PT Bank China Construction Bank Indonesia Tbk (IDX:MCOR)

Indonesia · Delayed Price · Currency is IDR

56.00

0.00 (0.00%)

Oct 30, 2026, 4:06 PM WIB

IDX:MCOR Financials Overview

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	943,383	925,403	953,162	846,730	702,073	610,309
Revenue Growth	-1.66%	-2.91%	12.57%	20.60%	15.04%	6.81%
Net Income	288,508	301,948	295,402	241,291	135,959	79,392
Earnings Per Share	7.60	7.96	7.79	6.36	3.59	2.09
EPS Growth	-5.55%	2.22%	22.49%	77.38%	71.55%	9.42%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Loans	1,737,694	1,714,466	1,325,422	1,024,885	985,836
Treasury	384,607	424,891	332,405	281,610	254,202
Unallocated Income and Expenses	-1,049,493	-1,050,368	-650,094	-426,059	-445,289
Trade Finance	13,099	6,828	4,813	2,529	46
Total	1,085,907	1,095,817	1,012,546	882,965	794,795

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,229,409	1,147,453	677,117	1,478,935	5,080,566	9,128,023
Total Debt	3,826,838	195,945	2,069,195	561,036	477,479	446,891
Net Cash (Debt)	-2,597,429	951,508	-1,392,078	917,899	4,603,087	8,681,132
Net Cash Growth	-	-	-	-80.06%	-46.98%	26.20%
Net Cash Per Share	-68.46	25.09	-36.71	24.21	121.39	228.93

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-324,551	-4,177,138	-1,420,088	691,875	-90,229	-295,973
Capital Expenditures	-121,114	-15,128	-22,342	-16,366	-26,790	-35,139
Free Cash Flow	-445,665	-4,192,266	-1,442,430	675,509	-117,019	-331,112
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	30.58%	32.63%	30.99%	28.50%	19.36%	13.01%
FCF Margin	-47.24%	-453.02%	-151.33%	79.78%	-16.67%	-54.25%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.36	9.42	9.50	12.26	22.31	55.41
Forward PE	-	43.19	43.19	43.19	43.19	43.19
P/FCF Ratio	-	-	-	4.38	-	-
PS Ratio	2.25	3.07	2.94	3.49	4.32	7.21