INPC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	1,611,354	1,484,753	1,441,977	1,534,022	1,688,028	1,976,522	Upgrade
Interest Paid on Deposits	670,186	502,774	491,344	766,265	1,056,241	1,049,601	Upgrade
Net Interest Income	941,168	981,979	950,633	767,757	631,787	926,921	Upgrade
Net Interest Income Growth (YoY)	-6.84%	3.30%	23.82%	21.52%	-31.84%	-22.62%	Upgrade
Gain (Loss) on Sale of Assets	159	231	1,348	444	940	565	Upgrade
Gain (Loss) on Sale of Investments	53,910	28,839	1,235	5,805	-60	597	Upgrade
Other Non-Interest Income	230,017	283,779	165,886	300,924	115,933	106,180	Upgrade
Total Non-Interest Income	284,086	312,849	168,469	307,173	116,813	107,342	Upgrade
Non-Interest Income Growth (YoY)	-13.25%	85.70%	-45.16%	162.96%	8.82%	44.79%	Upgrade
Revenues Before Loan Losses	1,225,254	1,294,828	1,119,102	1,074,930	748,600	1,034,263	Upgrade
Provision for Loan Losses	31,850	103,657	240,495	553,166	-73,073	228,415	Upgrade
Revenue	1,193,404	1,191,171	878,607	521,764	821,673	805,848	Upgrade
Revenue Growth (YoY)	10.27%	35.57%	68.39%	-36.50%	1.96%	-25.96%	Upgrade
Salaries and Employee Benefits	279,762	279,962	265,404	240,331	317,883	363,989	Upgrade
Selling, General & Administrative	185,980	157,228	141,517	162,795	134,613	159,986	Upgrade
Other Non-Interest Expense	535,827	566,674	407,327	322,105	325,361	353,323	Upgrade
Total Non-Interest Expense	1,008,826	1,007,814	809,466	725,224	791,251	882,187	Upgrade
EBT Excluding Unusual Items	184,578	183,357	69,141	-203,460	30,422	-76,339	Upgrade
Pretax Income	184,578	183,357	69,141	-203,460	30,422	-76,339	Upgrade
Income Tax Expense	36,604	36,604	14,144	-35,397	9,051	-17,994	Upgrade
Net Income	147,974	146,753	54,997	-168,063	21,371	-58,345	Upgrade
Net Income to Common	147,974	146,753	54,997	-168,063	21,371	-58,345	Upgrade
Net Income Growth	48.03%	166.84%	-	-	-	-	Upgrade
Basic Shares Outstanding	20,224	20,223	20,223	20,223	15,796	15,796	Upgrade
Diluted Shares Outstanding	20,224	20,223	20,223	20,223	15,796	15,796	Upgrade
Shares Change (YoY)	0.00%	-	-	28.03%	-	-	Upgrade
EPS (Basic)	7.32	7.26	2.72	-8.31	1.35	-3.69	Upgrade
EPS (Diluted)	7.32	7.26	2.72	-8.31	1.35	-3.69	Upgrade
EPS Growth	48.12%	166.84%	-	-	-	-	Upgrade
Effective Tax Rate	19.83%	19.96%	20.46%	-	29.75%	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.