IDX:BVIC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,328,870	2,302,354	2,076,268	1,836,391	1,705,018	1,612,210
Interest Paid on Deposits	1,747,164	1,743,637	1,527,667	1,257,662	971,638	1,148,556
Net Interest Income	581,706	558,717	548,601	578,729	733,381	463,654
Net Interest Income Growth (YoY)	4.70%	1.84%	-5.21%	-21.09%	58.17%	144.47%
Gain (Loss) on Sale of Assets	-189.72	-190.12	-	-3,637	217.73	-3,099
Gain (Loss) on Sale of Investments	107,467	99,284	24,963	7,485	15,029	140,770
Other Non-Interest Income	377,761	437,421	333,272	217,934	360,930	290,678
Total Non-Interest Income	485,038	536,515	358,235	221,782	376,177	428,350
Non-Interest Income Growth (YoY)	14.51%	49.77%	61.53%	-41.04%	-12.18%	-7.50%
Revenues Before Loan Losses	1,066,744	1,095,232	906,835	800,511	1,109,557	892,004
Provision for Loan Losses	286,577	308,302	202,042	242,509	223,959	567,641
Revenue	780,167	786,931	704,793	558,002	885,598	324,363
Revenue Growth (YoY)	6.05%	11.65%	26.31%	-36.99%	173.03%	10.41%
Salaries and Employee Benefits	195,566	193,892	175,619	157,156	163,031	144,994
Selling, General & Administrative	232,122	228,137	203,383	159,224	148,864	155,904
Other Non-Interest Expense	107,596	110,006	119,560	126,152	111,802	108,970
Total Non-Interest Expense	586,536	591,460	642,872	483,430	528,667	475,231
EBT Excluding Unusual Items	193,631	195,471	61,921	74,572	356,931	-150,868
Asset Writedown	-33,117	-33,117	86,739	54,964	-	-
Other Unusual Items	4,409	-	-	-	-	-
Pretax Income	164,922	162,354	148,660	129,536	356,931	-150,868
Income Tax Expense	29,657	30,609	30,801	27,720	130,757	-31,805
Earnings From Continuing Operations	135,265	131,745	117,859	101,816	226,173	-119,063
Minority Interest in Earnings	-	-	-	-	-	-0.22
Net Income	135,265	131,745	117,859	101,816	226,173	-119,064
Net Income to Common	135,265	131,745	117,859	101,816	226,173	-119,064
Net Income Growth	12.59%	11.78%	15.76%	-54.98%	-	-
Basic Shares Outstanding	19,062	18,419	15,849	15,848	11,796	9,228
Diluted Shares Outstanding	19,062	18,419	15,849	15,848	11,796	9,228
Shares Change (YoY)	20.28%	16.22%	0.00%	34.35%	27.82%	3.09%
EPS (Basic)	7.10	7.15	7.44	6.42	19.17	-12.90
EPS (Diluted)	7.10	7.15	7.44	6.42	19.17	-12.90
EPS Growth	-6.39%	-3.85%	15.83%	-66.51%	-	-
Effective Tax Rate	17.98%	18.85%	20.72%	21.40%	36.63%	-