LIFE Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep '24 Sep 9, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Market Capitalization	12,600,000	12,652,500	10,867,500	12,967,500	10,059,000	12,810,000
Market Cap Growth	-1.63%	16.43%	-16.19%	28.91%	-21.48%	-
Enterprise Value	11,941,696	11,778,090	9,690,592	11,953,727	9,114,282	12,073,411
PE Ratio	105.42	99.40	28.52	169.28	28.02	40.77
PS Ratio	3.56	3.62	3.14	3.18	2.31	2.84
PB Ratio	1.69	1.69	1.41	1.71	1.25	1.65
P/FCF Ratio	-16.68	-14.42	-8.19	14.68	-12.18	-34.31
P/OCF Ratio	-16.77	-14.46	-8.22	14.41	-12.26	-35.03
EV/Sales Ratio	3.38	3.37	2.80	2.93	2.09	2.68
EV/EBITDA Ratio	44.60	36.95	22.71	78.88	22.34	29.40
EV/EBIT Ratio	49.67	39.76	23.84	93.53	23.69	31.83
EV/FCF Ratio	-15.68	-13.43	-7.30	13.53	-11.03	-32.33
Debt / Equity Ratio	0.00	0.00	0.00	0.00	0.00	-
Debt / EBITDA Ratio	0.04	0.04	0.02	0.12	0.08	-
Debt / FCF Ratio	-0.01	-0.02	-0.01	0.02	-0.04	-
Quick Ratio	4.96	5.67	9.24	11.29	9.21	9.37
Current Ratio	5.27	6.00	9.62	11.58	9.44	9.67
Asset Turnover	0.24	0.23	0.22	0.25	0.27	0.28
Return on Equity (ROE)	1.59%	1.67%	4.82%	0.95%	4.19%	3.83%
Return on Assets (ROA)	1.00%	1.21%	1.59%	0.50%	1.50%	1.49%
Return on Capital (ROIC)	1.99%	2.44%	3.33%	1.02%	3.03%	3.17%
Earnings Yield	0.95%	1.00%	3.38%	0.57%	3.29%	2.24%
FCF Yield	-6.04%	-6.93%	-12.21%	6.81%	-8.21%	-2.91%
Dividend Yield	0.63%	0.63%	3.54%	0.57%	5.50%	1.33%
Payout Ratio	311.00%	293.86%	19.41%	691.24%	46.96%	132.55%
Total Shareholder Return	0.63%	0.63%	3.54%	0.57%	5.50%	1.33%

Source: S&P Capital IQ. Insurance template. Financial Sources.