PT Bank Victoria International Tbk (IDX:BVIC)

IDX:BVIC Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	239,536	198,271	1,304,487	1,138,609	1,221,963	1,891,815
Investment Securities	10,557,503	7,880,432	7,129,955	5,859,350	5,901,088	6,958,897
Trading Asset Securities	-	-	-	31,877	-	-
Total Investments	10,557,503	7,880,432	7,129,955	5,891,227	5,901,088	6,958,897
Gross Loans	21,387,275	20,559,860	18,628,743	15,824,611	15,489,074	14,843,354
Allowance for Loan Losses	-438,614	-446,966	-574,872	-538,118	-702,274	-597,378
Net Loans	20,948,661	20,112,894	18,053,871	15,286,493	14,786,801	14,245,976
Property, Plant & Equipment	382,349	391,434	423,227	470,853	508,119	559,673
Other Intangible Assets	15,080	11,099	8,193	2,531	3,194	5,071
Accrued Interest Receivable	304,492	314,751	368,408	391,680	342,864	248,240
Other Receivables	-	5,090	4,854	13,894	11,087	15,409
Restricted Cash	1,197,985	1,401,053	1,493,077	1,506,566	663,114	612,623
Other Current Assets	149,064	106,211	76,746	46,075	28,787	40,638
Long-Term Deferred Tax Assets	83,924	137,021	163,004	197,607	302,389	250,489
Other Real Estate Owned & Foreclosed	328,413	378,984	550,616	931,010	1,154,057	1,367,712
Other Long-Term Assets	124,135	108,748	47,803	55,455	23,682	24,864
Total Assets	34,331,140	31,045,989	29,624,240	25,932,001	24,947,143	26,221,407
Accrued Expenses	167,639	20,241	28,955	37,256	29,880	136,396
Interest Bearing Deposits	25,615,376	23,713,129	22,740,077	19,673,790	18,245,045	18,775,399
Non-Interest Bearing Deposits	-	5,000	1,907	3,000	2,000	2,000
Total Deposits	25,615,376	23,718,129	22,741,984	19,676,790	18,247,045	18,777,399
Short-Term Borrowings	-	796,482	1,435,341	1,272,030	875,025	1,616,914
Current Portion of Long-Term Debt	-	369,250	52,750	199,720	-	-
Current Income Taxes Payable	-	26,375	23,467	16,049	-	-
Accrued Interest Payable	-	103,156	74,153	58,181	59,467	-
Other Current Liabilities	89,348	33,436	26,423	12,301	11,334	14,298
Long-Term Debt	3,918,454	1,920,163	1,294,890	852,183	1,398,520	1,544,029
Long-Term Leases	-	39,811	47,310	33,100	15,632	25,728
Long-Term Unearned Revenue	-	316.85	362.72	11.58	12.93	16.19
Pension & Post-Retirement Benefits	57,344	45,626	36,848	37,980	39,568	58,499
Other Long-Term Liabilities	108,499	39,544	36,972	35,935	1,256,235	1,403,754
Total Liabilities	29,956,659	27,112,530	25,799,455	22,231,538	21,932,718	23,577,032
Common Stock	1,841,521	1,584,853	1,584,824	1,584,823	1,048,713	895,195
Additional Paid-In Capital	667,789	668,371	668,685	670,585	407,786	282,775
Retained Earnings	1,506,026	1,378,236	1,186,186	1,084,370	858,196	977,260
Comprehensive Income & Other	359,146	301,999	385,091	360,686	699,713	489,127
Total Common Equity	4,374,482	3,933,460	3,824,785	3,700,463	3,014,408	2,644,357
Minority Interest	-	-	-	-	17.33	18.22
Shareholders' Equity	4,374,482	3,933,460	3,824,785	3,700,463	3,014,425	2,644,375
Total Liabilities & Equity	34,331,140	31,045,989	29,624,240	25,932,001	24,947,143	26,221,407
Total Debt	3,918,454	3,125,706	2,830,290	2,357,034	2,289,177	3,186,671
Net Cash (Debt)	-275,006	-2,729,660	-889,070	-347,115	-376,499	-799,997
Net Cash Per Share	-16.46	-172.23	-56.10	-29.43	-40.80	-89.37
Filing Date Shares Outstanding	18,415	15,849	15,848	15,848	10,487	8,952
Total Common Shares Outstanding	18,415	15,849	15,848	15,848	10,487	8,952
Book Value Per Share	237.55	248.19	241.34	233.49	287.44	295.39
Tangible Book Value	4,359,402	3,922,360	3,816,592	3,697,932	3,011,214	2,639,286
Tangible Book Value Per Share	236.73	247.49	240.82	233.33	287.13	294.83

Source: S&P Global Market Intelligence. Banks template. Financial Sources.