PT Bank China Construction Bank Indonesia Tbk (IDX:MCOR)

IDX:MCOR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,194,838	2,141,940	1,690,178	1,322,606	1,248,020	1,282,612
Interest Paid on Deposits	1,206,935	1,146,130	733,299	518,652	527,188	720,255
Net Interest Income	987,903	995,810	956,879	803,954	720,832	562,357
Net Interest Income Growth (YoY)	2.15%	4.07%	19.02%	11.53%	28.18%	0.44%
Gain (Loss) on Sale of Investments	3,278	3,351	1,802	-2,419	-5,131	-4,334
Other Non-Interest Income	54,364	87,325	41,692	71,384	69,223	68,662
Total Non-Interest Income	82,642	115,676	18,654	68,965	64,092	64,328
Non-Interest Income Growth (YoY)	36.25%	520.11%	-72.95%	7.60%	-0.37%	-8.35%
Revenues Before Loan Losses	1,070,545	1,111,486	975,533	872,919	784,924	626,685
Provision for Loan Losses	119,174	158,324	128,803	170,846	174,615	55,292
Revenue	951,371	953,162	846,730	702,073	610,309	571,393
Revenue Growth (YoY)	9.08%	12.57%	20.60%	15.04%	6.81%	-6.58%
Salaries and Employee Benefits	305,880	310,144	307,482	290,016	278,808	255,648
Selling, General & Administrative	237,337	243,880	236,309	236,328	222,112	258,689
Other Non-Interest Expense	-	-	-	3,057	-	-
Total Non-Interest Expense	539,122	547,277	536,692	524,313	505,834	507,690
EBT Excluding Unusual Items	412,249	405,885	310,038	177,760	104,475	63,703
Asset Writedown	-23,596	-23,596	-237	-2,018	-461	-
Pretax Income	388,653	382,289	309,801	175,742	104,014	63,703
Income Tax Expense	88,287	86,887	68,510	39,783	24,622	13,724
Net Income	300,366	295,402	241,291	135,959	79,392	49,979
Net Income to Common	300,366	295,402	241,291	135,959	79,392	49,979
Net Income Growth	17.60%	22.43%	77.47%	71.25%	58.85%	-36.71%
Basic Shares Outstanding	37,920	37,920	37,920	37,920	37,920	26,112
Diluted Shares Outstanding	37,920	37,920	37,920	37,920	37,920	26,112
Shares Change (YoY)	-	-	-	-	45.22%	57.00%
EPS (Basic)	7.92	7.79	6.36	3.59	2.09	1.91
EPS (Diluted)	7.92	7.79	6.36	3.59	2.09	1.91
EPS Growth	17.66%	22.48%	77.38%	71.55%	9.42%	-59.77%
Effective Tax Rate	22.72%	22.73%	22.11%	22.64%	23.67%	21.54%

Updated Feb 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.