IDX:INPC Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,659,837	1,699,766	1,646,064	1,484,753	1,441,977	1,534,022
Interest Paid on Deposits	860,145	966,395	735,995	502,774	491,344	766,265
Net Interest Income	799,692	733,371	910,069	981,979	950,633	767,757
Net Interest Income Growth	0.83%	-19.42%	-7.32%	3.30%	23.82%	21.52%
Gain (Loss) on Sale of Assets	626	551	211	231	1,348	444
Gain (Loss) on Sale of Investments	44,501	80,856	53,289	28,839	1,235	5,805
Other Non-Interest Income	540,572	474,554	304,296	283,779	165,886	300,924
Total Non-Interest Income	585,699	555,961	357,796	312,849	168,469	307,173
Non-Interest Income Growth	27.93%	55.38%	14.37%	85.70%	-45.16%	162.96%
Revenues Before Loan Losses	1,385,391	1,289,332	1,267,865	1,294,828	1,119,102	1,074,930
Provision for Loan Losses	33,073	481,647	75,026	103,657	240,495	553,166
Revenue	1,352,318	807,685	1,192,839	1,191,171	878,607	521,764
Revenue Growth	11.01%	-32.29%	0.14%	35.58%	68.39%	-36.50%
Salaries and Employee Benefits	280,498	291,887	297,599	279,962	265,404	240,331
Selling, General & Administrative	182,231	178,016	182,005	156,843	141,517	162,795
Other Non-Interest Expense	1,420,818	920,111	515,757	567,059	407,327	322,105
Total Non-Interest Expense	1,916,288	1,406,494	1,003,084	1,007,814	809,466	725,224
EBT Excluding Unusual Items	-563,970	-598,809	189,755	183,357	69,141	-203,460
Pretax Income	-563,970	-598,809	189,755	183,357	69,141	-203,460
Income Tax Expense	-21,148	-31,289	37,281	36,604	14,144	-35,397
Net Income	-542,822	-567,520	152,474	146,753	54,997	-168,063
Net Income to Common	-542,822	-567,520	152,474	146,753	54,997	-168,063
Net Income Growth	-	-	3.90%	166.84%	-	-
Basic Shares Outstanding	20,224	20,223	20,223	20,223	20,223	20,223
Diluted Shares Outstanding	20,224	20,223	20,223	20,223	20,223	20,223
Shares Change	0.00%	-	-	-	-	28.03%
EPS (Basic)	-26.84	-28.06	7.54	7.26	2.72	-8.31
EPS (Diluted)	-26.84	-28.06	7.54	7.26	2.72	-8.31
EPS Growth	-	-	3.90%	166.84%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	-	-	19.65%	19.96%	20.46%	-