PT Bank Artha Graha Internasional Tbk (IDX:INPC)

IDX:INPC Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,870,348	3,196,282	3,296,248	1,418,506	2,043,819	2,970,484
Investment Securities	11,429,130	9,087,253	9,644,312	6,044,752	5,723,947	5,540,244
Trading Asset Securities	383	332	48	35	143	2,049
Total Investments	11,429,513	9,087,585	9,644,360	6,044,787	5,724,090	5,542,293
Gross Loans	9,195,827	9,792,435	10,605,479	12,147,369	10,229,770	11,479,972
Allowance for Loan Losses	-294,569	-315,665	-531,907	-510,636	-524,587	-663,068
Net Loans	8,901,258	9,476,770	10,073,572	11,636,733	9,705,183	10,816,904
Property, Plant & Equipment	2,134,417	2,150,330	2,123,376	2,127,797	2,078,315	2,106,653
Other Intangible Assets	27,024	30,616	25,487	31,873	31,164	32,731
Accrued Interest Receivable	261,340	272,255	253,265	326,422	365,947	344,590
Other Receivables	12,043	220,886	154,147	29,065	44,925	64,344
Restricted Cash	2,958,704	2,311,415	3,024,920	2,658,276	2,937,933	1,532,310
Other Current Assets	161,542	141,931	299,083	285,516	443,697	442,877
Long-Term Deferred Tax Assets	242,350	261,873	229,681	270,760	304,870	317,941
Other Real Estate Owned & Foreclosed	237,022	351,587	808,883	936,110	1,223,296	1,829,689
Other Long-Term Assets	83,480	72,288	193,371	337,766	534,394	127,004
Total Assets	28,319,041	27,573,818	30,126,393	26,103,611	25,437,633	26,127,820

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	299,545	186,860	91,791	137,608	101,805	150,483
Interest Bearing Deposits	23,188,132	22,800,877	24,343,600	20,969,492	20,344,445	21,025,484
Total Deposits	23,188,132	22,800,877	24,343,600	20,969,492	20,344,445	21,025,484
Short-Term Borrowings	294,554	340	499,281	1,057	33	77
Current Income Taxes Payable	14,397	17,510	15,088	11,551	10,132	11,796
Accrued Interest Payable	32,616	37,710	35,100	26,693	18,438	24,096
Other Current Liabilities	112,464	239,973	281,930	226,741	363,813	318,200
Long-Term Debt	393,721	403,006	423,775	450,033	467,293	483,754
Long-Term Unearned Revenue	4,351	2,493	12,735	9,579	12,367	15,131
Pension & Post-Retirement Benefits	102,579	71,426	75,996	88,475	97,222	129,762
Other Long-Term Liabilities	4,976	12,502	7,401	11,349	17,715	15,088
Total Liabilities	24,447,335	23,772,697	25,786,697	21,932,578	21,433,263	22,173,871

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,242,372	2,242,372	2,242,372	2,242,372	2,242,372	2,242,372
Additional Paid-In Capital	415,285	415,285	415,285	415,285	415,285	415,285
Retained Earnings	-270,122	-345,409	222,111	69,637	-77,116	-132,113
Comprehensive Income & Other	1,484,171	1,488,873	1,459,928	1,443,739	1,423,829	1,428,405
Shareholders' Equity	3,871,706	3,801,121	4,339,696	4,171,033	4,004,370	3,953,949
Total Liabilities & Equity	28,319,041	27,573,818	30,126,393	26,103,611	25,437,633	26,127,820

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	688,275	403,346	923,056	451,090	467,326	483,831
Net Cash (Debt)	1,182,456	2,940,727	3,349,303	1,092,920	3,255,431	5,189,052
Net Cash Growth	-72.83%	-12.20%	206.46%	-66.43%	-37.26%	-47.17%
Net Cash Per Share	58.47	145.41	165.62	54.04	160.97	256.59
Filing Date Shares Outstanding	20,223	20,223	20,223	20,223	20,223	20,223
Total Common Shares Outstanding	20,223	20,223	20,223	20,223	20,223	20,223
Book Value Per Share	191.45	187.96	214.59	206.25	198.01	195.51
Tangible Book Value	3,844,682	3,770,505	4,314,209	4,139,160	3,973,206	3,921,218
Tangible Book Value Per Share	190.11	186.44	213.33	204.67	196.47	193.89

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

Data Sources Report a data error