IDX:INPC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Interest Income on Loans	1,675,078	1,646,064	1,484,753	1,441,977	1,534,022	1,688,028	Upgrade
Interest Paid on Deposits	943,495	735,995	502,774	491,344	766,265	1,056,241	Upgrade
Net Interest Income	731,583	910,069	981,979	950,633	767,757	631,787	Upgrade
Net Interest Income Growth (YoY)	-22.27%	-7.32%	3.30%	23.82%	21.52%	-31.84%	Upgrade
Gain (Loss) on Sale of Assets	147	211	231	1,348	444	940	Upgrade
Gain (Loss) on Sale of Investments	77,789	53,289	28,839	1,235	5,805	-60	Upgrade
Other Non-Interest Income	466,454	304,296	283,779	165,886	300,924	115,933	Upgrade
Total Non-Interest Income	544,390	357,796	312,849	168,469	307,173	116,813	Upgrade
Non-Interest Income Growth (YoY)	91.77%	14.37%	85.70%	-45.16%	162.96%	8.82%	Upgrade
Revenues Before Loan Losses	1,275,973	1,267,865	1,294,828	1,119,102	1,074,930	748,600	Upgrade
Provision for Loan Losses	23,920	75,026	103,657	240,495	553,166	-73,073	Upgrade
Revenue	1,252,053	1,192,839	1,191,171	878,607	521,764	821,673	Upgrade
Revenue Growth (YoY)	4.93%	0.14%	35.58%	68.39%	-36.50%	1.96%	Upgrade
Salaries and Employee Benefits	291,762	287,069	279,962	265,404	240,331	317,883	Upgrade
Selling, General & Administrative	184,876	182,005	156,843	141,517	162,795	134,613	Upgrade
Other Non-Interest Expense	647,308	526,287	567,059	407,327	322,105	325,361	Upgrade
Total Non-Interest Expense	1,125,116	1,003,084	1,007,814	809,466	725,224	791,251	Upgrade
EBT Excluding Unusual Items	126,937	189,755	183,357	69,141	-203,460	30,422	Upgrade
Pretax Income	126,937	189,755	183,357	69,141	-203,460	30,422	Upgrade
Income Tax Expense	45,796	37,281	36,604	14,144	-35,397	9,051	Upgrade
Net Income	81,141	152,474	146,753	54,997	-168,063	21,371	Upgrade
Net Income to Common	81,141	152,474	146,753	54,997	-168,063	21,371	Upgrade
Net Income Growth	-45.16%	3.90%	166.84%	-	-	-	Upgrade
Basic Shares Outstanding	20,223	20,223	20,223	20,223	20,223	15,796	Upgrade
Diluted Shares Outstanding	20,223	20,223	20,223	20,223	20,223	15,796	Upgrade
Shares Change (YoY)	-	-	-	-	28.03%	-	Upgrade
EPS (Basic)	4.01	7.54	7.26	2.72	-8.31	1.35	Upgrade
EPS (Diluted)	4.01	7.54	7.26	2.72	-8.31	1.35	Upgrade
EPS Growth	-45.20%	3.90%	166.84%	-	-	-	Upgrade
Effective Tax Rate	36.08%	19.65%	19.96%	20.46%	-	29.75%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.