PT Bank Victoria International Tbk (IDX:BVIC)

IDX:BVIC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,129,960	2,076,268	1,836,391	1,705,018	1,612,210	1,790,640
Interest Paid on Deposits	1,574,369	1,527,667	1,257,662	971,638	1,148,556	1,600,982
Net Interest Income	555,591	548,601	578,729	733,381	463,654	189,658
Net Interest Income Growth (YoY)	-3.23%	-5.21%	-21.09%	58.17%	144.47%	-29.53%
Gain (Loss) on Sale of Assets	-1,600	-1,600	-3,637	217.73	-3,099	915.39
Gain (Loss) on Sale of Investments	19,875	24,963	7,485	15,029	140,770	243,872
Other Non-Interest Income	403,717	333,272	217,934	360,930	290,678	218,307
Total Non-Interest Income	421,992	356,635	221,782	376,177	428,350	463,094
Non-Interest Income Growth (YoY)	94.10%	60.80%	-41.04%	-12.18%	-7.50%	36.11%
Revenues Before Loan Losses	977,583	905,235	800,511	1,109,557	892,004	652,753
Provision for Loan Losses	243,516	202,042	242,509	223,959	567,641	358,962
Revenue	734,067	703,193	558,002	885,598	324,363	293,791
Revenue Growth (YoY)	30.63%	26.02%	-36.99%	173.03%	10.41%	-29.60%
Salaries and Employee Benefits	181,092	175,619	157,156	163,031	144,994	175,277
Selling, General & Administrative	211,773	203,991	159,224	148,864	155,904	165,567
Other Non-Interest Expense	137,475	118,952	126,152	111,802	108,970	65,477
Total Non-Interest Expense	664,565	641,272	483,430	528,667	475,231	567,142
EBT Excluding Unusual Items	69,502	61,921	74,572	356,931	-150,868	-273,351
Asset Writedown	81,405	86,739	54,964	-	-	-355.38
Other Unusual Items	-	-	-	-	-	-24,526
Pretax Income	150,908	148,660	129,536	356,931	-150,868	-298,233
Income Tax Expense	30,770	30,801	27,720	130,757	-31,805	-46,039
Earnings From Continuing Operations	120,138	117,859	101,816	226,173	-119,063	-252,194
Minority Interest in Earnings	-	-	-	-	-0.22	0.01
Net Income	120,138	117,859	101,816	226,173	-119,064	-252,194
Net Income to Common	120,138	117,859	101,816	226,173	-119,064	-252,194
Net Income Growth	34.90%	15.76%	-54.98%	-	-	-
Basic Shares Outstanding	15,837	15,849	15,848	11,796	9,228	8,952
Diluted Shares Outstanding	15,837	15,849	15,848	11,796	9,228	8,952
Shares Change (YoY)	-0.13%	0.00%	34.35%	27.82%	3.09%	1.32%
EPS (Basic)	7.59	7.44	6.42	19.17	-12.90	-28.17
EPS (Diluted)	7.59	7.44	6.42	19.17	-12.90	-28.17
EPS Growth	35.18%	15.83%	-66.51%	-	-	-
Effective Tax Rate	20.39%	20.72%	21.40%	36.63%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.