PT Bank China Construction Bank Indonesia Tbk (IDX:MCOR)

IDX:MCOR Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	1,225,597	1,145,026	672,801	396,854	1,120,660	2,684,325
Investment Securities	8,932,722	8,070,781	6,815,516	5,575,716	4,841,118	7,544,763
Trading Asset Securities	3,812	2,427	4,316	12,832	12,738	7,045
Total Investments	8,936,534	8,073,208	6,819,832	5,588,548	4,853,856	7,551,808
Gross Loans	27,351,876	26,407,187	23,463,801	19,359,978	16,687,285	13,772,663
Allowance for Loan Losses	-281,494	-268,605	-450,922	-513,561	-454,746	-291,961
Net Loans	27,070,382	26,138,582	23,012,879	18,846,417	16,232,539	13,480,702
Property, Plant & Equipment	841,550	748,082	781,079	802,325	733,485	797,087
Goodwill	190,075	190,075	190,075	190,075	190,075	190,075
Other Intangible Assets	-	8,314	13,857	19,399	24,942	30,485
Accrued Interest Receivable	122,687	155,389	158,830	98,444	57,300	42,486
Restricted Cash	963,925	1,222,936	1,490,587	1,552,681	1,481,410	1,114,099
Other Current Assets	75,941	62,899	55,136	12,215	13,700	24,806
Long-Term Deferred Tax Assets	130,773	130,773	132,787	124,587	73,849	42,073
Other Real Estate Owned & Foreclosed	78,491	78,491	80,084	108,306	139,306	141,436
Other Long-Term Assets	261,804	129,934	137,514	112,095	101,831	95,166
Total Assets	39,897,759	38,083,709	33,545,461	27,851,946	25,022,953	26,194,548

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	3,392	17,158	7,652	3,179	1,310
Accrued Expenses	82,192	4,276	4,664	5,326	2,782	7,348
Interest Bearing Deposits	28,160,291	30,359,654	24,202,147	20,311,462	18,014,589	19,348,131
Total Deposits	28,160,291	30,359,654	24,202,147	20,311,462	18,014,589	19,348,131
Short-Term Borrowings	3,826,838	187,409	2,055,258	96,318	1,764	389
Current Portion of Long-Term Debt	-	-	-	461,910	-	-
Current Income Taxes Payable	-	33,557	43,129	74,659	50,200	43,167
Accrued Interest Payable	65,052	59,973	75,580	46,953	27,053	23,839
Other Current Liabilities	69,635	26,625	27,190	20,501	16,495	18,908
Long-Term Debt	-	-	-	-	467,025	427,575
Long-Term Leases	-	8,536	13,937	2,808	8,690	18,927
Long-Term Unearned Revenue	-	10,150	12,031	33,286	33,131	19,784
Pension & Post-Retirement Benefits	177,810	175,329	165,685	168,500	139,261	127,639
Other Long-Term Liabilities	149,477	69,290	86,886	82,014	59,547	76,325
Total Liabilities	32,531,295	30,938,191	26,703,665	21,311,389	18,823,716	20,113,342

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,791,973	3,791,973	3,791,973	3,791,973	3,791,973	3,791,973
Additional Paid-In Capital	1,267,378	1,267,378	1,267,378	1,267,378	1,267,378	1,267,378
Retained Earnings	1,940,473	1,723,037	1,421,089	1,125,687	884,396	748,437
Comprehensive Income & Other	366,640	363,130	361,356	355,519	255,490	273,418
Shareholders' Equity	7,366,464	7,145,518	6,841,796	6,540,557	6,199,237	6,081,206
Total Liabilities & Equity	39,897,759	38,083,709	33,545,461	27,851,946	25,022,953	26,194,548

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,826,838	195,945	2,069,195	561,036	477,479	446,891
Net Cash (Debt)	-2,597,429	951,508	-1,392,078	917,899	4,603,087	8,681,132
Net Cash Growth	-	-	-	-80.06%	-46.98%	26.20%
Net Cash Per Share	-68.46	25.09	-36.71	24.21	121.39	228.93
Filing Date Shares Outstanding	37,920	37,920	37,920	37,920	37,920	37,920
Total Common Shares Outstanding	37,920	37,920	37,920	37,920	37,920	37,920
Book Value Per Share	194.26	188.44	180.43	172.48	163.48	160.37
Tangible Book Value	7,176,389	6,947,129	6,637,864	6,331,083	5,984,220	5,860,646
Tangible Book Value Per Share	189.25	183.21	175.05	166.96	157.81	154.55

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error