13,312,169
Investment Securities	27,385,028	22,315,245	18,131,802	18,646,763	16,255,518
Trading Asset Securities	5,225	1,855	27,502	-	-
Total Investments	27,390,253	22,317,100	18,159,304	18,646,763	16,255,518
Gross Loans	11,712,890	14,355,803	16,871,446	15,500,964	17,931,776
Allowance for Loan Losses	-746,156	-1,549,516	-1,686,246	-2,121,125	-1,617,907
Net Loans	10,966,734	12,806,287	15,185,200	13,379,839	16,313,869
Property, Plant & Equipment	2,135,089	1,848,307	1,990,293	1,905,822	1,937,251
Accrued Interest Receivable	406,420	405,091	326,751	304,040	315,777
Other Receivables	98,136	87,956	113,853	93,386	48,154
Restricted Cash	6,213,788	5,706,298	6,022,812	4,132,468	2,137,244
Other Current Assets	577,642	685,960	1,036,222	1,391,865	1,884,184
Long-Term Deferred Tax Assets	41,642	261,361	214,568	196,886	64,120
Other Real Estate Owned & Foreclosed	116,287	116,413	125,621	380,204	186,949
Other Long-Term Assets	148,716	133,349	152,958	10,537	216,746
Total Assets	58,244,487	55,624,433	52,634,996	47,350,601	52,671,981
Accrued Expenses	56,145	110,810	76,453	57,843	60,635
Interest Bearing Deposits	47,599,733	44,889,696	42,489,350	38,929,587	44,553,694
Total Deposits	47,599,733	44,889,696	42,489,350	38,929,587	44,553,694
Short-Term Borrowings	1,550	881,201	1,054,952	-	19
Current Income Taxes Payable	27,649	70,541	45,180	153,128	25,897
Accrued Interest Payable	54,049	44,216	43,816	29,078	23,094
Other Current Liabilities	263,817	284,795	336,226	175,224	376,855
Long-Term Debt	618,496	497,505	496,512	495,521	-
Long-Term Leases	116,153	129,916	133,368	113,628	99,004
Long-Term Unearned Revenue	12,238	24,124	22,945	8,869	26,775
Pension & Post-Retirement Benefits	86,507	44,749	35,426	36,141	27,840
Long-Term Deferred Tax Liabilities	22,427	-	-	-	-
Other Long-Term Liabilities	103,128	47,258	74,000	66,574	118,752
Total Liabilities	48,961,892	47,024,811	44,808,228	40,065,593	45,312,565
Common Stock	1,971,616	1,971,616	1,971,616	1,971,616	1,746,180
Additional Paid-In Capital	3,552,194	3,552,194	3,552,194	3,552,194	2,368,655
Retained Earnings	2,277,589	2,006,630	1,714,716	1,642,570	1,428,282
Comprehensive Income & Other	874,388	502,000	588,242	118,628	1,816,299
Total Common Equity	8,675,787	8,032,440	7,826,768	7,285,008	7,359,416
Minority Interest	606,808	567,182	-	-	-
Shareholders' Equity	9,282,595	8,599,622	7,826,768	7,285,008	7,359,416
Total Liabilities & Equity	58,244,487	55,624,433	52,634,996	47,350,601	52,671,981
Total Debt	736,199	1,508,622	1,684,832	609,149	99,023
Net Cash (Debt)	10,813,746	9,941,759	7,650,084	6,299,642	14,886,133
Net Cash Growth	8.77%	29.96%	21.44%	-57.68%	82.42%
Net Cash Per Share	548.47	504.24	388.01	319.52	757.88
Filing Date Shares Outstanding	19,716	19,716	19,716	19,716	19,716
Total Common Shares Outstanding	19,716	19,716	19,716	19,716	19,716
Book Value Per Share	440.03	407.40	396.97	369.49	373.27
Tangible Book Value	8,675,787	8,032,440	7,826,768	7,285,008	7,359,416
Tangible Book Value Per Share	440.03	407.40	396.97	369.49	373.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.