INPC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	1,582,093	1,484,753	1,441,977	1,534,022	1,688,028	1,976,522	Upgrade
Interest Paid on Deposits	609,497	502,774	491,344	766,265	1,056,241	1,049,601	Upgrade
Net Interest Income	972,596	981,979	950,633	767,757	631,787	926,921	Upgrade
Net Interest Income Growth (YoY)	-3.00%	3.30%	23.82%	21.52%	-31.84%	-22.62%	Upgrade
Gain (Loss) on Sale of Assets	301	231	1,348	444	940	565	Upgrade
Gain (Loss) on Sale of Investments	48,292	28,839	1,235	5,805	-60	597	Upgrade
Other Non-Interest Income	312,605	283,779	165,886	300,924	115,933	106,180	Upgrade
Total Non-Interest Income	361,198	312,849	168,469	307,173	116,813	107,342	Upgrade
Non-Interest Income Growth (YoY)	64.02%	85.70%	-45.16%	162.96%	8.82%	44.79%	Upgrade
Revenues Before Loan Losses	1,333,794	1,294,828	1,119,102	1,074,930	748,600	1,034,263	Upgrade
Provision for Loan Losses	47,036	103,657	240,495	553,166	-73,073	228,415	Upgrade
Revenue	1,286,758	1,191,171	878,607	521,764	821,673	805,848	Upgrade
Revenue Growth (YoY)	35.24%	35.57%	68.39%	-36.50%	1.96%	-25.96%	Upgrade
Salaries and Employee Benefits	280,276	279,962	265,404	240,331	317,883	363,989	Upgrade
Selling, General & Administrative	168,706	157,228	141,517	162,795	134,613	159,986	Upgrade
Other Non-Interest Expense	660,821	566,674	407,327	322,105	325,361	353,323	Upgrade
Total Non-Interest Expense	1,120,461	1,007,814	809,466	725,224	791,251	882,187	Upgrade
EBT Excluding Unusual Items	166,297	183,357	69,141	-203,460	30,422	-76,339	Upgrade
Pretax Income	166,297	183,357	69,141	-203,460	30,422	-76,339	Upgrade
Income Tax Expense	36,604	36,604	14,144	-35,397	9,051	-17,994	Upgrade
Net Income	129,693	146,753	54,997	-168,063	21,371	-58,345	Upgrade
Net Income to Common	129,693	146,753	54,997	-168,063	21,371	-58,345	Upgrade
Net Income Growth	26.25%	166.84%	-	-	-	-	Upgrade
Basic Shares Outstanding	20,223	20,223	20,223	20,223	15,796	15,796	Upgrade
Diluted Shares Outstanding	20,223	20,223	20,223	20,223	15,796	15,796	Upgrade
Shares Change (YoY)	0.00%	-	-	28.03%	-	-	Upgrade
EPS (Basic)	6.41	7.26	2.72	-8.31	1.35	-3.69	Upgrade
EPS (Diluted)	6.41	7.26	2.72	-8.31	1.35	-3.69	Upgrade
EPS Growth	26.25%	166.84%	-	-	-	-	Upgrade
Effective Tax Rate	22.01%	19.96%	20.46%	-	29.75%	-	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.