PT Bank China Construction Bank Indonesia Tbk (IDX:MCOR)

IDX:MCOR Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,793,464	672,801	396,854	1,120,660	2,684,325	2,399,982
Investment Securities	5,838,339	6,815,516	5,575,716	4,841,118	7,544,763	6,074,836
Trading Asset Securities	138	4,316	12,832	12,738	7,045	4,047
Total Investments	5,838,477	6,819,832	5,588,548	4,853,856	7,551,808	6,078,883
Gross Loans	23,465,606	23,463,801	19,359,978	16,687,285	13,772,663	14,729,081
Allowance for Loan Losses	-485,795	-450,922	-513,561	-454,746	-291,961	-173,279
Net Loans	22,979,811	23,012,879	18,846,417	16,232,539	13,480,702	14,555,802
Property, Plant & Equipment	752,583	781,079	802,325	733,485	797,087	832,249
Goodwill	190,075	190,075	190,075	190,075	190,075	190,075
Other Intangible Assets	-	13,857	19,399	24,942	30,485	36,028
Accrued Interest Receivable	134,638	158,830	98,444	57,300	42,486	47,528
Restricted Cash	1,119,639	1,490,587	1,552,681	1,481,410	1,114,099	807,668
Other Current Assets	18,635	55,136	12,215	13,700	24,806	20,882
Long-Term Deferred Tax Assets	132,787	132,787	124,587	73,849	42,073	10,738
Other Real Estate Owned & Foreclosed	80,084	80,084	108,306	139,306	141,436	160,793
Other Long-Term Assets	239,939	137,514	112,095	101,831	95,166	94,945
Total Assets	34,280,132	33,545,461	27,851,946	25,022,953	26,194,548	25,235,573
Accounts Payable	-	17,158	7,652	3,179	1,310	19,362
Accrued Expenses	19,578	4,664	5,326	2,782	7,348	10,325
Interest Bearing Deposits	26,048,583	24,202,147	20,311,462	18,014,589	19,348,131	18,492,415
Total Deposits	26,048,583	24,202,147	20,311,462	18,014,589	19,348,131	18,492,415
Short-Term Borrowings	677,961	2,055,258	96,318	1,764	389	-
Current Portion of Long-Term Debt	-	-	461,910	-	-	-
Current Income Taxes Payable	-	43,129	74,659	50,200	43,167	30,394
Accrued Interest Payable	55,143	75,580	46,953	27,053	23,839	29,904
Other Current Liabilities	11,062	27,190	20,501	16,495	18,908	21,590
Long-Term Debt	-	-	-	467,025	427,575	421,500
Long-Term Leases	-	13,937	2,808	8,690	18,927	4,086
Long-Term Unearned Revenue	-	12,031	33,286	33,131	19,784	27,950
Pension & Post-Retirement Benefits	169,952	165,685	168,500	139,261	127,639	122,980
Other Long-Term Liabilities	212,827	86,886	82,014	59,547	76,325	38,351
Total Liabilities	27,195,106	26,703,665	21,311,389	18,823,716	20,113,342	19,218,857
Common Stock	3,791,973	3,791,973	3,791,973	3,791,973	3,791,973	3,791,973
Additional Paid-In Capital	1,267,378	1,267,378	1,267,378	1,267,378	1,267,378	1,267,378
Retained Earnings	1,651,966	1,421,089	1,125,687	884,396	748,437	669,045
Comprehensive Income & Other	373,709	361,356	355,519	255,490	273,418	288,320
Shareholders' Equity	7,085,026	6,841,796	6,540,557	6,199,237	6,081,206	6,016,716
Total Liabilities & Equity	34,280,132	33,545,461	27,851,946	25,022,953	26,194,548	25,235,573
Total Debt	677,961	2,069,195	561,036	477,479	446,891	425,586
Net Cash (Debt)	2,115,641	-1,392,078	917,899	4,603,087	8,681,132	6,878,742
Net Cash Growth	18.01%	-	-80.06%	-46.98%	26.20%	-
Net Cash Per Share	55.79	-36.71	24.21	121.39	228.93	263.43
Filing Date Shares Outstanding	37,920	37,920	37,920	37,920	37,920	37,920
Total Common Shares Outstanding	37,920	37,920	37,920	37,920	37,920	37,920
Book Value Per Share	186.84	180.43	172.48	163.48	160.37	158.67
Tangible Book Value	6,894,951	6,637,864	6,331,083	5,984,220	5,860,646	5,790,613
Tangible Book Value Per Share	181.83	175.05	166.96	157.81	154.55	152.71

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.