IDX:BVIC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	2,250,274	2,076,268	1,836,391	1,705,018	1,612,210	1,790,640
Interest Paid on Deposits	1,706,632	1,527,667	1,257,662	971,638	1,148,556	1,600,982
Net Interest Income	543,642	548,601	578,729	733,381	463,654	189,658
Net Interest Income Growth (YoY)	2.29%	-5.21%	-21.09%	58.17%	144.47%	-29.53%
Gain (Loss) on Sale of Assets	-2,795	-1,600	-3,637	217.73	-3,099	915.39
Gain (Loss) on Sale of Investments	39,595	24,963	7,485	15,029	140,770	243,872
Other Non-Interest Income	441,876	333,272	217,934	360,930	290,678	218,307
Total Non-Interest Income	478,675	356,635	221,782	376,177	428,350	463,094
Non-Interest Income Growth (YoY)	29.95%	60.80%	-41.04%	-12.18%	-7.50%	36.11%
Revenues Before Loan Losses	1,022,318	905,235	800,511	1,109,557	892,004	652,753
Provision for Loan Losses	233,953	202,042	242,509	223,959	567,641	358,962
Revenue	788,365	703,193	558,002	885,598	324,363	293,791
Revenue Growth (YoY)	22.01%	26.02%	-36.99%	173.03%	10.41%	-29.60%
Salaries and Employee Benefits	185,845	175,619	157,156	163,031	144,994	175,277
Selling, General & Administrative	225,539	203,991	159,224	148,864	155,904	165,567
Other Non-Interest Expense	119,534	118,952	126,152	111,802	108,970	65,477
Total Non-Interest Expense	678,668	641,272	483,430	528,667	475,231	567,142
EBT Excluding Unusual Items	109,697	61,921	74,572	356,931	-150,868	-273,351
Asset Writedown	86,739	86,739	54,964	-	-	-355.38
Other Unusual Items	815.37	-	-	-	-	-24,526
Pretax Income	197,252	148,660	129,536	356,931	-150,868	-298,233
Income Tax Expense	32,188	30,801	27,720	130,757	-31,805	-46,039
Earnings From Continuing Operations	165,063	117,859	101,816	226,173	-119,063	-252,194
Minority Interest in Earnings	-	-	-	-	-0.22	0.01
Net Income	165,063	117,859	101,816	226,173	-119,064	-252,194
Net Income to Common	165,063	117,859	101,816	226,173	-119,064	-252,194
Net Income Growth	145.25%	15.76%	-54.98%	-	-	-
Basic Shares Outstanding	16,709	15,849	15,848	11,796	9,228	8,952
Diluted Shares Outstanding	16,709	15,849	15,848	11,796	9,228	8,952
Shares Change (YoY)	5.43%	0.00%	34.35%	27.82%	3.09%	1.32%
EPS (Basic)	9.88	7.44	6.42	19.17	-12.90	-28.17
EPS (Diluted)	9.88	7.44	6.42	19.17	-12.90	-28.17
EPS Growth	132.99%	15.83%	-66.51%	-	-	-
Effective Tax Rate	16.32%	20.72%	21.40%	36.63%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.