MCOR Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Jun '24 Jun 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Interest Income on Loans	1,938,128	1,690,178	1,322,606	1,248,020	1,282,612	1,298,866	Upgrade
Interest Paid on Deposits	936,262	733,299	518,652	527,188	720,255	738,975	Upgrade
Net Interest Income	1,001,866	956,879	803,954	720,832	562,357	559,891	Upgrade
Net Interest Income Growth (YoY)	8.53%	19.02%	11.53%	28.18%	0.44%	-4.68%	Upgrade
Gain (Loss) on Sale of Investments	3,305	1,802	-2,419	-5,131	-4,334	324	Upgrade
Other Non-Interest Income	85,835	41,692	71,384	69,223	68,662	69,868	Upgrade
Total Non-Interest Income	89,140	43,494	68,965	64,092	64,328	70,192	Upgrade
Non-Interest Income Growth (YoY)	113.94%	-36.93%	7.60%	-0.37%	-8.35%	-9.41%	Upgrade
Revenues Before Loan Losses	1,091,006	1,000,373	872,919	784,924	626,685	630,083	Upgrade
Provision for Loan Losses	177,652	128,803	170,846	174,615	55,292	18,479	Upgrade
Revenue	913,354	871,570	702,073	610,309	571,393	611,604	Upgrade
Revenue Growth (YoY)	15.76%	24.14%	15.04%	6.81%	-6.57%	2.11%	Upgrade
Salaries and Employee Benefits	314,429	307,482	290,016	278,808	255,648	243,900	Upgrade
Selling, General & Administrative	244,836	234,002	236,328	222,112	258,689	249,723	Upgrade
Other Non-Interest Expense	2,307	2,307	3,057	-	-	-	Upgrade
Total Non-Interest Expense	578,430	536,692	524,313	505,834	507,690	493,618	Upgrade
EBT Excluding Unusual Items	334,924	334,878	177,760	104,475	63,703	117,986	Upgrade
Asset Writedown	8,263	-25,077	-2,018	-461	-	-5,650	Upgrade
Pretax Income	343,187	309,801	175,742	104,014	63,703	112,336	Upgrade
Income Tax Expense	75,855	68,510	39,783	24,622	13,724	33,369	Upgrade
Net Income	267,332	241,291	135,959	79,392	49,979	78,967	Upgrade
Net Income to Common	267,332	241,291	135,959	79,392	49,979	78,967	Upgrade
Net Income Growth	35.78%	77.47%	71.25%	58.85%	-36.71%	-12.12%	Upgrade
Basic Shares Outstanding	37,920	37,920	37,920	37,920	26,112	16,631	Upgrade
Diluted Shares Outstanding	37,920	37,920	37,920	37,920	26,112	16,631	Upgrade
Shares Change (YoY)	-	-	-	45.22%	57.01%	-	Upgrade
EPS (Basic)	7.05	6.36	3.59	2.09	1.91	4.75	Upgrade
EPS (Diluted)	7.05	6.36	3.59	2.09	1.91	4.75	Upgrade
EPS Growth	35.72%	77.38%	71.55%	9.42%	-59.77%	-12.12%	Upgrade
Effective Tax Rate	22.10%	22.11%	22.64%	23.67%	21.54%	29.70%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.