IDX:BVIC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,387,125	2,302,354	2,076,268	1,836,391	1,705,018	1,612,210
Interest Paid on Deposits	1,717,427	1,743,637	1,527,667	1,257,662	971,638	1,148,556
Net Interest Income	669,698	558,717	548,601	578,729	733,381	463,654
Net Interest Income Growth	21.92%	1.84%	-5.21%	-21.09%	58.17%	144.47%
Gain (Loss) on Sale of Assets	7,927	-190.12	-	-3,637	217.73	-3,099
Gain (Loss) on Sale of Investments	98,481	99,284	24,963	7,485	15,029	140,770
Other Non-Interest Income	258,649	437,421	333,272	217,934	360,930	290,678
Total Non-Interest Income	365,058	536,515	358,235	221,782	376,177	428,350
Non-Interest Income Growth	-32.24%	49.77%	61.53%	-41.04%	-12.18%	-7.50%
Revenues Before Loan Losses	1,034,756	1,095,232	906,835	800,511	1,109,557	892,004
Provision for Loan Losses	259,874	308,302	202,042	242,509	223,959	567,641
Revenue	774,882	786,931	704,793	558,002	885,598	324,363
Revenue Growth	-0.98%	11.65%	26.31%	-36.99%	173.03%	10.41%
Salaries and Employee Benefits	201,192	193,892	175,619	157,156	163,031	144,994
Selling, General & Administrative	238,661	228,137	203,383	159,224	148,864	155,904
Other Non-Interest Expense	129,024	110,006	119,560	126,152	111,802	108,970
Total Non-Interest Expense	660,460	591,460	642,872	483,430	528,667	475,231
EBT Excluding Unusual Items	114,421	195,471	61,921	74,572	356,931	-150,868
Asset Writedown	-33,117	-33,117	86,739	54,964	-	-
Pretax Income	81,304	162,354	148,660	129,536	356,931	-150,868
Income Tax Expense	11,495	30,609	30,801	27,720	130,757	-31,805
Earnings From Continuing Operations	69,809	131,745	117,859	101,816	226,173	-119,063
Minority Interest in Earnings	-	-	-	-	-	-0.22
Net Income	69,809	131,745	117,859	101,816	226,173	-119,064
Net Income to Common	69,809	131,745	117,859	101,816	226,173	-119,064
Net Income Growth	-58.82%	11.78%	15.76%	-54.98%	-	-
Basic Shares Outstanding	19,492	18,419	15,849	15,848	11,796	9,228
Diluted Shares Outstanding	19,492	18,419	15,849	15,848	11,796	9,228
Shares Change	21.36%	16.22%	0.00%	34.35%	27.82%	3.09%
EPS (Basic)	3.58	7.15	7.44	6.42	19.17	-12.90
EPS (Diluted)	3.58	7.15	7.44	6.42	19.17	-12.90
EPS Growth	-66.08%	-3.85%	15.83%	-66.51%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	14.14%	18.85%	20.72%	21.40%	36.63%	-