PT Bank Artha Graha Internasional Tbk (IDX:INPC)

Indonesia · Delayed Price · Currency is IDR

140.00

0.00 (0.00%)

Aug 12, 2026, 4:04 PM WIB

IDX:INPC Financials Overview

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,352,318	807,685	1,192,839	1,191,171	878,607	521,764
Revenue Growth	11.01%	-32.29%	0.14%	35.58%	68.39%	-36.50%
Net Income	-542,822	-567,520	152,474	146,753	54,997	-168,063
Earnings Per Share	-26.84	-28.06	7.54	7.26	2.72	-8.31
EPS Growth	-	-	3.90%	166.84%	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Productive	43,220	-29,574	267,230	485,869	487,354	295,603
Treasury	736,591	745,982	604,338	421,035	365,830	349,354
Consumer	62,995	77,452	96,788	119,010	137,231	166,329
Others	-43,114	-60,489	-58,287	-43,935	-39,782	-43,529
Total	799,692	733,371	910,069	981,979	950,633	767,757

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,870,731	3,344,073	4,272,359	1,544,010	3,722,757	5,672,883
Total Debt	688,275	403,346	923,056	451,090	467,326	483,831
Net Cash (Debt)	1,182,456	2,940,727	3,349,303	1,092,920	3,255,431	5,189,052
Net Cash Growth	-72.83%	-12.20%	206.46%	-66.43%	-37.26%	-47.17%
Net Cash Per Share	58.47	145.41	165.62	54.04	160.97	256.59

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	1,888,597	377,712	2,456,455	-1,089,042	1,285,186	1,563,511
Capital Expenditures	-52,320	-45,056	-25,707	-32,029	-11,287	-16,150
Free Cash Flow	1,836,277	332,656	2,430,748	-1,121,071	1,273,899	1,547,361
Free Cash Flow Growth	1714.49%	-86.31%	-	-	-17.67%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-40.14%	-70.27%	12.78%	12.32%	6.26%	-32.21%
FCF Margin	135.79%	41.19%	203.78%	-94.12%	144.99%	296.56%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	28.38	10.06	26.11	-
P/FCF Ratio	1.54	8.88	1.78	-	1.13	1.64
PS Ratio	2.09	3.66	3.63	1.24	1.63	4.87