PT. Clipan Finance Indonesia Tbk (IDX:CFIN)
Indonesia · Delayed Price · Currency is IDR 332.00
-4.00 (-1.19%)
Oct 30, 2026, 4:08 PM WIB
IDX:CFIN Income Statement
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 1,173,798 | 1,262,592 | 1,386,680 | 1,289,718 | 1,063,765 | 1,075,374 |
Total Interest Expense | 237,915 | 279,367 | 310,450 | 239,246 | 160,114 | 308,251 |
Net Interest Income | 935,883 | 983,225 | 1,076,230 | 1,050,472 | 903,651 | 767,123 |
Other Revenue | 163,064 | 182,612 | 256,336 | 273,790 | 220,097 | 185,408 |
Revenue Before Loan Losses | 1,100,396 | 1,165,838 | 1,332,566 | 1,324,262 | 1,123,749 | 952,531 |
Provision for Loan Losses | 480,539 | 572,975 | 600,621 | 431,052 | 390,586 | 671,523 |
| 619,857 | 592,863 | 731,946 | 893,210 | 733,163 | 281,008 | |
Revenue Growth | 9.33% | -19.00% | -18.05% | 21.83% | 160.91% | -34.67% |
Salaries & Employee Benefits | 349,594 | 335,136 | 389,141 | 369,370 | 348,848 | 294,350 |
Cost of Services Provided | 145,203 | 159,295 | 208,896 | 209,436 | 199,625 | 145,502 |
Other Operating Expenses | -145,620 | -145,620 | -103,374 | -683,393 | -171,868 | -165,097 |
Total Operating Expenses | 351,003 | 352,696 | 498,114 | -101,311 | 379,646 | 277,071 |
Operating Income | 268,854 | 240,167 | 233,831 | 994,521 | 353,517 | 3,937 |
Currency Exchange Gain (Loss) | - | - | - | - | 438.81 | 471.04 |
EBT Excluding Unusual Items | 264,766 | 235,520 | 228,533 | 990,483 | 352,457 | 35.59 |
Other Unusual Items | 34,053 | 34,053 | 40,960 | 43,838 | 47,159 | 37,508 |
Pretax Income | 299,622 | 270,376 | 273,717 | 1,035,010 | 399,501 | 39,695 |
Income Tax Expense | 69,417 | 58,161 | 58,916 | 220,005 | 88,779 | -6,611 |
Net Income | 230,205 | 212,216 | 214,801 | 815,005 | 310,722 | 46,306 |
Net Income to Common | 230,205 | 212,216 | 214,801 | 815,005 | 310,722 | 46,306 |
Net Income Growth | 21.29% | -1.20% | -73.64% | 162.29% | 571.02% | -0.56% |
Shares Outstanding (Basic) | 3,985 | 3,985 | 3,985 | 3,985 | 3,985 | 3,985 |
Shares Outstanding (Diluted) | 3,985 | 3,985 | 3,985 | 3,985 | 3,985 | 3,985 |
Shares Change | 0.01% | - | - | - | - | - |
EPS (Basic) | 57.77 | 53.26 | 53.91 | 204.54 | 77.98 | 11.62 |
EPS (Diluted) | 57.77 | 53.26 | 53.91 | 204.54 | 77.98 | 11.62 |
EPS Growth | 21.28% | -1.20% | -73.64% | 162.30% | 571.08% | -0.57% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,409,966 | 828,269 | -73,866 | -1,096,600 | -550,685 | 2,096,708 |
Free Cash Flow Per Share | 353.82 | 207.87 | -18.54 | -275.21 | -138.21 | 526.21 |
Dividend Per Share | 50.000 | 50.000 | 50.000 | - | 100.000 | - |
Dividend Growth | 0% | 0% | - | - | - | - |
Operating Margin | 43.37% | 40.51% | 31.95% | 111.34% | 48.22% | 1.40% |
Profit Margin | 37.14% | 35.80% | 29.35% | 91.24% | 42.38% | 16.48% |
Free Cash Flow Margin | 227.47% | 139.71% | -10.09% | -122.77% | -75.11% | 746.14% |
Effective Tax Rate | 23.17% | 21.51% | 21.52% | 21.26% | 22.22% | - |
Revenue as Reported | 1,520,816 | 1,627,709 | 1,794,471 | 2,296,383 | 1,509,403 | 1,473,648 |